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Pulling my frugal pants on.
Comments
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Argh to the cheesecake base! 😢 Bad luck.Good thinking on the jam! 😉
KKAs at 17.03.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 26 books of target 52 in 2026 as @ 12th April.
Produce tracker: £78 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
So that's Christmas done, still looking for my sparkle. Think I just need to accept that this year it just wasn't meant to be and move on.
We've decided new years day we are not joining the family celebrations as it's DH' only day off for the next 2 weeks and we just want time together. The plan is to visit a nature reserve and take a pack up.
Love 🐞
Declutter 984/2026
£62.30 saved by growing and eating my own 2026
books read 5 in 2026
£185 🥳 funpot
🐞change pot £39.531 -
No reduced Christmas cards to be had.
Love 🐞Declutter 984/2026
£62.30 saved by growing and eating my own 2026
books read 5 in 2026
£185 🥳 funpot
🐞change pot £39.530 -
Very relaxing day.
Frugalness for today
1. Used nature's tumble dryer
2. Eating leftovers for tea.
3. Having a fire outside tonight, wood is from Christmas trees past or from mine and miss giddychops walks
4. Eldest has ended up with an almost brand new iPad as my dad (clearly has too much money) doesn't want it(it's about 4 months old) as he prefers his laptop. This is regular thing he does as he loves a gadget.
Love 🐞Declutter 984/2026
£62.30 saved by growing and eating my own 2026
books read 5 in 2026
£185 🥳 funpot
🐞change pot £39.532 -
Need to hunt out my onion and chilli seeds as its almost time to start sowing.
Didn't get money from in-laws this year as apparently one child doesn't tell them what they use the money for🙄, so we all ended up with presents. I got slippers that are too small and smellies that I can't use due to allergies 🤣. So I'll have to pay for my rotary soil sieve myself.
Love 🐞Declutter 984/2026
£62.30 saved by growing and eating my own 2026
books read 5 in 2026
£185 🥳 funpot
🐞change pot £39.532 -
Long chat with DH about the fact that I got an instant pot from my mum which benefits the whole family and DH got money that benefits just him🤣. Anyway DH has given me half to buy a rotary garden sieve, that again will benefit everyone 🤣and he keeps the other half for himself.
Long day as supported the eldest with another PhD application, 3 down 2 to go!
Frugalness
1. Leftovers for tea
Love 🐞Declutter 984/2026
£62.30 saved by growing and eating my own 2026
books read 5 in 2026
£185 🥳 funpot
🐞change pot £39.532 -
Oooh! I used mine yesterday. Awesome bit of kit 😊🤩
KKAs at 17.03.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 26 books of target 52 in 2026 as @ 12th April.
Produce tracker: £78 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.0 -
I saw it on your diary and thought what a great idea.
Love 🐞Declutter 984/2026
£62.30 saved by growing and eating my own 2026
books read 5 in 2026
£185 🥳 funpot
🐞change pot £39.531 -
I love mine. Mr KK is quite bewildered by my enthusiasm for it! 😂😂😉ladybird1106 said:I saw it on your diary and thought what a great idea.
Love 🐞
KKAs at 17.03.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 26 books of target 52 in 2026 as @ 12th April.
Produce tracker: £78 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.0 -
Been thinking about 2024 and what I want to achieve. Wrote 24 things for the 2024 challenge, but thinking what else. After 2 elderly relatives have tried to guilt trip me about plans for the future recently, I definitely will be going ahead with what I want to do. I already do so much and they have others who they can call on. I will also be getting more involved with the group I volunteer with. Next year will be about focusing on what's important to me for a change. I want to make life slower, more manageable and enjoyable
Frugalness for yesterday
1. No money spent
2. Free exercise with miss giddychops
3. Miss giddychops finished veggie peeling stew
Love 🐞
Declutter 984/2026
£62.30 saved by growing and eating my own 2026
books read 5 in 2026
£185 🥳 funpot
🐞change pot £39.532
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