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Prosperous & Creative Soul & MFW Year 3

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  • I don't think you were gungho in the decision to buy the house SH.  It ticked lots of things on your list of needs and wants and there is always a compromise to make with these things.  We had lots of anticipated and unanticipated costs when we moved to the Fortunate Homestead - some of them quite scary 😲

    I feel your pain regarding tradesmen.  All you can do is get recommendations and give them a try.  Some of ours have been marvellous and definitely keepers,  I'm not great with the disruption either.

    It's a journey and you'll get there.  You have time and just think of how lovely it will all be once the work is done.

    Fortune x

  • It sounds like your new home is really coming along.  I sank through a huge amount of money when I first moved in and my house still needs so much more doing to it.  I think it's just the nature of us choosing houses for reasons other than a perfect build.  I love where I live and I love the house, and that was my priority and the spending can happen when you want it to, once you have the urgent tasks ticked off.  You sound like you're doing a great job though, even though it's obviously overwhelming. 
    Debt on 01 July 2022 = £42,083.00
    Debt on 01 January 2023 = £37,075.87 (-£5,007.13)
    Debt on 01 January 2024 = £24,922.36 (-£12,153.51)

    Debt:
    01 January 2024 = £24,922.36, 01 February = £24,170.95, 01 March = £23,298.44, 01 April = £22,424.83
    Current debt free date = 01 July 2026.
  • Blackcats
    Blackcats Posts: 3,892 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Well done on getting the work on the roof done.  That's a huge ✅ for an important job to be prioritised.
    sounds like you've got some friendly neighbours which is lovely.
  • jwil
    jwil Posts: 21,989 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    It's great that you can see improvements already.  I don't think you've been to gung ho.  The stuff you are doing now will last for years and ensure the house is more comfortable and water tight. Once the disruption of the work is done you'll be able to really enjoy your new location and views!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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