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Prosperous & Creative Soul & MFW Year 3
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Hope you feel better soon.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1244 -
Oh my goodness what a shock for you. Sorry you've been so poorly. Hope you feel much improved over the next few days.4
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This was me - I was sorting out my parents video and stereo stuff when I was 6! I now will tackle any set up and still refuse to read the manual (as it makes as much sense now as when I was six!badmemory said:If you think having a ten yr old sort something for you is interesting, try (a lot of yrs ago when they were new) having an under 4 teach you how to program a video recorder when he couldn't even read. I really really do not like those instructions that are only pictures, I never understand them & still need him in his 40s to interpret.@savingholmes so sorry you are ill and in hospital - we are all sending you healing vibes and get well soon virtual hugs
I also can’t believe you are sorting your house to do list while in hospital! 😳DON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest4 -
Oh SH - I'm just catching up here, poor you! I really hope you are recovered and back in your lovely new home soon.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her4 -
Thinking of you, and sending healing thoughts and gentle (((hugs))) XXI Believe.....
That it isn't always enough, to be forgiven by others.
Sometimes, you have to learn to forgive yourself.
Yesterday is history, tomorrow is a mystery
Today is a gift. That's why it is called the present.
happiness isn't achieved by getting extra things,
but by getting rid of the things that make you unhappy3 -
Thanks all. About to be released. DS coming. Sis will come tomorrow. Different friend part of Wednesday. Will see how I go on. If I need more care different sis offered to move in but right now craving solitude and silence and views and my 🐈Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/257 -
Glad you are getting home. Hope you can rest up and enjoy your lovely home and views."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2
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Glad ur getting out.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1243 -
Getting home to your own bed will do you good!Mortgage OP 2025 £6250/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,210
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)3 -
Hope you are home now and your cat is glad to see you and giving you loads of fuss ❤️
Please rest for a few days? I suspect you will need it.KK xAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 41 books of target 52 in 2025, as @ 9th August
Produce tracker: £276 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3
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