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Nifty November's No-Spend Days Challenge!
Comments
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cathybird said:
Yes there's a shiny new month just round the corner, any thoughts on targets? ...
I'm going to be all over the place in December and January - so I'll bow out for a bit 'officially' on the thread - I'll still try to keep track of my days myself, and will pop back when I've got a bit of breathing space to rejoin
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NSD today 😊
15 days for December please.KKAs at 17.03.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 26 books of target 52 in 2026 as @ 12th April.
Produce tracker: £78 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Hi cathybird, Please can you put me down for 12. I think November’s 15 was slightly too ambitious 🫣cathybird said:
Yes there's a shiny new month just round the corner, any thoughts on targets? ...December targetsAuntieLbeanielou 19BlackCoffeeNoSugarcathybird 15Crazycatlady2CuddlymarmDoris17GeorgianaCavendish 15KajiKita 15laura lauLittleMissDeterminedMakingabobor2QueenJess 15RupacompSaver-upper 15short bird 18Newcomers welcomeDebt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
April 2026 NSD Challenge 0/15MFW 2025 #45
Jan 2016 Mortgage = £150,894 (23years 0months)
Current outstanding = £90,256.60 (10years 1month)
2024 Overpayment = £675.66
2025 Overpayment = £710/£700
2026 Overpayment = £357.72/£10001 -
Declaring another NSD for today.
Can I go for another 15 days in December please?2026 decluttering: 1,099 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️ ⭐️ ⭐️ ⭐️ ⭐️🏆⭐️
2026 use up challenge: 302🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️🏆⭐️
2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 👑3,000I 🥉25 🥈50 🥇100 💎150 🏆300 👑1,0001 -
@[Deleted User] Hope all goes well and since you won't be here in December I'll wish you a Merry Christmas and happy new year now[Deleted User] said:cathybird said:
Yes there's a shiny new month just round the corner, any thoughts on targets? ...
I'm going to be all over the place in December and January - so I'll bow out for a bit 'officially' on the thread - I'll still try to keep track of my days myself, and will pop back when I've got a bit of breathing space to rejoin 1 -
NovemberOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
November targetsAuntieL 11/15
beanielou 24/19
BlackCoffeeNoSugar 17/15
cathybird 20/15
Crazycatlady2 18/18
Cuddlymarm 12/15
Doris17 12/15
GeorgianaCavendish 17/15
jammy dodger 15KajiKita 21/15
laura lau 15/15
leftatthetrafficlights 20/20
lianne1984 2/10
LittleMissDetermined 10/10
Makingabobor2 11/15
QueenJess 16/15
Rupacomp 11/15
Saver-upper 14/15
short bird 15/18
Newcomers welcome
1 -
Yes there's a shiny new month just round the corner, any thoughts on targets? ...December targetsAuntieL 12
beanielou 19
cathybird 15
Crazycatlady2
Cuddlymarm
Doris17
GeorgianaCavendish 15
KajiKita 15
laura lau 15
LittleMissDetermined
Makingabobor2 15
QueenJess 15
Rupacomp
Saver-upper 15
short bird 18Newcomers welcome
1 -
Sunday and today have been NSD, bringing my total to 14, thank you cathybird.
I will stick with my usual goal of 15 NSDs for December, thank you again cathybird.SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
Pinecone £301,Valued Opinions £10.500 -
Well done leftatthetrafficlights, KajiKita, QueenJess, LittleMissDetermined, cuddlymarm, Doris17, beanie, BlackCoffeeNoSugar, Makingabobor2, AuntieL, Crazycatlady2, short bird and Rupacomp (for yesterday) and beanie, BlackCoffeeNoSugar, short bird, Doris17, laura lau, Makingabobor2, KajiKita, QueenJess and Saver-upper (for today) 1
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Yes, 18 for December.
Thanks!‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2
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