We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Pulling my frugal pants on.
Options
Comments
-
The best fish & chips are Blackpool. But I can tell you where to get chips & cheese & gravy. Who ever knew that was a thing.
0 -
Yesterday was the last day off part 1 of the holiday. The eldest did park run and ran🏃 it sub 30 minutes, they felt they could of been faster but got caught in a bottle neck at the start. They were very sweaty🥵, glad I wasn't sharing a car with them. However I did share a car with the youngest who woke up full of cold🤒 and feeling very sorry for themselves. Which means we will have to take it in turns stopping at the cottage with them. Hoping they will feel better by Thursday as my dad is coming to celebrate the eldest birthday🎂. If not he won't be able to come as he is on oxygen and can't risk picking up a cold.
Went to sm and this week's food budget plus some is no more😢, but we have lots of fresh fruit, veggies etc to keep us going. I was chuntering to the eldest about the cost of food and they said but we've loads of stuff. They quickly revised their opinion when we got it in their car(mini) and realised no we hadn't bought that much. I suspect we will have to go back later in the week for a top up shop of bread, milk and fruit😳.
Raining all day here, so plan is to have a relaxing day and then when the football is on the eldest and I plan to walk on the beach.
Mmm do I get up and yoga or snuggle back into bed and read my book.
Love 🐞
Grow your own: £14.661 -
Snuggle back into bed & read is my vote.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Yep I am with Beanie....hope you have a nice day
MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
Total- £1162.23
Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)
EF- first goal £300
2 -
I snuggled back into bed and finished my book. The youngest requested cough medince and since I put the kitchen sink in my suitcase instead of medicine it was back to the sm. Surprisingly they have not coughed since🤣.
Had another nap. Then tea and then did something else to avoid watching the football. I guessed we had lost as there was no loud clapping and the TV turned off.
Tomorrow is a new day, 🤞the youngest is well enough to go out.
Love 🐞
Grow your own: £14.662 -
Hope you have a good day 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Day has got off to a good start KK. The sun is shining and spent a lovely couple of hours in the garden dodging the suns rays🤣. Do love a bit of shade. Read my book, couple of word searches done etc. OH and the eldest are preparing for a walk to Flamborough and I'll pick them up later. Youngest still feeling very ropey so I opted to stay here, in my little piece of heaven.
Love🐞
Grow your own: £14.662 -
Delighted at the idea of you actually resting and chilling 😊 Thoroughly approve 👏🌞
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Lovely slow day yesterday, the youngest felt well enough to venture outside to the beach. Unfortunately today's plans have been put on hold as they didn't sleep last night. So, today is a garden day, lots of shade bathing, reading and relaxing. Hopefully they will be up to going out later for a meal.
Love 🐞
Grow your own: £14.663 -
Oh look …. Lots more of lovely enforced rest for you! 😊❤️😉
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599K Mortgages, Homes & Bills
- 177K Life & Family
- 257.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards