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Nifty November's No-Spend Days Challenge!
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I'll try for 15 for December please - got family coming for the holiday period so I'll have a lot more spending days as they like to go out 🙄🤦♀️DNF: £708.92/£1000
JSF: £708.58/£1000
Winter season grocery budget: £600.85/£900
Weight loss challenge 2024: 11/24lbs
1st quarter start:9st 13.1lb
2nd quarter start:9st 9.2 lb
3rd quarter start: 9st 6.8 lb
4th quarter start: 9st 10.2 lb
End weight: 8st 13lb
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'1 -
I had another one yesterday
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Hi Cathybird
I’m aiming for 15 NSDs for December please. I get paid tomorrow so hope to get the lions share of Xmas finished as soon as possible.
Have a good ( and festive month guys)
August PAD1 -
NSD yesterday... For December I'll aim for 10Savings goal by 31/12/24: £22000
Dec 23: £6945.231 -
Can I join please for December? @KajiKita told me about it
I do track but i am not doing well (only 6 NSD in Nov!) so think having you all as accountability partners will help.
I cant see the link for Dec one but maybe its not up yet.
Lets go for 13 NSD in Dec please
DON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest2 -
Hello 👋LadyWithAPlan said:Can I join please for December? @KajiKita told me about it
I do track but i am not doing well (only 6 NSD in Nov!) so think having you all as accountability partners will help.
I cant see the link for Dec one but maybe its not up yet.
Lets go for 13 NSD in Dec please
The December thread will be up soon 😊I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Yes there's a shiny new month just round the corner, any thoughts on targets? ...
December targetsAuntieL 12
beanielou 19
cathybird 15
Crazycatlady2
Cuddlymarm 15
Doris17
GeorgianaCavendish 15
KajiKita 15
LadyWithAPlan 13
laura lau 15
leftatthetrafficlights 15
LittleMissDetermined
Makingabobor2 15
QueenJess 15
Rupacomp 10
Saver-upper 15
short bird 18Newcomers welcome
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NovemberOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
November targetsAuntieL 11/15
beanielou 25/19
BlackCoffeeNoSugar 17/15
cathybird 20/15
Crazycatlady2 18/18
Cuddlymarm 12/15
Doris17 12/15
GeorgianaCavendish 17/15
jammy dodger 15KajiKita 21/15
laura lau 15/15
leftatthetrafficlights 20/20
lianne1984 2/10
LittleMissDetermined 11/10
Makingabobor2 11/15
QueenJess 16/15
Rupacomp 12/15
Saver-upper 14/15
short bird 15/18
Newcomers welcome
1 -
Hi there LadyWithAPlan and welcomeLadyWithAPlan said:Can I join please for December? @KajiKita told me about it
I do track but i am not doing well (only 6 NSD in Nov!) so think having you all as accountability partners will help.
I cant see the link for Dec one but maybe its not up yet.
Lets go for 13 NSD in Dec please
I've added you to the December list, best of luck with the challenge! 0
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