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The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
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Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Prosperous & Creative Soul & MFW Year 3

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Comments

  • MovingForwards
    MovingForwards Posts: 17,173 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    The holiday sounds wonderful. You'll have artistic ideas for years afterwards, together with the memories.

    NT looks lovely and relaxing.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • skint_spice
    skint_spice Posts: 13,610 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Lovely photos and glad you are enjoying compliments💗
    Mortgage OP 2025 £7700/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £33,821

    Boiler fund £925/3000

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • KajiKita
    KajiKita Posts: 9,033 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Phew for the driving licence 😊
    How lovely to be able to have a conversation like that with your son 😊❤️
    Hope the visit to your daughter’s new place goes well. Will you take her something as a house warming?

    KK
    As at 15.12.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 80 books of target 52 in 2025, as @ 25th December 
    Produce tracker: £457 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • That’s what spares are for! 
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