Nifty November's No-Spend Days Challenge!

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  • AuntieL
    AuntieL Posts: 164 Forumite
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    Managed one final NSD for November. Didn’t quite reach my target but hopefully will manage next month.
    Debt-free journey started August 2023
    May 2024 update:
    NSD Challenge 9/15
    Debt £4737.45 £588.56
    Savings £3946.27 £2690.96
    Books read 5
  • cathybird
    cathybird Posts: 13,580 Forumite
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    edited 1 December 2023 at 6:03PM
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    November

    Off to a start = image
    5 days = image
    10 days = image

    15 days = image
    20 days = image

    Target reached = image
    Target beaten = image 

    November targets

    AuntieL 13/15 image  image  image 

    beanielou 25/19 image  image  image  image  image  image  image 


    BlackCoffeeNoSugar 18/15 image  image  image  image  image  image 


    cathybird 22/15 image  image  image  image  image  image  image 


    Crazycatlady2 18/18 image  image  image  image  image


    Cuddlymarm 14/15 image  image  image 


    Doris17 12/15 image  image  image 


    GeorgianaCavendish 18/15 image  image  image  image  image  image 


    jammy dodger 15


    KajiKita 23/15 image  image  image  image  image  image  image 


    laura lau 16/15 image  image  image  image  image  image 


    leftatthetrafficlights 21/20 image  image  image  image  image  image  image 


    lianne1984 2/10 image 


    LittleMissDetermined 13/10 image  image  image  image  image 


    Makingabobor2 12/15 image  image  image 


    QueenJess 16/15 image  image  image  image  image  image


    Rupacomp 12/15 image  image  image


    Saver-upper 15/15 image  image  image  image  image


    short bird 16/18 image  image  image  image


    Newcomers welcome :)

    In April I am taking a break from buying: Books
  • cathybird
    cathybird Posts: 13,580 Forumite
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    Well done Saver-upper, LittleMissDetermined, cuddlymarm, GeorgianaCavendish, Makingabobor2, KajiKita and AuntieL :):)
    In April I am taking a break from buying: Books
  • beanielou
    beanielou Posts: 90,714 Ambassador
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    Not one today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • laura_lau
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    NSD for me today! 
    My debt free journey starts on 30/08/2023:

    CC1 - 5,151.92 now 4,939.76
    CC2 - 4,625.87 now 4,741.90
    CC3 - 4,166.15 now 4,560.92
    Current outstanding total: 14,242.58

    Aiming to be debt free by Dec 2026.

    May 2024 No-Spend Day Challenge - 13/17
    NST May 2024 - 
    #21 1p savings challenge 2024 £188.11/£671.61
  • [Deleted User]
    [Deleted User] Posts: 0 Forumite
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    edited 17 April at 2:23PM
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    cathybird said:
    cathybird said:


    Yes there's a shiny new month just round the corner, any thoughts on targets? ... image


    I'm going to be all over the place in December and January - so I'll bow out for a bit 'officially' on the thread - I'll still try to keep track of my days myself, and will pop back when I've got a bit of breathing space to rejoin :)  
    @[Deleted User] Hope all goes well and since you won't be here in December I'll wish you a Merry Christmas and happy new year now :)
    Thank you @cathybird - that's so sweet of you! Same to you, and everyone on these threads  <3

    Finishing the month strong with a final NSD for me - think that's number 18 :)  Will see you all next year! 
  • KajiKita
    KajiKita Posts: 4,005 Forumite
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    Not one today … 🤷‍♀️😉

    KK
    As at 15.05.24:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 <gulp>, now £252,383, end date brought closer by 2 months  
    - OPs to mortgage = £6,480, Interest saved £2,415, to date
    - LTV 51% @ccord, 51% Yopa
    Fixed rate 2.17% ends October 2024

    Read 20 books of target 52 in 2024 (as @ 27th May)
    Produce tracker: £34.02 of £300

    Watch your thoughts, they become your words. Watch your words, they become your actions. Watch your actions, they become your reality. 
  • cathybird
    cathybird Posts: 13,580 Forumite
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    Not one for me today, I got in some supplies. :)
    In April I am taking a break from buying: Books
  • cathybird
    cathybird Posts: 13,580 Forumite
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    Well done laura lau and BlackCoffeeNoSugar :):) That's it for November I guess - see you all on the December thread xx :smiley:
    In April I am taking a break from buying: Books
  • short_bird
    short_bird Posts: 3,704 Forumite
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    Hi, one more yesterday for a finishing total of 16!
    Cancel the kitchen scraps for lepers and orphans, no more merciful beheadings, and call off Christmas.
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