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Flying solo
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Hoping all went smoothly and you're okay.
Debt Free - 4th June 20251 -
Just to echo that all of us who are following your diary are thinking of you over the next few days. We're here if you need us! I think someone suggested having a friend stay over so they're with you on moving out day for moral support. Might be worth considering as it's easier to stand your ground when you have someone who's got your back.Choose kind6
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Just a quick check-in to see how things are going?2021 Decluttering Awards: ⭐⭐🥇🥇🥇🥇🥇🥇 2022 Decluttering Awards: 🥇
2023 Decluttering Awards: 🥇 🏅🏅🥇
2024 Decluttering Awards: 🥇⭐
2025 Decluttering Awards: ⭐⭐1 -
Thinking of you on deadline day. Hope you're okay and everything is going to plan x
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Fingers crossed all going ok...1
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Just caught up and hope it all went OK with him leaving.
My advice would be to use this time to create a spreadsheet with a list of what he actually owes you. Don't include mortgage costs as you don't want him to have any claim on that. But start with 50% of bills and go from there. Then work out what he has actually paid you. If he is wanting to claim on work done years ago you may have to go back that far. Remember banks keep statements for 10 years. I think you may then be able to go back to him with the offer for £1000 as a deposit and first month as a lodger elsewhere. If you do offer anything then make sure he signs a legal document to say he won't make any other future claims.
But I have to say I agree, reality is he won't want the cost, a lawyer will tell him he has little chance of getting anything.
With the way he has treated you in the last 6 months does it matter what kind of relationship you have now with him?
Please don't get yourself into more debt for him, he's had enough from you already.*Dad loan - £5300 - £7200
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£0.00
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £840
*Total debt - £8040/£11641.17*
Savings
*Savings Buffer - £100/£1500
*Emergency Fund - £1500/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/1 -
I really feel there should be an emergency MSE cord you can pull if you're worried about someone and one of Martin Lewis's team goes and checks if they're okay.
Hope everything's alright Twiggy. DM me or any of us if you need an ear but don't feel like posting x6 -
PennysIntoPounds said:I really feel there should be an emergency MSE cord you can pull if you're worried about someone and one of Martin Lewis's team goes and checks if they're okay.
Hope everything's alright Twiggy. DM me or any of us if you need an ear but don't feel like posting x2 -
Is there any way the admins can check on someone’s wellbeing?Getting really worried about the OP; they’ve not been on since the 24th NovemberMFW 2025 #50: £1139.75/£600007/03/25: Mortgage: £67,000.00
12/06/25: Mortgage: £65,000.00
18/01/25: Mortgage: £68,500.14
27/12/24: Mortgage: £69,278.38
27/12/24: Debt: £0 🥳😁
27/12/24: Savings: £12,000
07/03/25: Savings: £16,5004 -
IIRC the OP was due to go on jury service last week. It's not uncommon for posters to vanish from their threads, but hopefully there will be an update soon.2021 Decluttering Awards: ⭐⭐🥇🥇🥇🥇🥇🥇 2022 Decluttering Awards: 🥇
2023 Decluttering Awards: 🥇 🏅🏅🥇
2024 Decluttering Awards: 🥇⭐
2025 Decluttering Awards: ⭐⭐3
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