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Barclays £175 switch offer - new customers only, Nov 1 - 30 2023
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Deposited £800 in this morning to meet that criteria. Went to send it back to another account of mine but was hit with an error RPS01 message. Said If payment hasn’t gone through after 4 hours try again.0
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pecunianonolet said:Zopa_Trooper said:I'm confused. It says you have to open the account via the Barclays app but the app wants me to register and insists on an account number, which obviously I haven't got until I apply via the app?
There's a hole in my bucket, dear Liza dear Liza.1 -
Thanks for all the useful comments above, I got a mortgage with Barclays 2 years ago through a broker and have been waiting for a switch offer as I can't access the mortgage account/details through the app unless I have a current account (bonkers!).
My questions are -
a) Do I need two direct debits active from my switching account or can I start them after opening?
b) Based on the 'You will not be eligible for this offer' T&C of having a Mortgage Current Account - do you think I will qualify to get the bonus? *the mortgage is a joint account0 -
Okay, update for all. I tried to register on the app but it said it couldn't verify me and that I would have to make an appointment at the branch. I spoke to a lady and the first appointment they had was on 27th November. I asked why I couldn't be verified as I had an account with Barclays earlier this year. She said she knew, my details were still being held as they are for 13 months in case of any "stray payment or direct debits." This is why the app wouldn't register for me as I still "technically" have an account with them. I asked if that meant I couldn't get the offer and she said according to the conditions i could as I didn't have an account open with them on 1st November. Anyway I kicked up a stink, asked to speak to someone higher up the chain and they have now suddenly found me an appointment for tomorrow afternoon. I'll let you know the outcome but i would imagine many of you are going to be in the same situation.1
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Blade200 said:Deposited £800 in this morning to meet that criteria. Went to send it back to another account of mine but was hit with an error RPS01 message. Said If payment hasn’t gone through after 4 hours try again.
Sam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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Nasqueron said:Blade200 said:Deposited £800 in this morning to meet that criteria. Went to send it back to another account of mine but was hit with an error RPS01 message. Said If payment hasn’t gone through after 4 hours try again.0
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The Blue Rewards cashback offer looks a bit naff for most people as there is only a very limited list of retailers which pay cashback. It's good, however, for the limited time 5% offer, from which you can make a tenner a month in November and December if you can spend £200 with your debit card on genuine purchases. So another max £20 possible.
The companies on it are really the deal breaker for me as otherwise the slog of the hoop-jumping just isn’t worth it.0 -
@jimmydangerous
a) Yes - you need to switch 2x DDs as a part of the switch. You cannot set them up afterwards
b) Unsure, but I suspect it probably would disqualify you1 -
Saltrams said:The Blue Rewards cashback offer looks a bit naff for most people as there is only a very limited list of retailers which pay cashback. It's good, however, for the limited time 5% offer, from which you can make a tenner a month in November and December if you can spend £200 with your debit card on genuine purchases. So another max £20 possible.
The companies on it are really the deal breaker for me as otherwise the slog of the hoop-jumping just isn’t worth it.There is also a separate thread about the Cashback offer https://forums.moneysavingexpert.com/discussion/6476904/cashback-from-barclays-blue/p11 -
SVts said:MikeJXE said:Ah ha the the £800 is to qualify for the blue rewards not part of the £175 incentive conditions
Blue rewards charges £5 a month, this is refunded to you if you pay in £800 and have 2 DD taken each month, so you can join, get the £175, pay the £5 and then cancel blue rewards (so net £170 profit) or pay in/out the £800 and get the extra £5 back. As rewards is taken on the second working day of the month, it'll be difficult to get the switch bonus without paying that £5 but it's easy to get it credited back. Hope that helpsSam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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