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Prosperous & Creative Soul & MFW Year 3

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  • savingholmes
    savingholmes Posts: 28,973 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Potential work for the handyman (£25 p/hr) & or others 
    1. Change locks on front and back doors - complete ✅
    2. Fit video doorbell  - ✅ and help me get it set up (instructions have gone missing)
    3. Put electrics through into utility and garage and add a light to the understairs cupboard - He's added a temp pull light in utility. He thinks my electric safety certificate was falsified.
    4. Fit 3 external lights (2 existing points, 1 new). He's done 2 of 3
    5. Fit new lights for garage, hall, lounge, utility - lounge and hall but he accidentally put wrong one up in the hall... So will change at some point. He's changed the new lounge one I didn't like in practice to one I love.
    6. See if sliding patio door fixable - if it is replace blown glass, door lock etc. If it's not talk through options. - Likely to replace. Part of potential bigger job to include the garage.
    7. See if tumble dryer fixable - it isn't. Still need to choose replacement.
    8. Fit new blind to work from home space and landing. Hopefully tomorrow 
    9. Hang a very high picture in the stair well. Hopefully 🍀 tomorrow 
    10. Move triple wardrobe combo from my WFH space into my bedroom and move 6 drawer unit into bedroom 2 for now - Done ✅. Works so much better but was black mould on back of wardrobes and the wall! He's sprayed it and we're hoping now the external work is done that it won't reoccur.
    11. Fix the utility floor - will get garage conversion quote.
    12. Ideally advise on & the fit new stair rail (so one on both sides) and make existing one safe (it wobbles!) - unresolved.
    13. Ideally fit extra spindles to the stair balustrade so it's compliant - hopefully tomorrow 
    14. Fit some grab bars  -Done. Considering whether I need any for the wet room.
    15. Advise me on mirrors - and what different walls could cope with - then hang existing &/or combination of new ones
    16. Change the tubular catch on a few doors - to stop them being able to be pushed open by the cat. ✅
    17. Possible canopy by front door (c£90 on Am****). Unresolved.
    18. Possibly extend canopy to the side and back of the house. Can't at side due to boiler ventilation.
    19. See if can fit castors to some of my existing furniture to make it easier to move around (return what don't need to Am****) - unresolved.
    20. Fit hose pipe holder. Perhaps tomorrow.
    21. Fit rotary washing line. ✅
    22. Depending on flooring decision - could remove hallway flooring - and temporarily fit carpet from the garage that matches the stairs. Unresolved. I may need to buy a little underlay unresolved.
    Possible plumbing & related joinery / plastering / tiling work
    1. Review pipework - could the washing machine be moved back to the kitchen area so that the part garage conversion can be freed up as an art space / other? Yes. If the old pipework was tidied up - would there be room for the tumble dryer near the back door Yes........
    Small update on the handyman's efforts....
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Humdinger1
    Humdinger1 Posts: 2,297 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    edited 6 March 2024 at 11:42PM
    Get well soon @savingholmes.  All the upheaval- though positive- may well have played a part.  Sending love Humdinger xx 
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad some of the jobs are being done and you have people around you.  Sounds like you've found another good handyman.

    That's shocking about the electric certificate though!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • savingholmes
    savingholmes Posts: 28,973 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks Jwil. Yes he is but he has an interview next week so may need to find someone else.

    Lost 9lb without trying.... Just 3st5lb left to go before operation becomes safer...

    I need to chase various health things today. I've done 1 of 3 and am awaiting his response before deciding next step.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • lucielle
    lucielle Posts: 11,511 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Try and have a relaxing day.  I’ll join you on the weight loss journey. 
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • beanielou
    beanielou Posts: 95,638 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Good idea on grab rails in wet room. 
    I have a couple. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • enthusiasticsaver
    enthusiasticsaver Posts: 16,067 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    I hope you recover soon. 
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
    Save £12k in 2025 #1 £12000/£8000
  • Watty1
    Watty1 Posts: 6,857 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    The handyman sounds a treasure at this time.    Glad you are able to rest
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
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