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And now we go again...
Comments
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Photo frame is stunning.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
Brilliant photos. Will look great on the wall. I do like to see B&W photos.
Sounds like a great tribute to your aunt.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £27,424....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF £1150/£3000
.
Studies/surveys January £65.85
Decluttering items 1402/2025. 67/2026
Books read 23 in 2025. 2026- 3 (target is 52)
Jigsaws done 20 in 2025. 2026
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up4 -
Glad the funeral went well.
Hope the evri nonsense gets sorted soon.
The pic looks gorgeous.
Have a fabulous time in Cambridge 🍻https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael3 -
The photos are excellent, my favourite is top left, it just sings to me, you are very talented.Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family4 -
EH just popping in to say photos are great , where was the top left taken ?. Hoping to bring eldest DGS to do another underground tour . Have to say it’s one of the best things we have ever done in London.Hoping you sort the 23rd out to your way .Life is an adventure, never stop exploring.5
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Photos look brilliant!
I hope Cambridge was good last night 🍺Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway4 -
Fabulous photos. I enjoyed looking at those.
F2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (46/100) 3) The Shrinking of Foxgloves 8.1kg/30kg
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)4 -
Thanks all - I’m so pleased with the frame and how it looks!L - I keep hearing good things about Slow Horses so plan to give that a go!The canvas for the front room has arrived and I’m incredibly pleased with it - that will be hung tomorrow along with the other framed pics. I still can’t quite get my head round seeing photos of mine blown up so big though!Teeny bit of spending today - we had to go to the hardware plan for more picture hooks (we’re using the hard wall ones with the three pins you bang in as standard picture hooks seem to blow the plaster) and we popped in to the charity shop across the way. As luck would have it they were doing 3 for £1 on their paperbacks and Had a good selection so £3 spent - including 2 for MrEH and one for my Mum which will get wrapped for Christmas).Freezer 2 is empty, defrosted and currently turned off - will be switched back on to re-freeze overnight I think, or possibly tomorrow night as that also looks like it should be well priced on the electric front.
I’ve started putting together a list of what I need to prep and when for Christmas - and I should be able to assemble the pigs in blankets as a starting point tomorrow then they can go to the freezer. Looks like the cheap veg should be in the supermarkets from the middle of next week so I will start planning what of that I want to buy.
Meal plan is mostly in place through to Christmas Eve, and I intend to make soup (stock saltiness depending) and a potato bake tomorrow I think.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her7 -
Is there any saving to be had making PIB??!4
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So pleasing finding good gifts for people in a sale, and supporting charity! 🍻https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael5
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