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The Three C's - Coffee, Clothes & Credit Cards
Comments
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I saw the other day that latest research shows that sitting for too long every day, is the equivalent of smoking 15 cigarettes a day and is shortening our lives by quite a few years. Even chair exercises while watching TV will help, even if you don't walk too far, or just stand up and move. Its just about getting the heart rate up and the joints mobilised again.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,524....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £570/£3000
.
Studies/surveys August £14.50
Decluttering items 777
Books read 15
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
Makingabobor2 said:Always nice when you remember people owe you money.
That's why I'm poor. Lol 😆 🤣 😂 😹 😆 🤣 😂0 -
Makingabobor2 said:I saw the other day that latest research shows that sitting for too long every day, is the equivalent of smoking 15 cigarettes a day and is shortening our lives by quite a few years. Even chair exercises while watching TV will help, even if you don't walk too far, or just stand up and move. Its just about getting the heart rate up and the joints mobilised again.*Dad loan - £5300 - £7200
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£0.00
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £840
*Total debt - £8040/£11641.17*
Savings
*Savings Buffer - £100/£1500
*Emergency Fund - £1500/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/0 -
lookbook said:Makingabobor2 said:Always nice when you remember people owe you money.
That's why I'm poor. Lol 😆 🤣 😂 😹 😆 🤣 😂*Dad loan - £5300 - £7200
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£0.00
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £840
*Total debt - £8040/£11641.17*
Savings
*Savings Buffer - £100/£1500
*Emergency Fund - £1500/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/0 -
Walked to shop after work, treated myself to a packet of cheetos and wispa. Though stupidly brought the multipack at £1.50 as normal bar was £1.09 so seemed silly not to. Forgetting that I have NO willpower. Promptly eaten all 4 bars this evening. !!!!!!. Luckily still within maintenance calories but not great. Next time I will make myself walk the extra 5 mins to smaller shop where I can get a wispa for 69p lol. I did pay with cash though today and instead transferred the funds to my football fund instead. Now have a £1 in my purse oops.
Tomorrow I need to pop to Mr T after work for food for packed lunch on Wednesday. Also need to book train ticket and pay for parking Wednesday morning at station. So will be a spendy day.*Dad loan - £5300 - £7200
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£0.00
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £840
*Total debt - £8040/£11641.17*
Savings
*Savings Buffer - £100/£1500
*Emergency Fund - £1500/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/0 -
Looked at weather for tomorrow and it's miserable. This does mean though i will be OK taking a porridge pot amd naked noodle for lunch. Quick, cheap meal and can put Mr T off until Thursday.
Another successful 14hr fast completed. Weighed this morning, up 0.4lbs, to be expected after my chocolate fiasco yesterday. I know a day within calories and will be gone again tomorrow. I've taken chicken breasts out freezer for today and tomorrow's dinners.
My cat decided to bring me another present this morning, 30 mins spent trying to get this damn mouse out from under coffee table. No luck, had to go take a work call, 5 mins later she comes and drops it dead at my feet meowing up at me so proudly. !!!!!!! This is becoming a habit I'm not happy about.
Work is a bit slow today trying not to rush everything so I have work to keep me busy in office tomorrow. Hoping I will get some new clients soon. I made myself get up and go for a 20 min lunch away from my desk. It's raining again so walk with have to be after work again.
My back is still playing up, tension headaches have resumed so dosed up on cocodomal and using some tiger balm to help. I'm debating taking some money from my EF and booking in for a massage 4 weeks in a row and seeing if helps. I've scheduled in for this Friday as it's my Friday off and will decide after that. May be worth it to help take edge off. Alternative is back to GP for some stronger muscle relaxant.
The cat is now doing her best pigeon impression at the one currently sat on the garden fence. Honestly.*Dad loan - £5300 - £7200
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£0.00
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £840
*Total debt - £8040/£11641.17*
Savings
*Savings Buffer - £100/£1500
*Emergency Fund - £1500/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/1 -
I think massage is a much better option than the GP. I am a great believer in a good massage therapist who really knows her stuff. Also, have you ever tried Reiki? That is another holistic therapy that I used to have every so often, and now have on a regular basis. Worth every penny.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,524....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £570/£3000
.
Studies/surveys August £14.50
Decluttering items 777
Books read 15
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up0 -
Makingabobor2 said:I think massage is a much better option than the GP. I am a great believer in a good massage therapist who really knows her stuff. Also, have you ever tried Reiki? That is another holistic therapy that I used to have every so often, and now have on a regular basis. Worth every penny.
*Dad loan - £5300 - £7200
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£0.00
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £840
*Total debt - £8040/£11641.17*
Savings
*Savings Buffer - £100/£1500
*Emergency Fund - £1500/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/0 -
Sarahwithlove said:Makingabobor2 said:I think massage is a much better option than the GP. I am a great believer in a good massage therapist who really knows her stuff. Also, have you ever tried Reiki? That is another holistic therapy that I used to have every so often, and now have on a regular basis. Worth every penny.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,524....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £570/£3000
.
Studies/surveys August £14.50
Decluttering items 777
Books read 15
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up0 -
Makingabobor2 said:Sarahwithlove said:Makingabobor2 said:I think massage is a much better option than the GP. I am a great believer in a good massage therapist who really knows her stuff. Also, have you ever tried Reiki? That is another holistic therapy that I used to have every so often, and now have on a regular basis. Worth every penny.*Dad loan - £5300 - £7200
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£0.00
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £840
*Total debt - £8040/£11641.17*
Savings
*Savings Buffer - £100/£1500
*Emergency Fund - £1500/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/0
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