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Nifty November's No-Spend Days Challenge!

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  • cathybird said:


    Yes there's a shiny new month just round the corner, any thoughts on targets? ... image


    I'm going to be all over the place in December and January - so I'll bow out for a bit 'officially' on the thread - I'll still try to keep track of my days myself, and will pop back when I've got a bit of breathing space to rejoin :)  
  • KajiKita
    KajiKita Posts: 7,708 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    NSD today 😊

    15 days for December please. 

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 41 books of target 52 in 2025, as @ 9th August
    Produce tracker: £272 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • AuntieL
    AuntieL Posts: 372 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic
    cathybird said:
    image

    Yes there's a shiny new month just round the corner, any thoughts on targets? ... image

    December targets

    AuntieL

    beanielou 19


    BlackCoffeeNoSugar


    cathybird 15


    Crazycatlady2


    Cuddlymarm


    Doris17


    GeorgianaCavendish 15


    KajiKita 15


    laura lau


    LittleMissDetermined


    Makingabobor2


    QueenJess 15


    Rupacomp


    Saver-upper 15


    short bird 18


    Newcomers welcome :)

    Hi cathybird, Please can you put me down for 12. I think November’s 15 was slightly too ambitious 🫣
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    August 2025 NSD Challenge 1/18

    MFW 2025 #45
    Jan 2016 Mortgage = £149,895
    Current outstanding = £97,725
    2024 Overpayment = £675.66
    2025 Overpayment = £593/£700
  • QueenJess
    QueenJess Posts: 4,502 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Declaring another NSD for today.

    Can I go for another 15 days in December please?
    2025 decluttering: 3,925🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
    2025 use up challenge: 334🥉🥈🥇💎🏆
    Big kitchen declutter challenge 109/150
    2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 500
  • cathybird
    cathybird Posts: 15,654 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 17 April 2024 at 2:23PM
    cathybird said:


    Yes there's a shiny new month just round the corner, any thoughts on targets? ... image


    I'm going to be all over the place in December and January - so I'll bow out for a bit 'officially' on the thread - I'll still try to keep track of my days myself, and will pop back when I've got a bit of breathing space to rejoin :)  
    @[Deleted User] Hope all goes well and since you won't be here in December I'll wish you a Merry Christmas and happy new year now :)
  • cathybird
    cathybird Posts: 15,654 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 28 November 2023 at 1:16AM

    November

    Off to a start = image
    5 days = image
    10 days = image

    15 days = image
    20 days = image

    Target reached = image
    Target beaten = image 

    November targets

    AuntieL 11/15 image  image  image 

    beanielou 24/19 image  image  image  image  image  image  image 


    BlackCoffeeNoSugar 17/15 image  image  image  image  image  image 


    cathybird 20/15 image  image  image  image  image  image  image 


    Crazycatlady2 18/18 image  image  image  image  image


    Cuddlymarm 12/15 image  image  image 


    Doris17 12/15 image  image  image 


    GeorgianaCavendish 17/15 image  image  image  image  image  image 


    jammy dodger 15


    KajiKita 21/15 image  image  image  image  image  image  image 


    laura lau 15/15 image  image  image  image  image 


    leftatthetrafficlights 20/20 image  image  image  image  image  image


    lianne1984 2/10 image 


    LittleMissDetermined 10/10 image  image  image  image


    Makingabobor2 11/15 image  image  image 


    QueenJess 16/15 image  image  image  image  image  image


    Rupacomp 11/15 image  image  image


    Saver-upper 14/15 image  image  image 


    short bird 15/18 image  image  image  image


    Newcomers welcome :)

  • cathybird
    cathybird Posts: 15,654 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    image

    Yes there's a shiny new month just round the corner, any thoughts on targets? ... image

    December targets

    AuntieL 12

    beanielou 19

    cathybird 15

    Crazycatlady2

    Cuddlymarm

    Doris17

    GeorgianaCavendish 15

    KajiKita 15

    laura lau 15

    LittleMissDetermined

    Makingabobor2 15

    QueenJess 15

    Rupacomp

    Saver-upper 15

    short bird 18

    Newcomers welcome :)

  • Sunday and today have been NSD, bringing my total to 14, thank you cathybird.

    I will stick with my usual goal of 15 NSDs for December, thank you again cathybird.
    SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
    Pinecone £301,Valued Opinions £10.50





  • cathybird
    cathybird Posts: 15,654 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done leftatthetrafficlights, KajiKita, QueenJess, LittleMissDetermined, cuddlymarm, Doris17, beanie, BlackCoffeeNoSugar, Makingabobor2, AuntieL, Crazycatlady2, short bird and Rupacomp (for yesterday) and beanie, BlackCoffeeNoSugar, short bird, Doris17, laura lau, Makingabobor2, KajiKita, QueenJess and Saver-upper (for today) :):)
  • short_bird
    short_bird Posts: 4,022 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Yes, 18 for December.
    Thanks!
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
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