November
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Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
Nifty November's No-Spend Days Challenge!
Comments
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Early call for one today
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4055/£60001 -
Hi guys
2 more for me please. Yesterday and today making my total 14 which I’m quite proud of since Xmas is shaping up quite well.
Pay off by Xmas 2026 £70/£2324.67
January NSDs 0/15
January PADs1 -
NSD #18 today please - and that's me done for the month!
1 -
Could I please go for 18 NSDs in December?
I've done 95% of my Christmas shopping now, so it should be a quieter month.1 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
November targetsAuntieL 12/15
beanielou 25/19
BlackCoffeeNoSugar 17/15
cathybird 21/15
Crazycatlady2 18/18
Cuddlymarm 14/15
Doris17 12/15
GeorgianaCavendish 18/15
jammy dodger 15KajiKita 23/15
laura lau 15/15
leftatthetrafficlights 21/20
lianne1984 2/10
LittleMissDetermined 13/10
Makingabobor2 12/15
QueenJess 16/15
Rupacomp 12/15
Saver-upper 15/15
short bird 15/18
Newcomers welcome
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Yes there's a shiny new month just round the corner, any thoughts on targets? ...
December targetsAuntieL 12
beanielou 19
cathybird 15
Crazycatlady2
Cuddlymarm 15
Doris17
GeorgianaCavendish 18
KajiKita 15
LadyWithAPlan 13
laura lau 15
leftatthetrafficlights 15
LittleMissDetermined 15
Makingabobor2 15
QueenJess 15
Rupacomp 10
Saver-upper 15
short bird 18Newcomers welcome
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Another one today, making 12/15. so near and yet so far. Still I actually got further than I really thought I wouldMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £27,644....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF #68 £1000/£3000
.
Studies/surveys December £86.68
Decluttering items 1402/2025
Books read 23
Jigsaws done 20
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
NSD here today 😊
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 80 books of target 52 in 2025, as @ 25th December
Produce tracker: £457 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
You've done really well! xxMakingabobor2 said:Another one today, making 12/15. so near and yet so far. Still I actually got further than I really thought I would 0 -
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