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Prosperous & Creative Soul & MFW Year 3

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  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The pain of the roof will be worth it in the long run, and it should help future proof for your FIRE plans.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • TallGirl
    TallGirl Posts: 6,225 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Worth spending to get the roof sorted you would have had to do it eventually and prices are only going to go up. That is what an emergency fund is for so you now have time to build up again for another big expense. Hope he gets someone to help with the work and the weather stays calm it is horrible here. 
    Save £12k in 25 No 49
    PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K  
    Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
    New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest

  • Nearly all roof damage will get progressively worse - and if it leaks you could get serious water damage.  The sooner it's fixed, the less it will cost you.  Making sure the roof was sound and water-tight was the very first thing we did when we moved in and I am very grateful the house has remained dry - particularly last night when we had torrential rain... again 😆

    It's a good decision.

    Fortune x

  • mark55man
    mark55man Posts: 8,215 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 23 February 2024 at 9:52AM
    busybus said:
    Oh yeah!!! I made it to today from the start of your first diary
    Wow!!! That's dedication. Welcome. What made you start at the beginning?
    .. snip ..
    Where else is there to start ?? Although a famous surrealist film director said every film needs a beginning, a middle and an end - but not necessarily in that order!!.. Although I think he said it in French
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • KajiKita
    KajiKita Posts: 7,747 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Oooh, well done on finding seeds and bulbs!!! 😊❤️🎉

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 41 books of target 52 in 2025, as @ 9th August
    Produce tracker: £272 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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