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"The Save £12k in 2024" challenge
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#48 declaring for Nov - £1225#24 Save 12k in 20262
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We are getting near the end of the challenge now so well done all who have managed to keep with it regardless of whether you have met or will meet your target.
I have saved £1000 this month so better than October.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
The 365 Day 1p Challenge 2026 #1 £55/£667.95
Save £12k in 2026 #1 £1000/£120005 -
Sorry realised that this was confusing. I was adding £1225 not minus £1225Angelica123 said:#48 declaring for Nov - £1225#24 Save 12k in 20261 -
I've Sorted!Angelica123 said:
Sorry realised that this was confusing. I was adding £1225 not minus £1225Angelica123 said:#48 declaring for Nov - £1225
Save £12k in 2025 #2 I saved £14,660.97 of £6000 or 244.35% of my target. The 2026 Save £12k in 2026 thread is here
OS Grocery Challenge in 2025 I finished the year at £2880.99/£3000 or 96.03% of my annual spend so I am sticking with a £3000 annual budget for 2026
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
My keep within our budget diary is here1 -
#58 - November's contribution is in at a nice £1615.91, which sends me through my target with a month to spare, just as well since it's Christmas month up next!
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#7 Jellybaby reporting £550 for November.
I’m well over my target but this was a guesstimate year having retired in March. Absolutely delighted how it’s worked out but next year will be totally different as I’m making plans and spending it!
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#34 ReleaseTheStars £410 for November
Thank you!1 -
george4064 said:
Here goes a double declaration, unfortunately not the most exciting.george4064 said:#4 declaring £0 for July and £0 for August.
Been away a lot recently and paying renovation costs, means zero saved!
#4 Declaring £0 for September and £0 for October.
Likely November and December will be zero as well, hoping 2025 will be able to start saving again properly!Well done for keeping the renovations going and well done for trying to save what you could. It's never easy and it's even harder and takes real courage to declare savings on a forum challenge, so I admire your courage. What an inspiration you are for 2025
.Looking forward to having you aboard next year

# No.2 Save 1p A Day Challenge 2026 £59.17 / £667.95 (1)# No.4 Save £12k in 2026 £2454.88 / £12,000 (1)# No.4 £2 Savers Club 2026 - 25/12 - 24/10 £28 / £200 (1)# No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £50+ / £400 (1)# No.5 Fiver Friday Challenge 2026 £25/£230 (1)# Make £2026 in 2026 £627.92 / £2026 (1)3 -
#10 reporting £128.16 for November.
My debt-free diary: Go your own way
Save £6k in 2025 #19 £1,002.60/£6,000
Save £10k in 2024 #10 £12,013.63/£10,000
Save £12k in 2023 #20 £7,040.55/£12,0002 -
george4064 Renovations that add value are an investment, to be realised when you sell. Most likely outstrip most savings/investments in the long term.
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