November
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Nifty November's No-Spend Days Challenge!
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Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
November targetsAuntieL 11/15
beanielou 24/19
BlackCoffeeNoSugar 17/15
cathybird 19/15
Crazycatlady2 18/18
Cuddlymarm 12/15
Doris17 12/15
GeorgianaCavendish 17/15
jammy dodger 15KajiKita 20/15
laura lau 15/15
leftatthetrafficlights 20/20
lianne1984 2/10
LittleMissDetermined 10/10
Makingabobor2 11/15
QueenJess 15/15
Rupacomp 11/15
Saver-upper 12/15
short bird 15/18
Newcomers welcome
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Day 14... just got back from the North.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2 -
NSD on Sunday 🙂Savings goal by 31/12/24: £22000
Dec 23: £6945.231 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Day 17 today 1
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Early call for day 15.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
Yes there's a shiny new month just round the corner, any thoughts on targets? ...
December targetsAuntieL
beanielou 19
BlackCoffeeNoSugar
cathybird 15
Crazycatlady2
Cuddlymarm
Doris17
GeorgianaCavendish 15
KajiKita 15
laura lau 15
LittleMissDetermined
Makingabobor2 15
QueenJess 15
Rupacomp
Saver-upper 15
short bird 18Newcomers welcome
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NSD for me 12/15.
"Make Everyday Count"0 -
I'm really struggling to keep up with November!
Last update I gave was on the 16th.
I had one day each on 17th and 18th, another day on the 20th, one more on the 23rd and one more yesterday. This is 5 days which brings me up to 15/15 I believe!
Tonight I'm going to a wreath making evening at the local pub, so it's a spend day, tomorrow I'm in the office so I know I'll spend on coffee or other stuff, and Wednesday I have line dancing (I just joined last week! love it!)
Next possible NSD could be on the 30th, Thursday, I'll report back then!
For December I'd like to keep the 15 NSD target please, as I know it will be difficult enough to reach that one! Planning to up it in January, but that's a thought for next month!Debt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/660 -
Another one today....up to 11/15 now
Will stick with 15 foe December as shopping it all but done, so should be a pretty normal month really
Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
.
Studies/surveys August £7.48
Decluttering items 771
Books read 14
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up0
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