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Pulling my frugal pants on.

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  • ladybird1106
    ladybird1106 Posts: 801 Forumite
    500 Posts Photogenic First Anniversary Name Dropper
    edited 11 January 2024 at 1:41PM
    Thanks northwalesd and debtfreewannabe321, migraine gone after getting lots of fresh air at the plot and drugs. Started a bean trench as the wormery is full. Started weeding the asparagus bed. I tend to fill a bucket with weeds and then I'm done this time of year.
    Came home to more paperwork as we have applied for LPA for the youngest. Once my lunchtime visitors have gone I will start on it, unless I can find something else to do 😂.
    Love🐞

    Grow your own: £14.66
  • Flying_By
    Flying_By Posts: 274 Forumite
    Part of the Furniture 100 Posts Name Dropper
    I'm with you on the forms @ladybird1106, they are soooooo time consuming.  My brother and I both have lasting POA for Step mum but I can't find my copy, eek!
    I'm sure it's in the loft somewhere but I haven't a clue where.  I will procrastinate for today but tomorrow I need to clamber up the loft ladder and dig it out, bleurgh  :/
  • ladybird1106
    ladybird1106 Posts: 801 Forumite
    500 Posts Photogenic First Anniversary Name Dropper
    edited 11 January 2024 at 9:03PM
    Procrastinating reluctantly put aside. POA paid Ed for, council tax email sent, transition to UC done online and proof of identity sent to lawyers via post. Takes a bow, waves to everyone. Done, time for tea and a well deserved glass of wine
    Love🐞

    Grow your own: £14.66
  • beanielou
    beanielou Posts: 95,401 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hope you can get the forms done.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • ladybird1106
    ladybird1106 Posts: 801 Forumite
    500 Posts Photogenic First Anniversary Name Dropper
    All forms done🎉.
    Frugalness 
    1. Nature's tumble dryer finally finished drying yesterday's washing. 
    2. Broad beans, French beans and pesto from the plot via the freezer for tea. 
    3. Cycled to plot
    4. No money spent 
    Love 🐞

    Grow your own: £14.66
  • LadyWithAPlan
    LadyWithAPlan Posts: 3,743 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Well done on the frogs and forms...
    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
  • ladybird1106
    ladybird1106 Posts: 801 Forumite
    500 Posts Photogenic First Anniversary Name Dropper
    Thanks ladywithaplan. 
    Nothing frugal to report. Busy day walked miss giddychops and then walked hairy maclary for my dad. Fell asleep again but later in the day, hence why I'm still awake. Ziffited some books, just need to take them to pick up point, £8odd should end up in my bank account. Books they didn't want I'll take up to the book swap hut next week. Have a couple of bags of stuff to go to Cs. Easily meet this month's target of 24 items decluttered.
    Love 🐞

    Grow your own: £14.66
  • ladybird1106
    ladybird1106 Posts: 801 Forumite
    500 Posts Photogenic First Anniversary Name Dropper
    Today's tasks are tidy house as family are visiting tomorrow, walk miss giddychops, attend upcycling workshop, find mojo. 
    Love 🐞

    Grow your own: £14.66
  • ladybird1106
    ladybird1106 Posts: 801 Forumite
    500 Posts Photogenic First Anniversary Name Dropper
    Well managed 2 out of the 4🤣. 
    Love 🐞

    Grow your own: £14.66
  • KajiKita
    KajiKita Posts: 7,521 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Which were the two?
    Enjoy your visitors today 😊

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,338 Interest saved £5225 to date
    Fixed rate 3.85% ends January 2030

    Read 37 books of target 52 in 2025, as @ 23rd July
    Produce tracker: £223 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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