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Pulling my frugal pants on.

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  • Flying_By
    Flying_By Posts: 274 Forumite
    Part of the Furniture 100 Posts Name Dropper
    @ladybird1106 Oh, I know the feeling about dying houseplants!  The guilt is awful when they start to die for no apparent reason.  I tend to shove the half dead cacti in the loft out of sight - a bit like the Spartans did with their babies - if they survive then they are strong enough to be give a chance, if not, sorry guys  :/ xx
  • 🤣 Flying_by.
    Bought slippers as my feet are cold, they just need pompoms. 
    Cycled to the plot. We've decided to force 2 rhubarb crowns this year. Several crowns have started sprouting already. Harvested leeks for soup, collected onions from storage to make Veggie shepherd's pie. Lovely sunny day but not enough to keep my feet warm (3pairs of socks). Pot hole tipped me off my bike and wedged my trailer tow bar in the crank shaft. 2 smararitans stopped to help me☺️. My back is a bit sore but I feel I got off lightly. Our town is plagued by pot holes at the moment. 
    It was light when we collected the youngest from college. The nights are drawing out🎉. 
    Frugalness 
    1. Tea - roasted root frittata and chard gratin (plot provided potatoes, beetroot, onions, chard and celeriac) 
    2. Biked to plot
    3. Left oven door open to use residual heat
    4. Mum's new jumper (knitted) didn't fit her, but fits me☺️. Lovely and warm. 
    5. Dobbies seeds are 50 %off. Stocked up and got an additional 10% with my loyalty card. 
     
    Grateful for........ 
    1. People stopping to help me
    2. A chat with fil about mil's health
    3. The boiler keeping us warm. 
    Love 🐞



    Grow your own: £14.66
  • beanielou
    beanielou Posts: 95,401 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Glad you are ok. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Owww that sounds like a painful fall. I fell over weeks ago and it took me two weeks to get over the bruises that came from that. Pot holes are everywhere here. We live on a tiny little estate so only one road in and out for us all, including all the delivery trucks etc. The roads are ruined completely. I have lived on better dirt paths in the country than the main road off our estate  :D Dinner sounds lovely. We had a nice lentil and veg shepherd's pie here the other day, and two portions in the freezer :yum:
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
    Total- £1162.23
    Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)

    EF- first goal £300
  • Thanks beanielou and debtfreewannabe321. Still a bit sore but not sore enough not to cycle to the plot again. Although I was very cautious, as every road I went on has potholes strewn all over the roads. So glad that I have the trailer as it makes drivers more cautious overtaking me. 
    Emptied one of the compost bins (only 1/4 full), loads of worms and very wet. Unfortunately I got rained off and by the time I got home nature's tumble dryer turned into nature's washing machine. Washing soaked again, so ignored it. I had great plans for this afternoon but fell asleep. Hoping after Monday Dr will agree to alter my medication.
    Love 🐞

    Grow your own: £14.66
  • Flying_By
    Flying_By Posts: 274 Forumite
    Part of the Furniture 100 Posts Name Dropper
    Ouch! @ladybird1106 that sounds very unpleasant!  Glad that you were helped by kindly people who saw your plight.  Take care x
  • Thanks Flying_by, it restored my faith in humanity. 
    Had homemade shepherdless pie. Checked through seeds and only ones I've not got is celery. Promptly fell asleep again. Hope I sleep to night.
    Grateful for
    1. Plot providing half of tea
    2. Mum taking miss giddychops for a walk
    3. New information provided by my new gardening book.
    Love 🐞

    Grow your own: £14.66
  • ladybird1106
    ladybird1106 Posts: 801 Forumite
    500 Posts Photogenic First Anniversary Name Dropper
    edited 11 January 2024 at 10:35AM
    Today I really need to sort out 3 finical frogs, 2 small ones and 1 really big one which if not sorted will leave us up 💩 creek without a paddle. I can't put it off any longer. Incredibly complicated long winded form to complete 😠. Not great when you have a migraine.
    Love 🐞

    Grow your own: £14.66
  • northwalesd
    northwalesd Posts: 1,316 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I hope you get it all sorted lb.
  • Good luck with the forms! Hope the migraine passes soon :heart: DFW321
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
    Total- £1162.23
    Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)

    EF- first goal £300
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