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Prosperous & Creative Soul & MFW Year 3

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  • LadyWithAPlan
    LadyWithAPlan Posts: 3,752 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    Gardening counts as exercise
    Absolutely!! 
    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
  • Blackcats
    Blackcats Posts: 3,898 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Well done on curating a new wardrobe that you are so happy with now and with some built in future proofing. 
  • KajiKita
    KajiKita Posts: 7,795 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    I always find that having walls in spaces more useful than fully open plan (we have put one back in here as it suits the proportions of the house better) - you can add sockets to them, put furniture against them that doesn’t look good with exposed backs, hang pictures etc on them and so on. I also think it makes spaces easier to keep warmer in the winter if they are smaller. I like the idea of keeping the wall in the middle rooms but with a window. 

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,048  Interest saved £5,675 to date
    Fixed rate 3.85% ends October 2030

    Read 42 books of target 52 in 2025, as @ 9th August
    Produce tracker: £276 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • TallGirl
    TallGirl Posts: 6,234 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    If I could do mine over again I would wait until I had been living there at least a year before I changed anything. 
    Totally agree it’s so expansive to get it wrong hopefully you’ll find a solution. Can you not mark out the proportions on another space so get a feel for it?
    Save £12k in 25 No 49
    PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K  
    Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
    New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest

  • I have a power bank to charge my phone when I’m out. I just checked and the one I bought is £30. That may be an option 
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