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Comments

  • KajiKita
    KajiKita Posts: 9,710 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Could you not claim back TOIL or work from home on Monday morning? 

    KK
    As at 15.02.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £220,873
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 20 books of target 52 in 2026 as @ 7th March. 
    Produce tracker: £51 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Cheery_Daff
    Cheery_Daff Posts: 18,219 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Grrr, that's really annoying!! 
  • rtandon27
    rtandon27 Posts: 6,523 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Argh - Madam needs her head examined!
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    Original End Date - Sept 2041 New projection - Dec 2039 (reduced by 21 months)
  • Sun_Addict
    Sun_Addict Posts: 25,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    How very bah humbug of madam 😞 What's her reasoning behind it?
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • She is being a bit of a Scrooge. Can you not negotiate? 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £26,984....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  

    Challenges

    EF  £1450/£3000
    .

    Studies/surveys March.....£100.65

    Decluttering items 1402/
    2025.  126/2026
    Books read    23 in 2025.  2026- 6 (target is 52)  
    Jigsaws done  20 in 2025.  3 this year. 

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • lucielle
    lucielle Posts: 11,749 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Whilst you’ve got the free tv, try Slow Horses. 
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • jwil
    jwil Posts: 23,227 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The photo frame looks lovely!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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