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Comments

  • rtandon27
    rtandon27 Posts: 6,370 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    OMG EH - I'm in awe of your meal planning - three weeks worth? - wow just wow!
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    Original End Date - Sept 2041 New projection - Dec 2039 (reduced by 21 months)
  • rtandon27 said:
    OMG EH - I'm in awe of your meal planning - three weeks worth? - wow just wow!
    Well we are away for a few days after christmas, so it's not altogether as impressive as it sounds!  I aspire towards having several weeks ahead always done, but sadly it doesn't often work out! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • Sun_Addict
    Sun_Addict Posts: 24,941 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    It's beautiful - well done!
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Cheery_Daff
    Cheery_Daff Posts: 18,086 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ooh, that's very lovely! And I too am very impressed at your meal planning!
  • Wreath is beautiful. x
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £27,424....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  

    Challenges

    EF  £1150/£3000
    .

    Studies/surveys January £65.85

    Decluttering items 1402/
    2025.  67/2026
    Books read    23 in 2025.  2026- 3 (target is 52)  
    Jigsaws done  20 in 2025.  2026  

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Blackcats
    Blackcats Posts: 4,238 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Sorry a bit late but wanted to say how lovely the photos are.  However, being late with the photos means I can be on time with admiration for the wreath! 
  • amber03
    amber03 Posts: 1,459 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Wreath is beautiful, so much more better than those I have seen in the shops.
    :j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.00
  • Lovely looking wreath 
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
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