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Prosperous & Creative Soul & MFW Year 3

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  • enthusiasticsaver
    enthusiasticsaver Posts: 16,062 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Breathe. And don't stress over much over the "X days to order the funds" - it's perfectly possible for them to be ordered on the basis of a completion date being expected as X - they just get sent back if not used - but almost invariably they are. That's what Mr Boss did with ours. 

    Just keep working towards the completion date you have all agreed on - you know from my experience that the other side messing about on exchange can end perfectly well - even if it does well and truly increase the stress! 

    (ES - as a rule the solicitors DO stress the importance of things like getting money transferred in good time, but you know that phrase about leading a horse to water...?!) 
    LOL yes I recall you telling me that when I was venting about DDs move and yes I am sure the vast majority of solicitors do stress the importance of doing things like sorting out finance and returning documents promptly etc and buyers sometimes do not listen.  DDs buyers though had an awful solicitor who was not pro active at all and was fire fighting the whole time (according to DDs own solicitor and estate agent) so I guess it is like any profession.  They only realised the day before they were supposed to exchange they hadn't got contracts signed. There are good and bad ones. 

    SH as EH says don't worry too much about mortgage funds if date for completion already agreed.  DD had just the 2 days between exchange and completion to sort out movers etc but it got done. 
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

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  • EssexHebridean
    EssexHebridean Posts: 24,424 Forumite
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    I know all about buyers with shockingly poor solicitors ES - you may remember ours were beyond the pale! In spite of this though, we got there! And yes - two days for us as well in the end. Not ideal, but manageable. 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
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  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Am so glad I am in Scotland. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
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  • jwil
    jwil Posts: 21,988 Forumite
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    That is so frustrating, I hope the buyers sort themselves out!

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • I would go ahead with the post redirect - it's going to be easier to ask your seller to put it to one side than to ask your buyers to forward anything on.
    Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
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  • Blackcats
    Blackcats Posts: 3,892 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    How frustrating for you.  If there was a stress-o-meter for house moving, then the last few days before exchange would ping up to the top of the scale!  Hopefully you get the certainty of exchange very, very soon.
  • This sounds all v stressful - I am v aware as a FTB that I dont know the process but surely one hires professionals to couch one thru it and be told important dates - maybe send them the MSE FTB buyers guide 
    I am not looking forward to all this paperwork though I am organised  - I know when there is a chain it can become a nightmare... 

    Just keep breathing
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    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
  • Blackcats said:
    How frustrating for you.  If there was a stress-o-meter for house moving, then the last few days before exchange would ping up to the top of the scale!  Hopefully you get the certainty of exchange very, very soon.

    I second Blackcats.  I remember the days leading up to exchange when we were buying the Fortunate homestead - very stressful.  Hang on in there SH.  It will all be worth it.

    Fortune x

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