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The 365 Day 1p Challenge 2024
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Merry Christmas @enthusiasticsaverIts #7 - I've saved £110 in Nov and £120 in December!! Bringing me to fully complete the challenge for £780 for 2024!With that we now have close to 3k saved for a big family trip to Aus in possibly 2026! So happy!I will join in with 2025 challenge!2025 financial goals & challenges!
1). Mortgage (started Jan 2024) £106,630.42 / £122,400.00 Overpayment total: £904.60 (Inc Sprive yr 1 o/p £19.16 & £55.34 reg monthly overpayment) Equity 28%
2). #7 Save 1p a day challenge 2025 £150/£780
3). £2109.85/£3000 in Investment ISA (34/50 investments)
4). Increase cash savings & saving pots
5). Keep debt to a minimum.
Favourite quote: 'Life is like a box of chocolates, you never know what you're gunna get!' Forrest Gump3 -
Well done to all who have finished the challenge and if you wish to sign up for 2025 the new thread is now up. Happy New Year to all savers.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
Save £12k in 2025 #1 £12000/£80001 -
MsMoon #38 finally completed it - £32.58 potted this week. I checked the separate saver I use for this & its showing a grand total of £672.16 🍾- not sure if this matches what you have on spreadsheet as I seem to have overpaid slightly!?HAPPY NEW YEAR ALL!
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Had to give up saving for this year due to some different circumstances, so my saving pot is still unchanged since about half way through the challenge. Even that is a welcome sum, which I am planning to keep where it is as base amount for a new emergency fund during next year. I am planning to take part in the challenge starting new from tomorrow, though, as I should be able to start setting aside the money again, and I have seen that my bank will facilitate the setup in 2025! Now I just need to find the new thread and sign in. Thank you for this year!Debt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/660 -
Could I be added please. New Year, fresh start. Thank you0
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Looks as if I'll end the the year on £212.84 (plus whatever interest I'm getting tomorrow - maybe 52p according to Monzo)
£3.40 interest earned over the year.
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Hi Would like to join please 😊0
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Happy New Year everyone! I might be too late to update for December but I completed the challenge, ending up with a total of £685.81 (having included all the interest payments throughout the year) (#2).
Could I please be added to the 2025 thread please? I've already started in order to get ahead.
Thanks!2 -
#10 final tally for 2024 = £668.10
delighted i completed it, thank you @enthusiasticsaver for organising this.#33 in 2025's 365x1p challenge - assigning amounts randomly on a daily basis
#23 in make2025in2025
January's total :£34.93 (1.72%. Le sigh....)
February's total : £57.12 (2.82%)
March's total = £123.81 (6.11%)
April's total = £193.74 (9.56%)
May's total =£276.40 (13.6%)
June's total = £277.93 (13.7%)
July's total = £286.45 (14.14%)
2024 = 365x1p challenge #10 final tally £668.10
i apologise now, i can't type.
Or, my keyboard skills cant keep up with my brain.1 -
Can you post on the new thread please. This thread is now closing.duckydd said:Hi Would like to join please 😊I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
Save £12k in 2025 #1 £12000/£80000
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