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"The Save £12k in 2024" challenge
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#26 here. July saving of £1200. £200 to max my old ISA and £1000 for this new ISA.
MFW 2025 #32 £4,006.43/£3,000; MFW 2024 #32 £4,217.84/£3,000; MFW 2023 #32 £5,238.84/£4,000; MFW 2022 #32 £8,246.43/£8,000; MFW 2021 #32 £8,982.73/£8,000; MFW 2020 #32 £12,000/£6,000
Save £12k in 2025 #48 £9,600/£14,000; Save £12k in 2024 #26 £13,055.37/£6,000; Save £12k in 2023 #31 £11,500/£6,000; Save £12k in 2022 #32 £7,180.24/£7,000; Save £12k in 2021 #32 £9,500/£8,000; Save £12k in 2020 #147 £9,370/£8,000
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#16 Gem-Gem reporting £7,243 for August.Salary for the next few months has been paid in advance.HMRC has been paid in full for last year and this year. I am expecting to get some back next year.Till the end of the year I will now only be reporting interest savings. Money needed for the next few months has been put aside and not been included in this total.2025 Fashion on a ration 0/66 coupons
2025 Frugal challenge1 -
#48 - 1375 for August
Regular savers coming out0 -
I have tweaked the conditional formatting in the tracker spreadsheet as we have passed the end of July - so the thresholds for the three shades of green begin at 58% now, then dark green is 79% and exceeding your target remains at over 100%. (I have left the differential between the two shades of amber at 33%). So if your total is between 33 and 57% you are in pale amber now.
Obviously this is based on an even savings rate, averaged over the year, which only the minority follow, but it acts as a little nudge (an incentive for me, at least) as I can see if I am on track or falling behind.
Here is a link to the spreadsheetSave £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here4 -
Hi,
#003 declaring £500 for August.
Thanks
Kev
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Hello everyone, time for an update. Every month so far this year I’ve managed to achieve my monthly target of £1000 to ensure I hit my target for the year 🙏 However, this time, for the first time this year, I’m very happy to report in with a higher than expected amount. I doubt that this will become the norm unfortunately. But, time will tell….
#18 Topscooby £1500 for August please 💷👌£12k in 2025 #27 ( £7,000 / £12000 ) 🤞
£12k in 2024 #18 (£14,000 / £12,000)…Goal surpassed 🙏
The 365 Day 1p Challenge 2023 #86 ( Completed at 299.42% )2 -
#49
June: £18.581.36
July: -£3383.20 (minus) - car insurance and some other big stuff
Will report August once month has finished
Thanks1 -
Hi,
#22
Apologies for reporting late.
June £0
July £645.78#220 -
TallGirl no 50 reporting in
July 800
August 800
i should be able to make up some more before the end of the year but we have a wedding to pay for and I’ve increased my pension contributions by 10%. I have had a payrise so fingers crossed.Save £12k in 25 No 49
PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K
Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest1 -
#29 reporting in for July. Total of £86.66 saved. Another tough month of house insurance and life events for other people.Save £12k in 2025 #33 £2531.77/£5000 (If this carries on I might have to up my target!)
April take lunch to work goal - 3 of 121
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