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The 365 Day 1p Challenge 2024

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  • MsMoon
    MsMoon Posts: 173 Forumite
    Third Anniversary 100 Posts Photogenic Name Dropper
    MsMoon #38 - £23.73 potted this week.


  • Makingabobor2
    Makingabobor2 Posts: 4,187 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    edited 8 December 2024 at 1:32PM
    when will 2025 thread get started? I want to get going on it, so I can have it done before the end of the year. So I might start it already in readiness for the thread starting. ...Oh and can I keep #12 for next year please? 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024!      18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £450/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  July £72.46

    Decluttering items 750
    Books read    12
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • northAthenian
    northAthenian Posts: 101 Forumite
    Eighth Anniversary 100 Posts Name Dropper Combo Breaker
    #10 updating 
     £644.81 ..so very nearly there...
    :smiley:
    #33 in 2025's 365x1p challenge - assigning amounts randomly on a daily basis

    #23 in make2025in2025
    January's total :£34.93  (1.72%. Le sigh....)
    February's total : £57.12 (2.82%)
    March's total = £123.81 (6.11%)
    April's total = £193.74 (9.56%)
    May's total =£276.40 (13.6%)
    June's total = £277.93 (13.7%)
    July's total = £

    2024  = 365x1p challenge #10 final tally £668.10  

    i apologise now, i can't type.
    Or, my keyboard skills cant keep up with my brain.

  • MsMoon
    MsMoon Posts: 173 Forumite
    Third Anniversary 100 Posts Photogenic Name Dropper
    MsMoon #38 - £24.22 potted this week. 🎄

  • enthusiasticsaver
    enthusiasticsaver Posts: 16,054 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Well done all savers who have persisted with the challenge.  Just two more weeks now until it finishes.  Spreadsheet has been updated.  

    The new thread for  2025 has been set up and the link is below.  Please read how the challenge works on the first thread and the MSE blog.  I will put a new spreadsheet up early January and allocate new challenger numbers. 

    https://forums.moneysavingexpert.com/discussion/6562934/the-365-day-1p-challenge-2025#latest
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    The 365 Day 1p Challenge 2025 #1 £667.95/£162.90
    Save £12k in 2025 #1 £12000/£7000
  • sonas_baby
    sonas_baby Posts: 222 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    #3 reporting £14.50 to complete the 2024. Yes I know that puts me over, can only say having the chart on the wall next to the jar doesn't mean that I always score it off. 

    Thanks for running the thread all year. Hope everyone enjoys their holidays and all ready for next year's challenges. 
    It is the job that is never started that takes the longest to finish. Tolkien.
    Save 12k in 2025 No 18 365 1p challenge 2025 No 2
  • MsMoon
    MsMoon Posts: 173 Forumite
    Third Anniversary 100 Posts Photogenic Name Dropper
    MsMoon #38 - £24.78 potted this week. 
    I am doing it the classic chart way - so will be here until the bitter end!! 🎁


  • stewartwilliams
    stewartwilliams Posts: 128 Forumite
    Fourth Anniversary 100 Posts
    edited 24 December 2024 at 3:01PM
    Rounded my total up to £206.xx today with a £20 something payment.
    Could stick the remainder into my challenge pot, but at this point, it won't really make a difference as it will be going to the same place.
    Suppose I could be missing out on 2p interest for a week though ;)

    Maybe a trivial amount, but it's the most I've saved since being on furlough during Covid!
  • Coxy11
    Coxy11 Posts: 5,592 Forumite
    Part of the Furniture 1,000 Posts Photogenic Homepage Hero
    Hello @enthusiasticsaver and all who follow/take part in this challenge.

    I'm delighted to say that I've finished the challenge today by paying over the last amount of £56.55 which, along with monthly interest, has given me the amount of £667.95. Yippeee. This will go towards my next and final stage of my JoGLE hike - we plan to walk from Tiverton to Lands End in April. 

    I won't be taking part in the challenge next year as I've stopped work for the foreseeable. Will be looking for a part time job in the new year but doubt I will have the funds to save this amount. Instead, I'm going to do 'Fiver Friday' - not sure whether to start a thread and invite people along (as can't see that there is one already??)

    Thanks as ever to @enthusiasticsaver for running this challenge and for all the motivation  :)

    Coxy xxx
    Cross-stitch WIP: Fiver Friday challenge 2025 founding member 😊 Read 25 books in 2025 11/25 Currently reading The Cliff House by Amanda Jennings
  • Queen_of_the_Hive
    Queen_of_the_Hive Posts: 1,189 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Coxy11 said:
    Hello @enthusiasticsaver and all who follow/take part in this challenge.

    I'm delighted to say that I've finished the challenge today by paying over the last amount of £56.55 which, along with monthly interest, has given me the amount of £667.95. Yippeee. This will go towards my next and final stage of my JoGLE hike - we plan to walk from Tiverton to Lands End in April. 

    I won't be taking part in the challenge next year as I've stopped work for the foreseeable. Will be looking for a part time job in the new year but doubt I will have the funds to save this amount. Instead, I'm going to do 'Fiver Friday' - not sure whether to start a thread and invite people along (as can't see that there is one already??)

    Thanks as ever to @enthusiasticsaver for running this challenge and for all the motivation  :)

    Coxy xxx

    Congrats @coxy11.
    2025 financial goals & challenges!

    1). Mortgage (started Jan 2024) £107,542.12 / £122,400.00 Overpayment total: £904.60 (Inc Sprive yr 1 o/p £19.16 & £55.34 reg monthly overpayment) Equity 27%

    2). #7 Save 1p a day challenge 2025 £150/£780

    3). £2109.85/£3000 in Investment ISA (34/50 investments)

    4). Increase cash savings & saving pots

    5). Keep debt to a minimum.

    Favourite quote: 'Life is like a box of chocolates, you never know what you're gunna get!' Forrest Gump
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