Nifty November's No-Spend Days Challenge!

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  • cathybird
    cathybird Posts: 13,580 Forumite
    First Post Name Dropper First Anniversary Photogenic
    edited 27 November 2023 at 11:22PM
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    November

    Off to a start = image
    5 days = image
    10 days = image

    15 days = image
    20 days = image

    Target reached = image
    Target beaten = image 

    November targets

    AuntieL 11/15 image  image  image 

    beanielou 24/19 image  image  image  image  image  image  image 


    BlackCoffeeNoSugar 17/15 image  image  image  image  image  image 


    cathybird 19/15 image  image  image  image  image  image 


    Crazycatlady2 18/18 image  image  image  image  image


    Cuddlymarm 12/15 image  image  image 


    Doris17 12/15 image  image  image 


    GeorgianaCavendish 17/15 image  image  image  image  image  image 


    jammy dodger 15


    KajiKita 20/15 image  image  image  image  image  image  image 


    laura lau 15/15 image  image  image  image  image 


    leftatthetrafficlights 20/20 image  image  image  image  image  image


    lianne1984 2/10 image 


    LittleMissDetermined 10/10 image  image  image  image


    Makingabobor2 11/15 image  image  image 


    QueenJess 15/15 image  image  image  image  image


    Rupacomp 11/15 image  image  image


    Saver-upper 12/15 image  image  image 


    short bird 15/18 image  image  image  image


    Newcomers welcome :)

    In April I am taking a break from buying: Books
  • short_bird
    short_bird Posts: 3,704 Forumite
    Name Dropper First Post First Anniversary
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    Day 14... just got back from the North.
    Cancel the kitchen scraps for lepers and orphans, no more merciful beheadings, and call off Christmas.
  • Rupacomp
    Rupacomp Posts: 249 Forumite
    First Anniversary Name Dropper First Post Photogenic
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    NSD on Sunday 🙂
    Savings goal by 31/12/24: £22000
    Dec 23: £6945.23
  • beanielou
    beanielou Posts: 90,714 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
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    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • [Deleted User]
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    Day 17 today :) 
  • short_bird
    short_bird Posts: 3,704 Forumite
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    Early call for day 15.
    Cancel the kitchen scraps for lepers and orphans, no more merciful beheadings, and call off Christmas.
  • cathybird
    cathybird Posts: 13,580 Forumite
    First Post Name Dropper First Anniversary Photogenic
    edited 27 November 2023 at 11:24PM
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    image

    Yes there's a shiny new month just round the corner, any thoughts on targets? ... image

    December targets

    AuntieL

    beanielou 19

    BlackCoffeeNoSugar

    cathybird 15

    Crazycatlady2

    Cuddlymarm

    Doris17

    GeorgianaCavendish 15

    KajiKita 15

    laura lau 15

    LittleMissDetermined

    Makingabobor2 15

    QueenJess 15

    Rupacomp

    Saver-upper 15

    short bird 18

    Newcomers welcome :)

    In April I am taking a break from buying: Books
  • Doris17
    Doris17 Posts: 680 Forumite
    First Anniversary First Post Name Dropper Combo Breaker
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    NSD for me 12/15.

    "Make Everyday Count"

    #77 3-6 Months Emergency Fund £2528.11/£5000

  • laura_lau
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    I'm really struggling to keep up with November!
    Last update I gave was on the 16th.
    I had one day each on 17th and 18th, another day on the 20th, one more on the 23rd and one more yesterday. This is 5 days which brings me up to 15/15 I believe!

    Tonight I'm going to a wreath making evening at the local pub, so it's a spend day, tomorrow I'm in the office so I know I'll spend on coffee or other stuff, and Wednesday I have line dancing (I just joined last week! love it!)
    Next possible NSD could be on the 30th, Thursday, I'll report back then!

    For December I'd like to keep the 15 NSD target please, as I know it will be difficult enough to reach that one! Planning to up it in January, but that's a thought for next month!
    My debt free journey starts on 30/08/2023:

    CC1 - 5,151.92 now 4,939.76
    CC2 - 4,625.87 now 4,741.90
    CC3 - 4,166.15 now 4,560.92
    Current outstanding total: 14,242.58

    Aiming to be debt free by Dec 2026.

    May 2024 No-Spend Day Challenge - 13/17
    NST May 2024 - 
    #21 1p savings challenge 2024 £188.11/£671.61
  • Makingabobor2
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    Another one today....up to 11/15 now

    Will stick with 15 foe December as shopping it all but done, so should be a pretty normal month really
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £32,521

    Mortgage 05/24 £16700 Officially ends June '26 but plan to be MF sooner
    Total OPs 2022 - £240   2023 - £1766
    OPs so far in 2024 £660.00


    Challenges

    EF #68  £105/£1000
    1p a Day '24 #12  £95.49/£667.  SPC '24 #41 £14.55
    Christmas '24 £30 
     
    Make £5 a day - May £90.36/£155            
    NSDs May 9/15

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-down-the-savings-up


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