We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Archived History Of Regular Savers Thread *** NO CHAT***
Options
Comments
-
Upcoming interest rate changes:
Stafford BS Regular Saver (Issue 1) from 4.75% to 4.4% from 1/6/25Removed from main regular savers lists:
~~~~~~NLA 8/5/25 ~~~~~~ Saffron BS Ware Regular Saver
Interest rate: 4.75% gross p.a. variable
Monthly payment: £1-£250 per calendar month
Miss any payments: No penalties for missing any payments
Penalty-free withdrawals: Unlimited
Age of applicant: Aged 16 or older
Length of account term: 36 months from opening
Maximum balance: £9,000
How to open account: Ware branch only
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: N/A
A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.0 -
Latest additions to main regular savers lists:
Aldermore Regular Saver Account (Issue 3) ~~~ Launched 13/5/25
Interest rate: 4.75% gross p.a. variable
Monthly payment: £0-£300 per calendar month
Miss any payments: Yes, as many as you wish
Penalty-free withdrawals: Yes, as many as you wish
Age of applicant: Age 18 or overHow to open account: Online
Length of account term: 12 months from the date of opening
Maximum balance: N/A
Deposits on non-working days: Treated as having been received the same day.
Special conditions: You cannot open this account if you already have an Aldermore Regular Saver Account (Issue 1 or 2). Deposits must come from your nominated account or another Aldermore account in your name.Removed from main regular savers lists:
~~~~~~NLA 13/5/25 ~~~~~~ Aldermore Regular Saver Account (Issue 2)
Interest rate: 5% gross p.a. variable (reduces to 4.75% on 28/5/25)
Monthly payment: £0-£300 per calendar month
Miss any payments: Yes, as many as you wish
Penalty-free withdrawals: Yes, as many as you wish
Age of applicant: Age 18 or overHow to open account: Online
Length of account term: 12 months from the date of opening
Maximum balance: N/A
Deposits on non-working days: Treated as having been received the same day.
Special conditions: You cannot open this account if you already have an Aldermore Regular Saver Account (Issue 1). Deposits must come from your nominated account or another Aldermore account in your name.Upcoming interest rate changes:
Darlington BS 12 Month Regular Saver ~~~~ NO CHANGE ~~~ Remains at 5%
Aldermore Regular Saver Account (Issue 2) ~~~ Reduction from 5% to 4.75% on 28/5/25
A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.4 -
Upcoming interest rate changes:
Skipton BS Home Deposit Saver (all issues) from 4.56% to 4.31% from 9/6/25Removed from main regular savers lists:
~~~~~~NLA 14/5/25 ~~~~~~Leeds BS Home Deposit Saver (Issue 3) ~~~ Launched 7/2/25
Interest rate: 4.9% gross p.a. variable (reduces to 4.8% from 27/6/25)
Monthly payment: £0-£500 per calendar month
Miss any payments: No stated penalties for missing any payments
Penalty-free withdrawals: One penalty free withdrawal per calendar year excluding closure subject to the minimum balance of £100 being maintained
Age of applicant: Aged 18 or older
How to open account: Branch, online or post
Length of account term: No maturity date
Maximum balance: £30,000 plus interest
Deposits on non-working days: Treated as having been received the same day.
Special conditions: There is a £500 bonus if you take out a residential mortgage subject to certain conditions (see website for more details). Withdrawals/closure can be made by faster payment over the phone.Latest additions to main regular savers lists:
Leeds BS Home Deposit Saver (Issue 4) ~~~ Launched 14/5/25Interest rate: 4.8% gross p.a. variable
Monthly payment: £0-£500 per calendar month
Miss any payments: No stated penalties for missing any payments
Penalty-free withdrawals: One penalty free withdrawal per calendar year excluding closure subject to the minimum balance of £100 being maintained
Age of applicant: Aged 18 or older
How to open account: Branch, online or post
Length of account term: No maturity date
Maximum balance: £30,000 plus interest
Deposits on non-working days: Treated as having been received the same day.
Special conditions: There is a £500 bonus if you take out a residential mortgage subject to certain conditions (see website for more details). Withdrawals/closure can be made by faster payment over the phone.
A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.1 -
Removed from main regular savers lists:
~~~~~~NLA 14/5/25 ~~~~~~Coventry BS Loyalty Regular Saver (3) ~~~ Launched 22/4/25
Interest rate: 5% AER variable
Monthly payment: £0-£250 per account month
Miss any payments: Yes as many as you like
Penalty-free withdrawals: No, withdrawals/closure subject to a penalty of 30 days interest on the funds withdrawn. The penalty for closing the account is waived if Coventry BS have announced a cut to the interest rate of this account in the last 30 days.
Age of applicant: Aged 18 or over
How to open account: Online, branch, post, telephone, app
Length of account term: 12 months from opening
Maximum balance: N/A
Deposits on non-working days: Treated as having been received the same day.
Special conditions: To be able to open this account, you’ll need to have held or been linked to a savings or mortgage account with Coventry Building Society, ITL Mortgages Limited or Godiva Mortgages Limited continuously since 1 January 2025 or earlier. If opening a joint account both customers will need to be eligible. There will be a prize draw for those who have £100 in the account on 31 May 2025.Upcoming interest rate changes:
Account Old rate New rate Date Bath BS 16-25 Regular Saver 6.89% 6.65% 02/06/2025 Coventry BS Loyalty Mortgage RS 5.75% 5.50% 02/06/2025 Coventry BS Loyalty Seasonal Saver 5.75% 5.50% 02/06/2025 Coventry BS First Home Saver 4.85% 4.60% 02/06/2025 Coventry BS First Home Saver (2) 4.80% 4.60% 02/06/2025 Coventry BS Loyalty Regular Saver (2) 6.00% 5.75% 02/06/2025 Coventry BS Regular Saver 4.30% 4.05% 02/06/2025 Coventry BS Regular Saver (6) 4.50% 4.25% 02/06/2025 Coventry BS Sunny Day Saver 6.00% 5.75% 02/06/2025 Coventry BS Young Saver 4.50% 4.25% 02/06/2025 Progressive BS Online Regular Rainy Day Saver 6.50% 6.25% 01/06/2025 Progressive BS Online Regular Rainy Day Saver Issue 3 5.75% 5.50% 01/06/2025 YBS £50 Regular Saver/eSaver 8.00% NO CHANGE 19/06/2025 YBS Christmas 2025 Regular Saver/eSaver 5.00% 4.80% 19/06/2025 YBS First Home Saver/eSaver 4.70% NO CHANGE 19/06/2025 YBS Loyalty Regular Saver/eSaver 5.25% 5.05% 19/06/2025 YBS Regular Saver/eSaver 4.65% 4.45% 19/06/2025
___________________________________________________________________________________________
A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.17 -
Upcoming interest rate changes:
Account Old rate New rate Date Melton BS Regular Saver 4 5.50% NO CHANGE 28/05/2025 Melton BS Regular Saver 5 5.00% NO CHANGE 28/05/2025 Melton BS Regular Saver 6 6.00% NO CHANGE 28/05/2025 Melton BS Adcock Regular Saver 6.50% NO CHANGE 28/05/2025 Newcastle BS Newcastle Regular Saver (Issue 1) 5.50% 5.25% 05/06/2025 Saffron BS 12 Month Members Regular Saver 4.50% 4.20% 10/06/2025 Saffron BS Small Saver 4.70% 4.40% 10/06/2025 Saffron BS Ware Regular Saver 4.75% 4.45% 10/06/2025 Saffron BS Children's Regular Saver 4.75% 4.45% 10/06/2025 Suffolk BS Online 1 Year Variable Rate Regular Saver (30.09.2025) 5.00% 4.75% 09/06/2025 Suffolk BS Variable Rate Regular Saver (31.05.2026) 4.80% 4.55% 09/06/2025 Suffolk BS 1 Year Variable Rate Regular Saver (31.12.2025) (includes online) 5.00% 4.75% 09/06/2025 Suffolk BS 2 Year Variable Rate Regular Saver (31.12.2026) 4.80% 4.55% 09/06/2025 Suffolk BS 1 Year Variable Rate Regular Saver (31.03.2026) (includes online) 5.00% 4.75% 09/06/2025 Suffolk BS 2 Year Variable Rate Regular Saver (31.12.2025) 4.80% 4.55% 09/06/2025
___________________________________________________________________________________________
A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.8 -
Upcoming interest rate changes:
Leeds BS Interest Rate Cuts 27/6/25:
REGULAR SAVER (ISSUE 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 56, 57, 59, 60, 61, 62 & 63) from 4.8% to 4.7%
REGULAR SAVER (ISSUE 55 & 58) from 4.95% to 4.85%
HOME DEPOSIT SAVER (ISSUE1, 2 & 3) from 4.9% to 4.8%
The above were first mentioned on their website on 14/5/25 but the Leeds BS website contained a typo so this was not posted in this thread until the new rates were confirmed.
A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.2 -
Upcoming interest rate changes:
Account Old rate New rate Date Chorley BS Regular Saver (all issues) 5.15% NO CHANGE 12/06/2025 Chorley BS Regional 2 Year Flexible Saver (all issues) 5.15% NO CHANGE 12/06/2025
A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.6 -
Upcoming interest rate changes:
Account Old rate New rate Date Penrith BS Junior Affinity Regular Saver 4.70% 4.45% 16/06/2025 Penrith BS Regular Saver 200 4.00% NO CHANGE 16/06/2025 Penrith BS Regular Saver 200 Issue 2 5.00% NO CHANGE 16/06/2025 Penrith BS Regular E-Saver 200 5.00% NO CHANGE 16/06/2025 Penrith BS Regular Saver 300 5.00% NO CHANGE 16/06/2025
A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.2 -
Removed from main regular savers lists:
~~~~~~NLA 30/5/25 ~~~~~~Leeds BS Regular Saver (Issue 64) ~~~ Launched 1/5/25
Interest rate: 4.8% gross p.a. variable
Monthly payment: £0-£250 per calendar month
Miss any payments: Yes, miss as many as you wish
Penalty-free withdrawals: One withdrawal per calendar year (including account closure) is permitted subject to the minimum balance of £100 being maintained. Further withdrawals can be made subject to 30 days loss of interest on the amount withdrawn.
Age of applicant: Aged 18 or over
How to open account: Branch, online or post
Length of account term: Matures 4/5/2027
Maximum balance: £6,000 plus interest
Deposits on non-working days: Treated as having been received the same day.
Special conditions: You may only hold one Leeds Building Society Regular Saver product of any issue at a time. Withdrawals/closure can be made by faster payment over the phone.Latest additions to main regular savers lists:
Leeds BS Regular Saver (Issue 65) ~~~ Launched 30/5/25
Interest rate: 4.7% gross p.a. variable
Monthly payment: £0-£250 per calendar month
Miss any payments: Yes, miss as many as you wish
Penalty-free withdrawals: One withdrawal per calendar year (including account closure) is permitted subject to the minimum balance of £100 being maintained. Further withdrawals can be made subject to 30 days loss of interest on the amount withdrawn.
Age of applicant: Aged 18 or over
How to open account: Branch, online or post
Length of account term: Matures 1/6/2027
Maximum balance: £6,000 plus interest
Deposits on non-working days: Treated as having been received the same day.
Special conditions: You may only hold one Leeds Building Society Regular Saver product of any issue at a time. Withdrawals/closure can be made by faster payment over the phone.
A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.1 -
Removed from main regular savers lists:
Interest rate: 6.5% AER fixed
Monthly payment: £0-£250 per calendar month
Miss any payments: Yes, miss as many as you wish
Penalty-free withdrawals: Unlimited
Age of applicant: Aged 16 for branch opening, 18+ for online opening
How to open account: Online or Branch
Length of account term: Matures 29/5/2026
Maximum balance: N/A
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: You may only hold one Virgin Money Regular Saver of any issue at a time. You must have a Virgin Money personal current account (excluding Essential Current Account or Virgin Money Current Account) to be able to open this account.
A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.2
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.8K Banking & Borrowing
- 253K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.8K Work, Benefits & Business
- 598.6K Mortgages, Homes & Bills
- 176.8K Life & Family
- 257K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards