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Payment a Day - Chapter 2024
Comments
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Cashed out prolific for a debt overpayment.
Today's total £9.79Total debt remaining £15,664.212 -
£62 to debt todayFebruary NSDs: 0 / 10
February PADs: 2 / 29
February Groceries Challenge: £59 / £250
February Make £5 a Day: £255 / £145
Current Debt: £3159 | CC £1490 | N £571 | C £725 | E £373
Weight Loss Challenge 2024: 0 lbs2 -
Evening all,
£9.20 PAD to my loan for me today.PAYDBC24 #8 ~ £10188.212 -
Morning
£25 to savings today please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1050/£1000 | Sabbatical £5664/£60002 -
Morning!
So when I changed the DD for my water supplier they increased the monthly bill by a pound but sent me a £40 credit refund! Why they didn't reduce the DD by £3 I've no idea. Anyway it was unexpected money so a £41 total PAD today please.
SF xTilly Tidying andPADing in 2024 £250.62
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RIP Mum & Dad - thanks for helping me on my journey to be
Debt and Mortgage free from 20183 -
Morning, one of my accounts earnt £2.68 in interest today, woohoo! So PAD of £4.68 today
1 -
£595.65 was yesterday's grand totalMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £25,444....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF £300/3000
Studies/surveys October £ 101.72
Decluttering items 1400/2025. 444/2026
Books read 2025/23 2026- 23 (target is 52)
Jigsaws done 20 in 2025. 5 in 2026
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up4 -
Sounds like reducing the direct debit was too logical for them @Sallyforth 🤷🏾♀️.
The total so far this year is looking amazing! I add the daily total to my PADdingtons 2024 spreadsheet, so that I can the accumulated total as the year goes on. Very impressive stuff 👏🏾.
My PADs are
£1.12 to the penny challenge
£0.50 to the 50p challenge
£1.62 totalDebt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 and, I was Debt Free on 09/02/2025 🎉 but life 🫣, so now I have a Debt Reset 🥴
DEBT DEBT = £6,646.22 😬
Bank of Mum:- Moped Insurance = £300/£1,800 (16.67% repaid) || Bookkeeping Course £750/£3,000 (25% repaid)
The Tax Man:- Council Tax = £221.72/£221.72 (100% repaid 🎉) || Self Assessment = £1,624.50/£1,624.50 (100% repaid 🎉)
Debt Debt Tracker = £2,896.22/£6,646.22 (43.57% repaid)2 -
Hi all. £3.15 for me today!Plan to PAD Everyday 2026Credit Card - £2864.24 int free to 31/05/26) -PAD TotalsJan 2026 - £277.72Feb 2026 - £40.57 11.11% paid!1
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Hi £4 to next please1
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