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Cost Of Living Payment

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  • Shop around. I won't post links to commercial companies but a few minutes with Mr Google should help. You can get a decent starter kit for around £20 or less. Fluid at three or four bottles for a tenner or £1 each at Poundstretcher, Iceland and probably other places. Taking kit into account I reckon I'm spending around £1 per day. I've been vaping for ten years so have no idea what the price of baccy or fags is these days but I imagine it will be something horrific
  • Aquapara
    Aquapara Posts: 62 Forumite
    Third Anniversary 10 Posts
    Yeh baccy is around £80 per week for me and that's imported. Yeh I just was fed up with the last vape shop I was going to because they soon stopped selling the parts like coils for the vapes I bought and I still have quite a lot of liquids leftover and I have been buying 3500 disposables for £12 for bedtime. I am soon going to get a 10,000 puff vape for £13 when I next get some money as I havnt tried that yet.
  • mrsyardbroom
    mrsyardbroom Posts: 2,034 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    No-one seems to know if you get  the payment when you're on pension savings credit. People are telling me I'm not eligible because it's not the guarantee credit, but I got the payment last year. This year my friends have had letters saying they'll get a payment and I haven't had anything. I didn't get the warm home discount last year either as I was switched from Bulb to Octopus and Octopus didn't seem to be paying it to new customers.

    You should be entitled to the CoL payment when you receive any Pension Credit. https://www.gov.uk/guidance/cost-of-living-payment#low-income-benefits-and-tax-credits-cost-of-living-payment-eligibility they do not send letters out for the Cost of living payments.

    You're also automatically entitled to the Warm Home Discount, regardless of which part of Pension Credit you're receiving. If you switched to Octopus after middle of August last year then this could be why you didn't receive it. You should receive it this year.  https://www.gov.uk/the-warm-home-discount-scheme/guarantee-pension-credit




    Just for your reference, I got the COL payment before I got the letter. They send a letter out saying the COL payment is included in the winter fuel allowance. I haven't had the £200 WFP yet.
    Don't mess with pensioners. :cool:
  • poppy12345
    poppy12345 Posts: 18,882 Forumite
    Tenth Anniversary 10,000 Posts Name Dropper
    Aquapara said:
    Yeh baccy is around £80 per week for me and that's imported. Yeh I just was fed up with the last vape shop I was going to because they soon stopped selling the parts like coils for the vapes I bought and I still have quite a lot of liquids leftover and I have been buying 3500 disposables for £12 for bedtime. I am soon going to get a 10,000 puff vape for £13 when I next get some money as I havnt tried that yet.
    £80/week for baccy?? Blimey, has it increased by that much in the past 4 years? Or did you mean £80/month? I’m an ex smoker and used to roll my own too. I quit almost 4 years ago. 

    The disposable vapes are very expensive! And they don’t last long at all. You’re much better off buying yourself a small vape with the liquid. I replaced my vape last week and mine only cost me £24. 

    How long a vape lasts will depend on how much you use it. If you’re a heavy vaper then it won’t last as long naturally. Although, even when you do need to replace it, it’s definitely much cheaper than smoking. 
  • olgadapolga
    olgadapolga Posts: 2,327 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Sorry if I missed it, but anyone solely on Tax Credits won't start getting their payments until Friday 10th Nov according to the i
    https://inews.co.uk/inews-lifestyle/money/when-next-cost-of-living-payment-final-instalment-paid-2024-2729468
    It appears that this is the case, according to the text message I just received from HMRC.
  • Spoonie_Turtle
    Spoonie_Turtle Posts: 10,354 Forumite
    10,000 Posts Fifth Anniversary Name Dropper
    gbhxu said:
    I'm thinking they are paying by the last 2 digits of your National Insurance number.

    Mine is between 61 and 80
    Mine is above 80 and I normally get it within the first few days (as with this time) so no.  And my last letter is early enough in the alphabet for that not to make sense either, as that would have meant I should have got it earlier than I did.

    We had this before with the first CoL payments, people were trying to figure it out but nobody could suggest a method that made any particular sense AND was reflected in reality.  It doesn't really matter either, just as long as everyone gets what they're entitled to and usually within the initial period DWP say as the time frame.
  • Aquapara
    Aquapara Posts: 62 Forumite
    Third Anniversary 10 Posts
    Aquapara said:
    Yeh baccy is around £80 per week for me and that's imported. Yeh I just was fed up with the last vape shop I was going to because they soon stopped selling the parts like coils for the vapes I bought and I still have quite a lot of liquids leftover and I have been buying 3500 disposables for £12 for bedtime. I am soon going to get a 10,000 puff vape for £13 when I next get some money as I havnt tried that yet.
    £80/week for baccy?? Blimey, has it increased by that much in the past 4 years? Or did you mean £80/month? I’m an ex smoker and used to roll my own too. I quit almost 4 years ago. 

    The disposable vapes are very expensive! And they don’t last long at all. You’re much better off buying yourself a small vape with the liquid. I replaced my vape last week and mine only cost me £24. 

    How long a vape lasts will depend on how much you use it. If you’re a heavy vaper then it won’t last as long naturally. Although, even when you do need to replace it, it’s definitely much cheaper than smoking. 
    Per week poppy lol! I smoke alot and yeh I will try and invest in another vape but will have a proper look around and ask about which vape shop is good because the last one was seriously annoying not having spares in etc. 
  • Aquapara
    Aquapara Posts: 62 Forumite
    Third Anniversary 10 Posts
    I even tried getting a discretionary payment from the council yesterday and today as soon as they closed their lines they text me saying I've had maximum claims. Their max claims is naturally 3 per year and I've read the rules of their policy and it's a rolling year so I first claimed last year in September and this october I tried and nope. They added 2 more claims you can have with extra government funding and it's like they are basically trying to fob me off until late next year and will make out the extra 2 are the 3 original claims. I knew they would do exactly this today so I couldn't ring up and appeal and I cant believe I havnt even got any butter or much milk.
  • Aquapara
    Aquapara Posts: 62 Forumite
    Third Anniversary 10 Posts
    Aquapara said:
    I even tried getting a discretionary payment from the council yesterday and today as soon as they closed their lines they text me saying I've had maximum claims. Their max claims is naturally 3 per year and I've read the rules of their policy and it's a rolling year so I first claimed last year in September and this october I tried and nope. They added 2 more claims you can have with extra government funding and it's like they are basically trying to fob me off until late next year and will make out the extra 2 are the 3 original claims. I knew they would do exactly this today so I couldn't ring up and appeal and I cant believe I havnt even got any butter or much milk.
    Oh and 10am yesterday all councils were giving discretionary payments again with extra government funding, so they surely should have gave me one today
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