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Lloyds £175 switching offer, 19/9/23 to 14/11/23
Comments
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Waiting for the NatWest bonus to land (I’ve been told tomorrow) and then looking to switch again, but trying to decide whether to go to Lloyds or FD first?I’m conscious that Lloyds has a £3/month fee, so don’t what to get stuck with it, but TCB has an extra £35 cash back with FD if you switch before 1st October
Any one got any thoughts?I’m thinking go to FD, then Lloyds and just close the Lloyds account outright, then open another burner if another switch offer comes up?
I’ve recently done the switch to TSB on my main account0 -
2catsandcounting said:....I’m conscious that Lloyds has a £3/month fee, so don’t what to get stuck with it,....I’m thinking go to FD, then Lloyds and just close the Lloyds account outright, then open another burner if another switch offer comes up?2
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EarthBoy said:2catsandcounting said:....I’m conscious that Lloyds has a £3/month fee, so don’t what to get stuck with it,....I’m thinking go to FD, then Lloyds and just close the Lloyds account outright, then open another burner if another switch offer comes up?1
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EarthBoy said:2catsandcounting said:....I’m conscious that Lloyds has a £3/month fee, so don’t what to get stuck with it,....I’m thinking go to FD, then Lloyds and just close the Lloyds account outright, then open another burner if another switch offer comes up?0
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Thanks for the help guys. I've taken the plunge and applied for Lloyds. I'm switching from Ulster Account (which I don't use). The lloyds club account is open, but needs to be activated, so I've got to wait until the passcode comes through the post. Switch will complete on 29/09/23.
According to Credit Karma, Lloyds has done a Hard Search.
Other than this, do I need to take any other action? Such as transferring Direct Debit or need to have any money in the account?
Also how does it work with the 12 mth Disney? I assume if I downgrade the club account, I'll lose any Disney access?
Thanks again.0 -
worriednoob said:Thanks for the help guys. I've taken the plunge and applied for Lloyds. I'm switching from Ulster Account (which I don't use). The lloyds club account is open, but needs to be activated, so I've got to wait until the passcode comes through the post. Switch will complete on 29/09/23.
According to Credit Karma, Lloyds has done a Hard Search.
Other than this, do I need to take any other action? Such as transferring Direct Debit or need to have any money in the account?
Also how does it work with the 12 mth Disney? I assume if I downgrade the club account, I'll lose any Disney access?
Thanks agian.
Read through the terms I posted on the first page. As long as you complete a switch into your new CL account using CASS, there is nothing else you need to do to satisfy the switch offer.
For the Disney+ incentive, I believe you need to maintain your CL account otherwise you will lose it. It's easy enough to cycle £2000/month through the account to avoid the £3 monthly fee. DDs are only required if you wish to get interest on any savings balance in the account.2 -
PRAISETHESUN said:worriednoob said:Thanks for the help guys. I've taken the plunge and applied for Lloyds. I'm switching from Ulster Account (which I don't use). The lloyds club account is open, but needs to be activated, so I've got to wait until the passcode comes through the post. Switch will complete on 29/09/23.
According to Credit Karma, Lloyds has done a Hard Search.
Other than this, do I need to take any other action? Such as transferring Direct Debit or need to have any money in the account?
Also how does it work with the 12 mth Disney? I assume if I downgrade the club account, I'll lose any Disney access?
Thanks agian.
Read through the terms I posted on the first page. As long as you complete a switch into your new CL account using CASS, there is nothing else you need to do to satisfy the switch offer.
For the Disney+ incentive, I believe you need to maintain your CL account otherwise you will lose it. It's easy enough to cycle £2000/month through the account to avoid the £3 monthly fee. DDs are only required if you wish to get interest on any savings balance in the account.2 -
PRAISETHESUN said:worriednoob said:Thanks for the help guys. I've taken the plunge and applied for Lloyds. I'm switching from Ulster Account (which I don't use). The lloyds club account is open, but needs to be activated, so I've got to wait until the passcode comes through the post. Switch will complete on 29/09/23.
According to Credit Karma, Lloyds has done a Hard Search.
Other than this, do I need to take any other action? Such as transferring Direct Debit or need to have any money in the account?
Also how does it work with the 12 mth Disney? I assume if I downgrade the club account, I'll lose any Disney access?
Thanks agian.
Read through the terms I posted on the first page. As long as you complete a switch into your new CL account using CASS, there is nothing else you need to do to satisfy the switch offer.
For the Disney+ incentive, I believe you need to maintain your CL account otherwise you will lose it. It's easy enough to cycle £2000/month through the account to avoid the £3 monthly fee. DDs are only required if you wish to get interest on any savings balance in the account.
I might give the disney a miss as I can't be asked to move £2k per month. I'll be more than happy if I get the £175 as I'm still sceptical that I'll get it due to doing a recent Halifax switch - only time will tell.1 -
I’ve done the NWG hatrick, TSB, First Direct and Halifax switches this year…. Might give this one a go…. Technically I shouldn’t qualify but it’s worth a go….Best Regards,
V1 -
worriednoob said:PRAISETHESUN said:worriednoob said:Thanks for the help guys. I've taken the plunge and applied for Lloyds. I'm switching from Ulster Account (which I don't use). The lloyds club account is open, but needs to be activated, so I've got to wait until the passcode comes through the post. Switch will complete on 29/09/23.
According to Credit Karma, Lloyds has done a Hard Search.
Other than this, do I need to take any other action? Such as transferring Direct Debit or need to have any money in the account?
Also how does it work with the 12 mth Disney? I assume if I downgrade the club account, I'll lose any Disney access?
Thanks agian.
Read through the terms I posted on the first page. As long as you complete a switch into your new CL account using CASS, there is nothing else you need to do to satisfy the switch offer.
For the Disney+ incentive, I believe you need to maintain your CL account otherwise you will lose it. It's easy enough to cycle £2000/month through the account to avoid the £3 monthly fee. DDs are only required if you wish to get interest on any savings balance in the account.
I might give the disney a miss as I can't be asked to move £2k per month. I'll be more than happy if I get the £175 as I'm still sceptical that I'll get it due to doing a recent Halifax switch - only time will tell.1
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