Nifty November's No-Spend Days Challenge!

Options
12728293133

Comments

  • LittleMissDetermined
    Options
    Early call for one today
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2024 1p challenge #11 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2024 £3347.15 | EF £1000/£1000 | Sabbatical £1155/£3000 | Holiday spends £726 | General Saver £3514.48
  • cuddlymarm
    cuddlymarm Posts: 1,890 Forumite
    First Post First Anniversary
    Options
    Hi guys
    2 more for me please. Yesterday and today making my total 14 which I’m quite proud of since Xmas is shaping up quite well. 

    🎄December 🎄 NSDs 11/15
  • GeorgianaCavendish
    Options
    NSD #18 today please - and that's me done for the month!
  • GeorgianaCavendish
    Options
    Could I please go for 18 NSDs in December?
    I've done 95% of my Christmas shopping now, so it should be a quieter month. 
  • cathybird
    cathybird Posts: 13,552 Forumite
    First Post Name Dropper First Anniversary Photogenic
    edited 29 November 2023 at 9:33PM
    Options

    November

    Off to a start = image
    5 days = image
    10 days = image

    15 days = image
    20 days = image

    Target reached = image
    Target beaten = image 

    November targets

    AuntieL 12/15 image  image  image 

    beanielou 25/19 image  image  image  image  image  image  image 


    BlackCoffeeNoSugar 17/15 image  image  image  image  image  image 


    cathybird 21/15 image  image  image  image  image  image  image 


    Crazycatlady2 18/18 image  image  image  image  image


    Cuddlymarm 14/15 image  image  image 


    Doris17 12/15 image  image  image 


    GeorgianaCavendish 18/15 image  image  image  image  image  image 


    jammy dodger 15


    KajiKita 23/15 image  image  image  image  image  image  image 


    laura lau 15/15 image  image  image  image  image 


    leftatthetrafficlights 21/20 image  image  image  image  image  image  image 


    lianne1984 2/10 image 


    LittleMissDetermined 13/10 image  image  image  image  image 


    Makingabobor2 12/15 image  image  image 


    QueenJess 16/15 image  image  image  image  image  image


    Rupacomp 12/15 image  image  image


    Saver-upper 15/15 image  image  image  image  image


    short bird 15/18 image  image  image  image


    Newcomers welcome :)

    In April I am taking a break from buying: Books
  • cathybird
    cathybird Posts: 13,552 Forumite
    First Post Name Dropper First Anniversary Photogenic
    Options
    image

    Yes there's a shiny new month just round the corner, any thoughts on targets? ... image

    December targets

    AuntieL 12

    beanielou 19

    cathybird 15

    Crazycatlady2

    Cuddlymarm 15

    Doris17

    GeorgianaCavendish 18

    KajiKita 15

    LadyWithAPlan 13

    laura lau 15

    leftatthetrafficlights 15

    LittleMissDetermined 15

    Makingabobor2 15

    QueenJess 15

    Rupacomp 10

    Saver-upper 15

    short bird 18

    Newcomers welcome :)

    In April I am taking a break from buying: Books
  • Makingabobor2
    Options
    Another one today, making 12/15.  so near and yet so far. Still I actually got further than I really thought I would
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £32,521

    Mortgage 05/24 £16700 Officially ends June '26 but plan to be MF sooner
    Total OPs 2022 - £240   2023 - £1766
    OPs so far in 2024 £660.00


    Challenges

    EF #68  £105/£1000
    1p a Day '24 #12  £95.49/£667.  SPC '24 #41 £14.55
    Christmas '24 £30 
     
    Make £5 a day - May £90.36/£155            
    NSDs May 9/15

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-down-the-savings-up


  • KajiKita
    KajiKita Posts: 3,978 Forumite
    First Anniversary First Post Name Dropper Photogenic
    Options
    NSD here today 😊

    KK
    As at 15.04.24:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 <gulp>, now £253,994, end date brought closer by 2 months  
    - OPs to mortgage = £5,965, Interest saved £2,124, to date
    - LTV 51% @ccord, 51% Yopa
    Fixed rate 2.17% ends October 2024

    Read 19 books of target 52 in 2024 (as @ 17th May)
    Produce tracker: £25.45 of £300

    Watch your thoughts, they become your words. Watch your words, they become your actions. Watch your actions, they become your reality. 
  • cathybird
    cathybird Posts: 13,552 Forumite
    First Post Name Dropper First Anniversary Photogenic
    Options
    Another one today, making 12/15.  so near and yet so far. Still I actually got further than I really thought I would
    You've done really well! xx :)
    In April I am taking a break from buying: Books
  • cathybird
    cathybird Posts: 13,552 Forumite
    First Post Name Dropper First Anniversary Photogenic
    Options
    Shiny new December thread up and running here :):)
    In April I am taking a break from buying: Books
Meet your Ambassadors

Categories

  • All Categories
  • 343.8K Banking & Borrowing
  • 250.3K Reduce Debt & Boost Income
  • 450K Spending & Discounts
  • 235.9K Work, Benefits & Business
  • 609K Mortgages, Homes & Bills
  • 173.4K Life & Family
  • 248.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.9K Discuss & Feedback
  • 15.1K Coronavirus Support Boards