Nifty November's No-Spend Days Challenge!

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  • AuntieL
    AuntieL Posts: 162 Forumite
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    Another nsd for me tday
    Debt-free journey started August 2023
    May 2024 update:
    NSD Challenge 7/15
    Debt £4737.45 £588.56
    Savings £3946.27 £2690.96
    Books read 5
  • KajiKita
    KajiKita Posts: 3,978 Forumite
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    NSD for me 😊

    KK
    As at 15.04.24:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 <gulp>, now £253,994, end date brought closer by 2 months  
    - OPs to mortgage = £5,965, Interest saved £2,124, to date
    - LTV 51% @ccord, 51% Yopa
    Fixed rate 2.17% ends October 2024

    Read 19 books of target 52 in 2024 (as @ 17th May)
    Produce tracker: £25.45 of £300

    Watch your thoughts, they become your words. Watch your words, they become your actions. Watch your actions, they become your reality. 
  • leftatthetrafficlights
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    21/20 for me today please 
    Tilly Tidy Fund 2024: £80.86/£100

    Weight loss challenge 2024:
    4/24lbs
    1st quarter starting weight: 9st 13.1lb
    2nd quarter starting weight: 9st 9.2lb
    3rd quarter starting weight: 
    4th quarter starting weight:

    GC 2024 - Annual Target: £2712- Running total:£764.12/£2712
    Monthly Target: £226
    Jan: £74.12; Feb: £300; Mar: £190; Apr: £200; May: £; Jun: £; Jul: £; Aug: £; Sep: £; Oct: £; Nov: £; Dec: £


  • LittleMissDetermined
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    It's another one for me today. I will aim for 15 in December, as whilst I have done all my Christmas shopping I do have a few get togethers arranged. 
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2024 1p challenge #11 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2024 £3347.15 | EF £1000/£1000 | Sabbatical £1155/£3000 | Holiday spends £726 | General Saver £3514.48
  • QueenJess
    QueenJess Posts: 3,717 Forumite
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    Not one today as I pitched in for a leaving gift for a work colleague who has been made redundant this week :(
    2024 decluttering: 9,597 ⭐️🥉⭐️🏅🏅🥈⭐️🏅🥇🏅⭐️🏅🏅⭐️
    May mini kitchen declutter challenge: 34/25
    May/June mini clothes declutter challenge: 142/200
    2024 decluttering goals: 🥉3,000 🥈4,000 🥇5,000 💎12,000 🏆 20,000
  • cathybird
    cathybird Posts: 13,552 Forumite
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    edited 29 November 2023 at 4:29PM
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    November

    Off to a start = image
    5 days = image
    10 days = image

    15 days = image
    20 days = image

    Target reached = image
    Target beaten = image 

    November targets

    AuntieL 12/15 image  image  image 

    beanielou 25/19 image  image  image  image  image  image  image 


    BlackCoffeeNoSugar 17/15 image  image  image  image  image  image 


    cathybird 21/15 image  image  image  image  image  image  image 


    Crazycatlady2 18/18 image  image  image  image  image


    Cuddlymarm 12/15 image  image  image 


    Doris17 12/15 image  image  image 


    GeorgianaCavendish 17/15 image  image  image  image  image  image 


    jammy dodger 15


    KajiKita 22/15 image  image  image  image  image  image  image 


    laura lau 15/15 image  image  image  image  image 


    leftatthetrafficlights 21/20 image  image  image  image  image  image  image 


    lianne1984 2/10 image 


    LittleMissDetermined 12/10 image  image  image  image  image 


    Makingabobor2 11/15 image  image  image 


    QueenJess 16/15 image  image  image  image  image  image


    Rupacomp 12/15 image  image  image


    Saver-upper 15/15 image  image  image  image  image


    short bird 15/18 image  image  image  image


    Newcomers welcome :)

    In April I am taking a break from buying: Books
  • cathybird
    cathybird Posts: 13,552 Forumite
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    image

    Yes there's a shiny new month just round the corner, any thoughts on targets? ... image

    December targets

    AuntieL 12

    beanielou 19

    cathybird 15

    Crazycatlady2

    Cuddlymarm 15

    Doris17

    GeorgianaCavendish 15

    KajiKita 15

    LadyWithAPlan 13

    laura lau 15

    leftatthetrafficlights 15

    LittleMissDetermined 15

    Makingabobor2 15

    QueenJess 15

    Rupacomp 10

    Saver-upper 15

    short bird 18

    Newcomers welcome :)

    In April I am taking a break from buying: Books
  • cathybird
    cathybird Posts: 13,552 Forumite
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    Well done LittleMissDetermined, beanie, Rupacomp, AuntieL, KajiKita and leftatthetrafficlights :):)
    In April I am taking a break from buying: Books
  • Saver-upper
    Saver-upper Posts: 2,340 Forumite
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    Today (Tuesday) was NSD #15, reaching my target for November. Thank you cathybird
    SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
    Pinecone £301,Valued Opinions £10.50





  • beanielou
    beanielou Posts: 90,698 Ambassador
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    Not one today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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