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  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    It's a shame about the solar - however keeping your bike sounds important. On the bin store - you can buy those wooden bin stores that look nice and keep them in position. Don't know if you'd be allowed those where you are? I think solar will improve. They reckon 20% of people never make back their £ on solar... 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • I'd say hold off anyway until a bit after the general election as a new government might introduce new environmental grants. They might not but no harm seeing what's what in the forthcoming year for big spend decisions 
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase

    Books read 2025: 60

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  • RosaBernicia
    RosaBernicia Posts: 4,909 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I was just thinking could you put the bins in a covered unit, like SH.  I have my bins in a K3ter store - I resent giving up space in the back garden for them, and when I first moved here nobody else had them visible at the front, so I figured it was a reasonable solution to have them in a store goes well with the house.  We get gales here so it's also sensible anyway.  I've had other boxes from that make before and they've lasted over a decade, and much easier to put together than wooden ones.  If you look about in sales and discounts etc you can usually get that size 2-bin store for about £100. 
    Debt free May 2016... DFW#2 in progress
    Campervan paid off summer '21... MFW progress tbc
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