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Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
Prosperous & Creative Soul & MFW Year 3
Comments
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Thanks everyone. I got my brand new handyman an hour into his first day to rush me to hospital on Monday. I've been in agony, am still there, service in line with newspaper horror stories therefore doubly hard for me to cope with as I was already phobic. I may be let out early next week but only if blood results improve and pain settles. Most of the time I've been unable to text IE texting a single line took 10 or more attempts. There's WiFi here but virtually no phone signal.
Only been able to think more clearly since Thursday...
Most physically painful week of my life. I need to lose 4 stone so I can have an operation as even when this calms itself risk of it reoccurring.
I have not been reading diaries, barely listened to music etc as in such a state of overwhelm.
Thanks for caring. Shouldn't be life threatening but lots of uncertainty and excruciating pain....Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.3K Equity 36.55%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £30.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 35.5/£127.5K target 27.8% 14/11/25
(If took bigger lump sum = 62K or 48.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.1K updated 14/11/2510 -
Very sorry to hear you're poorly SH. Best wishes and get well soon.
Fortune x
https://forums.moneysavingexpert.com/discussion/6623005/happy-days-in-our-golden-years/p1?new=1
Working at Living2 -
gosh SavingHolmes, I so sorry to hear you are so poorly. I do hope you start feeling better soon and the pain reduces.Sending loveflowers x♥️ ♥️ ♥️🌸🌸🌸🌸🌸🌸🌸🌸Decluttering 2025 So far 403 / 2025
Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
25 in 25 So far 1 /25
⭐My rambling savings Diary ~⭐3 -
sorry to hear you are in so much pain, please get well soon x3
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Really sorry to hear this hope they let you out soon. What luck your handy man was there he is even more of a keeper. Hope you continue to recover well. Very scary.Save £12k in 25 No 49
PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K
Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest3 -
Sending gentle virtual hugs
Love 🐞
Grow your own: £14.663 -
Hoping you are feeling much better, very soon.
Lelly x2023 Weekly Cash Envelope Savings Challenge #04
2024 Weekly Cash Envelope Savings Challenge #032 -
Oh no 😟 Sounds very hard and something of a shock for you too. Hope that someone local can bring some care packages in for you. I found fresh water and simple things like grapes (they are a cliche for a reason! 😉), digestive biscuits etc. were the biggest help.Sending huge but gentle hugs.
KK xAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 80 books of target 52 in 2025, as @ 25th December
Produce tracker: £457 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
Take care and get well soon x3
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