Prosperous & Creative Soul & MFW Year 3

MovingForwards

8, 9, 10, 20 and 21 could the neighbours help for the price of beer?

13 it was compliant when built, therefore isn't urgent not does it have to be done.

Can't find the number relating to potentially screeding the floor. One of the girls in the saving diary section had to make a similar decision and was advised of a particular wood sheeting, fraction of the cost and fitted/ ready to walk on a lot quicker too.

badmemory

If it was me I would be looking at that list & picking a shorter one from it.  I would then prioritise (as you have sorted the roof)  safety issues.  Like changing the locks cos you never know who has keys, windows & doors re drafts etc & other safety issues like trip or fall possibilities.  Anything else is a wish not a need & can wait for the money to become available.

LadyWithAPlan

That is a serious to do list!! Good you looking at worse case EF scenarios and from there building the next plan.

How interesting you can reread part of your life back to being in CC debt and married thru to now....

Merlin's_Beard

badmemory said:

If it was me I would be looking at that list & picking a shorter one from it.  I would then prioritise (as you have sorted the roof)  safety issues.  Like changing the locks cos you never know who has keys, windows & doors re drafts etc & other safety issues like trip or fall possibilities.  Anything else is a wish not a need & can wait for the money to become available.

I would agree with this. Changing the locks is important, but none of the rest of it will lead to the house falling down if you don't do it this week, month or even year. I think you're putting a lot of pressure on yourself to have the perfect house and garden straight away.

Blackcats

That's a really comprehensive to do list which I think helps you to stop the various things whirling through your head.

can you pick a few items and spread them out over the next 12 months and pay for them from income rather than savings?  I think you could do yourself a nice project plan for those jobs.  

How about putting your ideal EF into a ring-fenced savings account - not necessarily easy access but 6 months notice.  Any redundancy with consultation and notice wouldn't take less than 6 months and any long term ill health dismissal would take at least that long.  Then you could see your other savings separately and decide how to allocate the money against the to do list.

You've spent a lot on the roof which is an essential outside job but might not feel very gratifying so I wonder if you could do something inside the house next.  That way you would feel the joy of your spending each day.

EssexHebridean

Took us 4 months to get round to changing the locks! We completely trusted the sellers, but had no idea who their kids may have given keys to at some stage, so it was definitely something we wanted to get done, it was just "getting round to it"! 

A great long list of stuff you want to do is standard when moving somewhere new I think - I know we have one! We've done precisely what we did at the flat, and split it down into short, medium and long term plans as that way we can  ignore everything apart from the first section and that instantly makes the list shorter and less daunting. So our short term list was changing locks, sorting the garden, getting a blind in the bathroom, the bathroom radiator being fitted...a few other odds and ends as well. There were a few bits on the medium term list which we've already decided against having spent more time getting to know the house and how we live in it. (we were originally assuming we would swap the open fire for a woodburner for example - but realistically now realise there will be little advantage to doing that). 

I'm completely in awe at the speed you've cracked on with doing the essential stuff to the roof and gutters etc as well - that is the sort of big decision that can leave me feeing entirely paralysed with indecision whereas you have cut to the chase, acknowledged it needs doing as a priority and gone ahead and sorted it! Kudos for that! 

I'd agree that it might be a good idea to take a step back on the drive and question what you actually need, and therefore what is a good spend. if there are issues with it which need rectification urgently then that's a different matter, if it's a "this might be better like this..." thing though, then that is a decision which might be better suited to more familiarity with the house, your life in the house, and what pattern things like your visitors etc form. Until you've been in through several seasons, you're not going to have a full picture of what might work best. 

enthusiasticsaver

I can understand you wanting lots of things done on your new house but it is important to realise that the list of jobs don't all need doing urgently and slowing down so you don't get through your cash surplus too quickly sounds sensible.  Can you prioritise the three most important jobs first?  Having a huge to do list stresses me out so I tend to pick the most urgent things and eventually things get up to the top. 

I personally would start with changing the locks, fixing the sliding patio doors and stair rails if they are dangerous. 

Chrystal

Thinking of you and hoping everything's OK SH... it's unusual for you not to post for so long, although I realise that you've got a lot on your plate at the moment. (((hugs))) XXX

TallGirl

hope you’re ok it’s good to take time out of social media so please do relax you’ve had so much going on. Enjoy that view the whole reason you moved. Take care 

Fortune_Smiles

Hope all is well SH.  I've PM'd you.

Fortune x