We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Pulling my frugal pants on.

11011131516104

Comments

  • KajiKita
    KajiKita Posts: 9,922 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Yes, that *is* expensive!! Hope it was worth it?! 😉

    Kk
    As at 17.03.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
    - OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 26 books of target 52 in 2026 as @ 12th April. 
    Produce tracker: £78 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • ladybird1106
    ladybird1106 Posts: 1,261 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Hmmmm that's what I thought beanielou and KK. We don't go out much and I know prices have gone up, but I was surprised. Anyway only thing I can do about it, is to not go again. 
    Love🐞
    Declutter 984/2026
    £62.30 saved by growing and eating my own 2026
    books read 5 in 2026
    £185 🥳 funpot
    🐞change pot £39.53
  • ladybird1106
    ladybird1106 Posts: 1,261 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    edited 6 January 2024 at 11:23PM
    Frugalness 
    1. DH and I decluttered our money holding receptacles of change into the fun pot.
    2. Tea provided by the plot - squash, chestnut and sage risotto (squash, sage and onions).
    3. Used nature's tumble drier.
    4. Wm,dw and car used cheap electric session
    5. Free exercise courtesy of miss giddychops and hairy maclary from Donaldsons dairy 
    6. Plot grown berries with breakfast.
    7. No money spent.
    8. Celery from dad
    Grateful for
    1. Stayed dry all day
    2. Christmas is packed away
    3. New book. 
    Love 🐞
    Declutter 984/2026
    £62.30 saved by growing and eating my own 2026
    books read 5 in 2026
    £185 🥳 funpot
    🐞change pot £39.53
  • KajiKita
    KajiKita Posts: 9,922 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Seriously impressed by your ongoing home / lottie grown produce! 👏😊
    I’ve seen you mention Hairy MaClary a couple of times now - who or what is this? Another Hound ….? (You have such a wonderful way with words for these, I am thinking you should be writing children’s books 😊).

    KK
    As at 17.03.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
    - OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 26 books of target 52 in 2026 as @ 12th April. 
    Produce tracker: £78 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • ladybird1106
    ladybird1106 Posts: 1,261 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    He's my dad's dog and he just looks like hairy maclary. My youngest loved those books.
    Love 🐞
    Declutter 984/2026
    £62.30 saved by growing and eating my own 2026
    books read 5 in 2026
    £185 🥳 funpot
    🐞change pot £39.53
  • KajiKita
    KajiKita Posts: 9,922 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Ah, I am showing my age I think 😂😉 Never heard of Hairy MaClary 😊

    KK
    As at 17.03.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
    - OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 26 books of target 52 in 2026 as @ 12th April. 
    Produce tracker: £78 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • ladybird1106
    ladybird1106 Posts: 1,261 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    First published 1983
    Love🐞
    Declutter 984/2026
    £62.30 saved by growing and eating my own 2026
    books read 5 in 2026
    £185 🥳 funpot
    🐞change pot £39.53
  • KajiKita
    KajiKita Posts: 9,922 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Yup, I was 13 then 😉🤷‍♀️😊

    KK
    As at 17.03.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
    - OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 26 books of target 52 in 2026 as @ 12th April. 
    Produce tracker: £78 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • ladybird1106
    ladybird1106 Posts: 1,261 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    I was 10🐞. 
    Declutter 984/2026
    £62.30 saved by growing and eating my own 2026
    books read 5 in 2026
    £185 🥳 funpot
    🐞change pot £39.53
  • northwalesd
    northwalesd Posts: 1,417 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    You're making me feel my age - I was 20 (and 21 late that year) but I've heard of him.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.2K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.3K Spending & Discounts
  • 247.2K Work, Benefits & Business
  • 603.8K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.