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Great photos @EssexHebridean.
I've always grown courgettes in a big pot and they do brilliantly. I also do butternut squash in pots. I've found both do better for me in pots than they do in the ground for some reason. The squash also don't put out such long runners either which is a bonus!5 -
Lovely photosMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £450/£3000
.
Fiver Friday '25 #10 £15
Studies/surveys July £58.64
Decluttering items 750
Books read 12
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up6 -
Those photos are stunning6
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You have been a busy bee.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.6 -
Beautiful photos, you’re a very talented photographer.I get knocked down but I get up again (Chumbawamba, Tubthumping)6
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Morning all - and thank you for the lovely comments!
JD that's good feedback on the courgettes/squashes in pots - thank you!
Ironically enough after the previous conversation about courgettes it dropped far colder overnight last night! We'd already discussed shoving the mini-tunnel over them if needed, but neither of us realised that it might be an idea, last night. They seem to have lived to tell the tale, anyway - fingers crossed! I knew it was a bit chilly yesterday evening as I stuck the heating on for a bit - it was just hovering around my tolerance level in the living room last night and I decided comfort came first!
MSE Stuff:
- Banks checked and all good
- CC money shuffle now done to almost up to date - just one small odd amount plus my lens still to clear off
- Food spending last week was just under £50 but that did include stocking up on some odds and ends, although there is more of that needing done yet too.
- 2024/5 tax year ISA opened, and filled already from joint funds. Still enough in our joint long term/EFaccount accessible by MrEH if needed, so the ISA being only accessible by me isn't an issue.
- Renewed the bonus rates available on the other savings accounts to get them right up to date.
- Swerved away from couscous last night in favour of using a part-pack of quinoa what had been in the cupboard for an awfully long while. Mum bought it originally, and gave it to me as they weren't keen, and I've just been not getting around to using it! I thought it was OK - I think MrEH was less sure but he didn't leave anything so...! I'll probably use up the last little bit in the pack just for myself at some stage though. That also used up the sad spring onions, which were 15p ones from Easter!
- MrEH needs to get the roof chap paid today - he did finally get to us on Friday, has fitted a new cowl/base thingy around the soil stack vent, and fingers crossed it appears that we're not getting any new water ingress now although we've not had huge amounts of rain in between then and now, so we will see.
- "Full and frank"discussion with MrEH about him needing to ensure that he actually DOES have access to both the mortgage account AND the joint EF/Long term pot as I have discovered that he's still not got around to getting either sorted. We've discussed the mortgage before, but this is the first I've heard of him not being able to access the joint savings! *rolls eyes*. Anyway - as he needs to be able to move funds to pay the roof man, that might just focus his mind a bit. Otherwise I've cheerfully suggested that he needs to pay him from his own money at the moment, then he can refund himself once he's got the access sorted!
- Currently on a chat with that well known satellite TV provider about getting the free trial of HD cancelled before it becomes chargeable. Once again I was assured when I accepted the offer of the trial that it could "easily be removed via the app" and once again that proves not to be true at all! I've asked for feedback to management level this time.
- Tea this evening will finish the mushrooms and the final three rashers of bacon in the pack. Still not worked out what we are eating tomorrow...
- Looking at a B@ckm@rket purchase to replace the desktop PC that MrEH uses for work as it seems that his work IT can no longer "talk" to the old one - probably something to do with a *whistles innocently* rather outdated windows version...
Had a call from the Solar team this morning - they just need a few measurements done additionally to what was done on the survey and all being well we should be all systems go. They are currently looking at hopefully a June/July install which would be ace as we should be able to hit the ground running with decent generation levels. Might be a fairly steep learning curve though! Ah well, nothing like hitting the ground running is there!
Managed to squeeze in a longer walk before work this morning thanks to being parked up earlier than usual (combination of leaving slightly earlier as MrEH had an early meeting, and the traffic being lighter (did I mention how much I love school holidays?!) so already on over 7k steps for the day. I want to get back into the habit of doing the nightly yoga again as well - that's slipped over the past fortnight.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her9 -
I agree about school holidays. When I go shopping, I like to go early, and its so much easier when I don't have loads of parked cars around schools to contend with. There seem to be a lot on my route from home to the shops...lolMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £450/£3000
.
Fiver Friday '25 #10 £15
Studies/surveys July £58.64
Decluttering items 750
Books read 12
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up4 -
Hope MR EH gets the log in sorted. It does help when they have something to focus on.Lucky with the courgettes surviving the night. The solar install has moved fast. Possibly thinking about it here.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1244 -
Great photos, @EH. Reminded me a little of my childhood, as with Dad in the RAF, we sometimes saw flying displays at events he was involved with.
Re courgettes, yes, they will grow in large pots. I even used to have one in an old plastic laundry basket, which I lined with old compost sacks. I do grow them in the ground now, but that's because I have the space. If we were to resume growing leeks or sweetcorn, then some courgettes may have to resort to containers. I haven't sown my courgettes yet. My method is to sow courgettes & squash on my Dad's birthday (mid-April) & beans on mine (a couple of weeks later) & that always seems to work. However this year, with having a holiday at an inconvenient time in the veggie-grower's year, I am going to sow them as soon as we get back. I don't put the young plants out until the end of May...even first week of June for the beans if the weather is looking un-summery & grim.....so my thinking is that they will soon catch up. I already have a lot of plants for which survival when we are away will be a bit of an issue, so I thought I could at least mitigate potential problems for newly emerged squashes, courgettes & beans by sowing when they will then have my usual full attention. Mr F is wanting to build the bean frame/teepee this weekend, so that will at least give me plenty of time either to install a bean trench for scraps, or do plenty of comfrey chop & drop.
Good luck with all your veggie growing plans - I know you were really looking forward to having a garden again.
F x
2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (29/100)
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)4 -
If MrEH would rather pay for roofing out of his personal spends that is entirely his choice 😁
I'm mildly annoyed I bought the new laptop to keep at Mr PIP's just before we had the offer of moving into family friends flat, the laptop will keep and mine is very old, but I activated the free one year Microsoft Office Package and probably (hopefully) won't be using the darn thing in that time! I will really resent paying additional money to be able to actually use the thing I've already spent money on. Such a modern day rip-off4
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