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any reason to consider 2 bedroom flat over 1 bed house?
Comments
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tiger135 said:I have close to 200k to put down and want a small mortgage as possible. I am single, dont want a lodger, very minimal.
Here are a few examples of what I can buy:
https://www.rightmove.co.uk/properties/141843707
any thoughts welcome, two houses and two flats there, all in decent locations .
thanks for any thoughts.
That said, having sold a flat and bought a house a couple of years ago, I’m not sure I could ever go back…but some people prefer the perception of increased security etc, it really depends how long you plan on being there.1 -
AFF8879 said:tiger135 said:I have close to 200k to put down and want a small mortgage as possible. I am single, dont want a lodger, very minimal.
Here are a few examples of what I can buy:
https://www.rightmove.co.uk/properties/141843707
any thoughts welcome, two houses and two flats there, all in decent locations .
thanks for any thoughts.
That said, having sold a flat and bought a house a couple of years ago, I’m not sure I could ever go back…but some people prefer the perception of increased security etc, it really depends how long you plan on being there.
How long is the lease though? It doesn't say and that is very important. Also, it says service charge £0, which I find very unlikely. I suspect the EA doesn't know. You need to know what it is and also who the managing agent is and whether they are any good.
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AFF are you referring to the 235k one? It has views i think and right next to the rail line.0
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I would always choose a smaller house over a larger flat.3
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In principle I’d buy a house over a flat. In principle I’d buy 2 bedrooms rather than 1 (I’m not minimal and I like to have a space for the books and for people to stay).In reality it would come down to size of rooms (can’t bear small ones), transport links (don’t want to be more than 10 minutes from a station), local amenities (restaurants, coffee shops, park with nice walks, library, cinema). Parking space would be a bonus, but for some people would be essential.
OP needs to think about lifestyle. What I want is the complete opposite of what many others would want.1 -
I'd prefer a house over a flat.
Indeed, I was hoping to get a one-bed house starter home when I bought my first home, but they were just too expensive.
It is a personal choice, though.
A couple with child would choose a two-bed flat over a one-bed house.
You mentioned currently single, but what do you think the next few years might bring?
Do you wish to have guests stay over? Maybe friends, maybe parents (if not local).
All things to consider.1 -
It depends how you feel about outdoor spaces and noise.
Having a private garden is nice when the weather is nice but needs maintenance. Ditto for a driveway.A flat has the potential to have more noise than a house, because you're sharing more walls with other people.
A flat will have better use of space because the stairs are on the outside (if you're not on the ground).A flat should be cheaper to heat than a house too because it has less external wall.Assuming you don't need the garden/driveway or a separate access door, and aren't overly noise sensitive you're probably better with the flat.
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I have never lived in a cluster house, but you have two neighbours with which you share a wall, and one other where you share a corner. So, as far as hearing each other is concerned, is it that much better than a flat? Sound transmission depends so much on the quality of the construction.
No reliance should be placed on the above! Absolutely none, do you hear?3 -
tiger135 said:Thanks I do kinda like house 1. I like the area and garden plus parking. I guess you should look for things that cant be changed. Ideally I dont think I want carpet downstairs, any ideas on cost to change to a hard wood style floor?
google flooring and it will give you a cost per square metre and you can work it out from there
However you shouldn’t let this put you off the property; especially if area etc is all goodMFW 2025 #50: £259.20/£6000
18/01/25: Mortgage: £68,500.14
27/12/24: Mortgage: £69,278.38
27/12/24: Debt: £0 🥳😁
27/12/24: Savings: £12,0001 -
Thanks I just am used to walking in and out of ground floors without taking off shoes, just a quick wipe, I imagine a carpet in the hall/lounge would need cleaning a lot?
I need to stop this putting me off, its the whole can/cant be changed thing I should remember.0
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