Twinklies mortgage journey 2.0

beanielou

I understand your anxiety. 

Medical evidence all the way. 

twinklie

Unfortunately he’s discharged from everyone now, so nothing new to add. He’s got his diagnosis and then it’s discharge and you’re on your own. I still have all that evidence though. 

Like I say school will back us up to a large degree and he gets social care short breaks. Hopefully that’s enough. 

beanielou

Remember to include the evidence from social care & school. Don’t rely on DLA to contact them. 

twinklie

Bleugh, feeling a bit meh about work. They keep employing agency staff, who do an easier version of my job but get paid more than me. 

At the bottom end they get paid £65 per day more than me. At the bottom they get £165 more than me per day. 

I know it’s agency work so only short term contracts, lacks the same benefits I have etc, but it’s still really upsetting to know people are getting so much more than me for doing the less stressful elements of the job. Quite a few of my colleagues have handed their notice in to do agency work. 

I had a look for jobs off the back of it and there’s just nothing about for me currently. It’s so frustrating.

Outside of that, I’m just busy with chores and just life in general. Nothing much to report.

twinklie

Vinted Scores on the doors.

2023
Listed - 107 items. 
Sold - 93 items. 
Paid - £170.34. 

2024

January
Listed - 8 items. 
Sold -  28 items. 
Paid - £39.99

February
Listed - 6 items. 
Sold -  2 items. 
Paid - £5.99

twinklie

January update - bit late but never mind

Additional Income
Vinted - £39.99
Cashback - £4.26
Miscellaneous (lottery, surveys etc.) - £0
Premium bonds - £0
Overtime - £xxx I'm not sure without checking my payslip - but I'm on leave so won't check. 
Total - £44.25

 

MORTGAGE 

Current daily interest - Reduction since start of new mortgage - £0.31

We now own 32.61% of the house (based on original sale valuation) - current rough valuation actually puts us as 44.46% 

5 rooms owned (7 if I go with the higher valuation).

Paid off 24.76% of the original mortgage amount. 1.84% off the new mortgage. 

Current MF date - Oct  MAY 2037.

twinklie

I’ve started doing bits back down at the allotment in between all the storms we've been having. How satisfying is this picture! 😍

What's been really nice is the kids have been ok with coming. I'm hoping to get the beds ready and then sort the paths out. We are trying to convince them to give us the plot to the right as well so that we can turn it into one big plot, with a space for the kids and dog to chill a bit easier. But we shall have to wait and see. Thats what's holding us back on the paths for now. Mainly because we'd resize some of the beds to make it more functional. It's a bit tight in places. 

twinklie

Up until yesterday it's been a cheap half term. The kids were in a respite group yesterday which cost £17 each. Then I had to buy them wellies and a new coat. Today its the hairdressers. 

But I may also have spent money on booking a short break for us for later in the year - It'll be well worth it though. It may be our last one with the big one going to high school next year - we shall have to see. Speaking of which, it's two weeks tomorrow when we find out where everyone is going. Fingers crossed the school he gets is the right one for him. 

Right, I really need to get going. The next few things I need to do:
1. Walk the dog. ✅
2. Offer the kids a bath if they want one (I promised them yesterday).  ✅
3. Shower - I'll do this after the dog walk though so I feel the benefit. ✅
4. Get my parcels ready for posting. ✅
5. Sort some laundry. ✅
6. Clean the kitchen. ✅
7. Look at cleaning the upstairs bathroom - I did the downstairs loo within an inch of it's life earlier in the week. I do keep it clean but this was a 'mega' deep clean iykwim.  

Oh and lastly, I OP'd £200 on the mortgage. 

beanielou

Positive vibes on the school.

twinklie

beanielou said:

Positive vibes on the school.

Thank you. I’m pretty sure he will get his first choice…his school is a feeder school to it. But you never know, weird things happen.