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"The Save £12k in 2024" challenge
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#58 Just noticed I missed reporting for August, OoopsPlease add £926.07 for that month, thanks.2
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Number 13 TinaBallerina reporting £241.58 for October 2024. I normally stuff my sinking funds (which I don't include in this total) and save what's left, but this month I decided to save what I could and then stuff what was left into sinking funds. Think that has worked quite well and I will continue to trial this over the last couple of months of the year. Well done to everyone who have met their targets already!2
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Well done to all who have finished or almost finished this challenge. Watch out for the new thread in late December or early January.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
The 365 Day 1p Challenge 2025 #1 £667.95/£162.90
Save £12k in 2025 #1 £12000/£70007 -
So we’ve almost made it to the end of the year and the end of the challenge for 2024. After today’s update I’ve got just December to go. Can’t quite believe just how quickly this year has gone. See you all next month for the final update. Fingers crossed for everyone in the challenge to hopefully achieve your goals 🤞
#18 Topscooby £1250 for November please 👌
£12k in 2025 #27 ( £7,000 / £12000 ) 🤞
£12k in 2024 #18 (£14,000 / £12,000)…Goal surpassed 🙏
The 365 Day 1p Challenge 2023 #86 ( Completed at 299.42% )1 -
#60 penny_less reporting £2.36 for October 🙁
We had a very expensive vet bill…
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#35 linz £2603.59 for November please.
Regular £1000 plus the maturity of a fixed rate savings account has pushed me over my £12k total
My first time on this thread, but i will do it again next year, it's excellent for keeping focused. Thanks to all involved in updating the spreadsheet and best of luck to everyone else!#39 - Save £12k in 20252 -
#32 reporting for NOV +£449.28
Thank you,If you believe you can, you will. If you believe you can't, you won't.
Secured/Unsecured loans x 1
Credit Cards x 8 (total limit £55,050)
Creation FS Retail Account x 1
Creation Credit Sale 0% x 1 = £112.50pm x 20 mths
0% Overdraft x 1 (£0 / £250)
Mortgage Outstanding - £137,707.00 (Payment 13/360)
Total Debt = £7,400 (0%APR) @ £100pm - Stoozing1 -
george4064 said:#4 declaring £0 for July and £0 for August.
Been away a lot recently and paying renovation costs, means zero saved!
#4 Declaring £0 for September and £0 for October.
Likely November and December will be zero as well, hoping 2025 will be able to start saving again properly!
"If you aren’t willing to own a stock for ten years, don’t even think about owning it for ten minutes” Warren Buffett
Save £12k in 2025 - #024 £1,450 / £15,000 (9%)0 -
#33 Kim_13£1 added at the end of October (securing Principality RS before it was relaunched at a lower rate.) Total for October therefore £452.50.
£302.82 saved in November1 -
george4064 said:george4064 said:#4 declaring £0 for July and £0 for August.
Been away a lot recently and paying renovation costs, means zero saved!
#4 Declaring £0 for September and £0 for October.
Likely November and December will be zero as well, hoping 2025 will be able to start saving again properly!Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here1
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