The Archived History Of Regular Savers Thread *** NO CHAT***

Bridlington1

Latest additions to main regular savers lists:

Saffron BS Refer A Friend Saver~~~ Launched 31/5/25
Interest rate: 8% AER fixed
Monthly payment: £0-£50 per calendar month
Miss any payments: Yes, you can miss as many as you wish
Penalty-free withdrawals: 1 withdrawal/mth pus closure
Age of applicant: Aged 16 or over
How to open account: Online
Length of account term: 12 months from the date of opening
Maximum balance: £600
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: You'll need to complete their Refer a Friend survey and supply them with the name of someone who has their Member's Month Loyalty Saver as well as applying for your account. If you do not complete the survey, your account shall be closed. Please note the forum rules prohibit the exchanging of personal details.



A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.

Bridlington1

A summary of changes to the listings on the first page of The Top Regular Savers Discussion Thread between 1st May 2025 and 31st May 2025:

A link to this post is included on the first page of The Archived History Of Regular Savers Thread *** NO CHAT*** thread.

I have now cleared out the recently NLA regular savers list on the first page of The Top Regular Savers Discussion Thread.

The following accounts have been added between 1/5/25 and 31/5/25 (see first page of The Top Regular Savers Discussion Thread for details):

Saffron BS Refer A Friend Saver at 8%~~~ Launched 31/5/25
Chorley BS Regular Saver (30.04.2026) at 5.15%~~~ Launched 1/5/25
Leeds BS Home Deposit Saver (Issue 4) at 4.8%~~~ Launched 14/5/25
Aldermore Regular Saver Account (Issue 3) at 4.75%~~~ Launched 13/5/25
Leeds BS Regular Saver (Issue 65) at 4.7%~~~ Launched 30/5/25
Chorley BS Regional 2 Year Flexible Saver (30.04.2027) at 5.15%~~~ Launched 1/5/25

The following accounts have been removed between 1/5/25 and 31/5/25:

~~~~~~NLA 1/5/25 ~~~~~~Leeds BS Regular Saver (Issue 63) ~~~ Launched 1/4/25

Interest rate: 4.8% gross p.a. variable
Monthly payment: £0-£250 per calendar month
Miss any payments: Yes, miss as many as you wish
Penalty-free withdrawals: One withdrawal per calendar year (including account closure) is permitted subject to the minimum balance of £100 being maintained. Further withdrawals can be made subject to 30 days loss of interest on the amount withdrawn.
Age of applicant: Aged 18 or over
How to open account: Branch, online or post
Length of account term: Matures 5/4/2027
Maximum balance: £6,000 plus interest
Deposits on non-working days: Treated as having been received the same day.
Special conditions: You may only hold one Leeds Building Society Regular Saver product of any issue at a time. Withdrawals/closure can be made by faster payment over the phone.

~~~~~~NLA 1/5/25 ~~~~~~Chorley BS Regular Saver (31.03.2026) ~~~ Launched 1/4/25
Interest rate: 5.15% gross p.a. variable
Monthly payment: £25-£400 per calendar month
Miss any payments: Yes, miss as many as you like
Penalty-free withdrawals: None, but the account can be closed early without penalty
Age of applicant: Age 18 years old or older
How to open account: Branch, post or online
Length of account term: Matures on 31/3/26
Maximum balance: N/A
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: Initial deposit must be received by 30/4/25. Only one Regular Saver and one Seasonal Saver can be held in any 12 month rolling period.


~~~~~~NLA 1/5/25 ~~~~~~Chorley BS Regional 2 Year Flexible Saver (31.03.2027) ~~~ Launched 1/4/25
Interest rate: 5.15% gross p.a. variable
Monthly payment: £25-£400 per calendar month
Miss any payments: Yes, miss as many as you like
Penalty-free withdrawals: 2 withdrawals per year excluding early closure. If more than 2 withdrawals are made within a 12 month period the account shall be closed.
Age of applicant: Age 18 years old or older
How to open account: Branch, post or online
Length of account term: Matures on 31/3/27
Maximum balance: N/A
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: Initial deposit must be received by the 30/4/2025. Only one Regular Saver and one Seasonal Saver can be held in any 12 month rolling period. Must live in one of the following postcode areas (CA, FY, PR, LA, WN, BL, L, WA, BB, CH, M, SK, CW, OL).

~~~~~~NLA 8/5/25 ~~~~~~ Skipton Home Deposit Saver (Issue 3) ~~~ Launched 6/2/25
Interest rate: 4.56% gross p.a. variable
Monthly payment: £0-£500 per calendar month
Miss any payments: Yes, as many as you wish
Penalty-free withdrawals: No withdrawals except for account closure, which you can do without notice and without penalty
Age of applicant: Aged 16 years old or older
How to open account: Branch, online, telephone or post
Length of account term: 24 months from date of first deposit
Maximum balance: £12,000 plus interest
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: Any unused monthly allowances can be rolled over to future months, up to a maximum of £12,000 over the 24 month term

~~~~~~NLA 8/5/25 ~~~~~~ Saffron BS Ware Regular Saver
Interest rate: 4.75% gross p.a. variable
Monthly payment: £1-£250 per calendar month
Miss any payments: No penalties for missing any payments
Penalty-free withdrawals: Unlimited
Age of applicant: Aged 16 or older
Length of account term: 36 months from opening
Maximum balance: £9,000
How to open account: Ware branch only
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: N/A

~~~~~~NLA 13/5/25 ~~~~~~ Aldermore Regular Saver Account (Issue 2)
Interest rate: 5% gross p.a. variable (reduces to 4.75% on 28/5/25)
Monthly payment: £0-£300 per calendar month
Miss any payments: Yes, as many as you wish
Penalty-free withdrawals: Yes, as many as you wish
Age of applicant: Age 18 or over

How to open account: Online
Length of account term: 12 months from the date of opening
Maximum balance: N/A
Deposits on non-working days: Treated as having been received the same day.
Special conditions: You cannot open this account if you already have an Aldermore Regular Saver Account (Issue 1). Deposits must come from your nominated account or another Aldermore account in your name.

~~~~~~NLA 14/5/25 ~~~~~~Leeds BS Home Deposit Saver (Issue 3) ~~~ Launched 7/2/25
Interest rate: 4.9% gross p.a. variable (reduces to 4.8% from 27/6/25)
Monthly payment: £0-£500 per calendar month
Miss any payments: No stated penalties for missing any payments
Penalty-free withdrawals: One penalty free withdrawal per calendar year excluding closure subject to the minimum balance of £100 being maintained
Age of applicant: Aged 18 or older
How to open account: Branch, online or post
Length of account term: No maturity date
Maximum balance: £30,000 plus interest
Deposits on non-working days: Treated as having been received the same day.
Special conditions: There is a £500 bonus if you take out a residential mortgage subject to certain conditions (see website for more details). Withdrawals/closure can be made by faster payment over the phone.

~~~~~~NLA 14/5/25 ~~~~~~Coventry BS Loyalty Regular Saver (3) ~~~ Launched 22/4/25
Interest rate: 5% AER variable
Monthly payment: £0-£250 per account month
Miss any payments: Yes as many as you like
Penalty-free withdrawals: No, withdrawals/closure subject to a penalty of 30 days interest on the funds withdrawn. The penalty for closing the account is waived if Coventry BS have announced a cut to the interest rate of this account in the last 30 days. 
Age of applicant: Aged 18 or over
How to open account: Online, branch, post, telephone, app
Length of account term: 12 months from opening
Maximum balance: N/A
Deposits on non-working days: Treated as having been received the same day.
Special conditions: To be able to open this account, you’ll need to have held or been linked to a savings or mortgage account with Coventry Building Society, ITL Mortgages Limited or Godiva Mortgages Limited continuously since 1 January 2025 or earlier. If opening a joint account both customers will need to be eligible. There will be a prize draw for those who have £100 in the account on 31 May 2025.

The following accounts have been and gone between 1/5/25 and 31/5/25:

~~~~~~NLA 30/5/25 ~~~~~~Leeds BS Regular Saver (Issue 64) ~~~ Launched 1/5/25
Interest rate: 4.8% gross p.a. variable
Monthly payment: £0-£250 per calendar month
Miss any payments: Yes, miss as many as you wish
Penalty-free withdrawals: One withdrawal per calendar year (including account closure) is permitted subject to the minimum balance of £100 being maintained. Further withdrawals can be made subject to 30 days loss of interest on the amount withdrawn.
Age of applicant: Aged 18 or over
How to open account: Branch, online or post
Length of account term: Matures 4/5/2027
Maximum balance: £6,000 plus interest
Deposits on non-working days: Treated as having been received the same day.
Special conditions: You may only hold one Leeds Building Society Regular Saver product of any issue at a time. Withdrawals/closure can be made by faster payment over the phone.

~~~~~~NLA 31/5/25 ~~~~~~Virgin Money Regular Saver Exclusive Issue 2~~~ Launched 1/5/25

Interest rate: 6.5% AER fixed
Monthly payment: £0-£250 per calendar month
Miss any payments: Yes, miss as many as you wish
Penalty-free withdrawals: Unlimited
Age of applicant: Aged 16 for branch opening, 18+ for online opening
How to open account: Online or Branch 
Length of account term: Matures 29/5/2026
Maximum balance: N/A
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: You may only hold one Virgin Money Regular Saver of any issue at a time. You must have a Virgin Money personal current account (excluding Essential Current Account or Virgin Money Current Account) to be able to open this account.

Changes to thresholds:

Previously I was only including accounts where the interest rate is 4.6% or better, or 4.4% if the account has favourable conditions (e.g. you can pay in £500 per month or more, the interest rate is fixed, or if the account matures after at least 2 years).

As you shall no doubt be aware the BOE Base Rate was cut from 4.5% to 4.25% on 8/5/25. After reviewing the wider savings landscape following this decision I have chosen to alter the thresholds for regular savers to be included on the main Regular Savers List. 

I am now including accounts where the interest rate is 4.5% or better, or 4.3% if the account has favourable conditions (e.g. you can pay in £500 per month or more, the interest rate is fixed, or if the account matures after at least 2 years).

I have now removed the following regular savers as they have announced reductions to their interest rates to below these new thresholds:

Saffron BS Small Saver
Interest rate: 4.7% AER variable from 14/3/25 (reduces to 4.4% from 10/6/25)
Monthly payment: £1-£50 per calendar month
Miss any payments: No stated penalty for missing any payments
Penalty-free withdrawals: Yes, one per month
Age of applicant: At least 16 years old
How to open account: Branch, online or post
Length of account term: 12 months from the date of opening
Maximum balance: £600
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: You can only hold one Regular Saver or Small Saver per customer, be it held in sole or joint name(s), with Saffron Building Society at a time.

Yorkshire Building Society Regular eSaver/saver
Interest rate: 4.65% AER variable from 11/3/25 (reduces to 4.45% from 19/6/25)
Monthly payment: £0-£250 per calendar month
Miss any payments: Miss as many payments as you wish
Penalty-free withdrawals: Yes, 2 withdrawal days during the account term.
Age of applicant: Aged 16 or over
How to open account: Online if opening the eSaver, branch/post if opening the other version.
Length of account term: 12 months from opening
Maximum balance: £3,000
Deposits on non-working days: Treated as having been received the same day.
Special conditions: N/A

Coventry BS Regular Saver (6)
Interest rate: 4.5% gross p.a. variable from 3/3/25 (reduces to 4.25% from 2/6/25)
Monthly payment: £0-£500 per account month
Miss any payments: Yes as many as you like
Penalty-free withdrawals: No, withdrawals/closure subject to a penalty of 30 days interest on the funds withdrawn. The penalty for closing the account is waived if Coventry BS have announced a cut to the interest rate of this account in the last 30 days. 
Age of applicant: Aged 16 or over
How to open account: Online, branch, post, telephone
Length of account term: 12 months from opening
Maximum balance: N/A
Deposits on non-working days: Treated as having been received the same day.
Special conditions: N/A

Saffron BS 12 Month Members' Regular Saver
Interest rate: 4.5% AER variable from 14/3/25 (reduces to 4.2% from 10/6/25)
Monthly payment: £50-£500 per calendar month
Miss any payments: No stated penalty for missing any payments
Penalty-free withdrawals: Unlimited
Age of applicant: At least 16 years old
How to open account: Branch, online or post
Length of account term: 12 months from the date of opening
Maximum balance: £6000
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: You must have held a savings or mortgage account with Saffron for 12 months. Alternatively you must have been a signatory, Power of Attorney or Court of Protection with Saffron for at least 12 months. You can only hold one Regular Saver or Small Saver per customer, be it held in sole or joint name(s), with Saffron Building Society at a time.

Saffron BS Children's Regular Saver
Interest rate: 4.75% AER variable from 14/3/25 (reduces to 4.45% from 10/6/25)
Monthly payment: £5-£100 per calendar month
Miss any payments: Yes, you can miss as many as you like
Penalty-free withdrawals: As many as you like
Age of applicant: Under 18
How to open account: Branch and post only
Length of account term: 1 year from account opening
Maximum balance: £1,200
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: N/A

Coventry BS Young Saver
Interest rate: 4.5% AER variable from 3/3/25 (reduces to 4.25% from 2/6/25)
Monthly payment: £1-£200 per calendar month
Miss any payments: Yes, you can miss as many as you like
Penalty-free withdrawals: As many as you like
Age of applicant: Aged 7 - 17
How to open account: Branch only
Length of account term: Matures when the child turns 18
Maximum balance: £5,000
Deposits on non-working days: Treated as having been received the same day.
Special conditions: N/A

I have now added the following regular savers as they now meet the criteria to be included in my lists under the new thresholds:

Furness BS 1 Year Regular Saver (Issue 6) ~~~ Added 31/5/25***
Interest rate: 4.5% gross p.a. variable
Monthly payment: £1-£250 per calendar month
Miss any payments: No If a monthly payment is missed they will give you 14 days written notice and transfer your balance to an access account and the relevant interest rate will apply from this date. 
Penalty-free withdrawals: Yes, 1 withdrawal during the account term, additional withdrawals will result in the account being converted into an access account..
Age of applicant: Aged 16 or over
How to open account: Online, branch and post
Length of account term: 12 months from opening
Maximum balance: N/A
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: Payments in are credited the working day after being sent. ***Account launched 11/2/25 but not eligible for inclusion until 31/5/25 due to changing thresholds

Skipton BS Home Deposit Saver Issue 4 ~~~ Added 31/5/25***
Interest rate: 4.31% gross p.a. variable
Monthly payment: £0-£500 per calendar month
Miss any payments: Yes, as many as you wish
Penalty-free withdrawals: No withdrawals except for account closure, which you can do without notice and without penalty
Age of applicant: Aged 16 years old or older
How to open account: Branch, online, telephone or post
Length of account term: 24 months from date of first deposit
Maximum balance: £12,000 plus interest
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: Any unused monthly allowances can be rolled over to future months, up to a maximum of £12,000 over the 24 month term. ***Account launched 8/5/25 but not eligible for inclusion until 31/5/25 due to changing thresholds



___________________________________________________________________________________________

A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.

Bridlington1

Latest additions to main regular savers lists:

Nationwide BS Flex Regular Saver (Issue 5)~~~ Launched 2/5/25****
Interest rate: 6.5% gross p.a. variable
Monthly payment: £0-£200 per calendar month
Miss any payments: No stated penalty for missing any payments
Penalty-free withdrawals: Three penalty-free withdrawals
Age of applicant: At least 16 years old
How to open account: Online only
Length of account term: 12 months from the date of opening
Maximum balance: N/A
Deposits on non-working days: Treated as having been received the same day.
Special conditions: Only available to Nationwide current account holders. You can only be named on one Flex Regular Saver product at any time (of any issue). **** First noted on 1/6/25 but was launched 2/5/25

Removed from main regular savers lists:

 ~~~~~~NLA 2/5/25 ~~~~~~Nationwide BS Flex Regular Saver (Issue 4)
Interest rate: 6.5% gross p.a. variable from 13th December 2024
Monthly payment: £0-£200 per calendar month
Miss any payments: No stated penalty for missing any payments
Penalty-free withdrawals: Three penalty-free withdrawals
Age of applicant: At least 16 years old
How to open account: Online only
Length of account term: 12 months from the date of opening
Maximum balance: N/A
Deposits on non-working days: Treated as having been received the same day.
Special conditions: Only available to Nationwide current account holders. You can only be named on one Flex Regular Saver product at any time (of any issue).

Upcoming interest rate changes:

Account	Old rate	New rate	Date
Nationwide Flex Regular Saver Issue 3	6.50%	NO CHANGE	01/07/2025
Nationwide Flex Regular Saver Issue 4	6.50%	NO CHANGE	01/07/2025
Nationwide Flex Regular Saver Issue 5	6.50%	NO CHANGE	01/07/2025

A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.

Bridlington1

Latest additions to main regular savers lists:

Saffron BS Member's Month Loyalty Saver~~~ Launched 2/6/25
Interest rate: 8% AER fixed
Monthly payment: £0-£50 per calendar month
Miss any payments: Yes, you can miss as many as you wish
Penalty-free withdrawals: 1 withdrawal/mth pus closure
Age of applicant: Aged 16 or over
How to open account: Online
Length of account term: 12 months from the date of opening
Maximum balance: £600
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: You'll need to have been a member since 1st June 2024 to apply.

Chorley BS Regular Saver (31.05.2026) ~~~ Launched 2/6/25
Interest rate: 5.15% gross p.a. variable
Monthly payment: £25-£400 per calendar month
Miss any payments: Yes, miss as many as you like
Penalty-free withdrawals: None, but the account can be closed early without penalty
Age of applicant: Age 18 years old or older
How to open account: Branch, post or online
Length of account term: Matures on 31/5/26
Maximum balance: N/A
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: Initial deposit must be received by 30/6/25. Only one Regular Saver and one Seasonal Saver can be held in any 12 month rolling period.

Chorley BS Regional 2 Year Flexible Saver (31.05.2027) ~~~ Launched 2/6/25
Interest rate: 5.15% gross p.a. variable
Monthly payment: £25-£400 per calendar month
Miss any payments: Yes, miss as many as you like
Penalty-free withdrawals: 2 withdrawals per year excluding early closure. If more than 2 withdrawals are made within a 12 month period the account shall be closed.
Age of applicant: Age 18 years old or older
How to open account: Branch, post or online
Length of account term: Matures on 31/5/27
Maximum balance: N/A
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: Initial deposit must be received by the 30/6/2025. Only one Regular Saver and one Seasonal Saver can be held in any 12 month rolling period. Must live in one of the following postcode areas (CA, FY, PR, LA, WN, BL, L, WA, BB, CH, M, SK, CW, OL).

Removed from main regular savers lists:

~~~~~~NLA 2/6/25 ~~~~~~Chorley BS Regular Saver (30.04.2026) ~~~ Launched 1/5/25
Interest rate: 5.15% gross p.a. variable
Monthly payment: £25-£400 per calendar month
Miss any payments: Yes, miss as many as you like
Penalty-free withdrawals: None, but the account can be closed early without penalty
Age of applicant: Age 18 years old or older
How to open account: Branch, post or online
Length of account term: Matures on 30/4/26
Maximum balance: N/A
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: Initial deposit must be received by 31/5/25. Only one Regular Saver and one Seasonal Saver can be held in any 12 month rolling period.

~~~~~~NLA 2/6/25 ~~~~~~Chorley BS Regional 2 Year Flexible Saver (30.04.2027) ~~~ Launched 1/5/25
Interest rate: 5.15% gross p.a. variable
Monthly payment: £25-£400 per calendar month
Miss any payments: Yes, miss as many as you like
Penalty-free withdrawals: 2 withdrawals per year excluding early closure. If more than 2 withdrawals are made within a 12 month period the account shall be closed.
Age of applicant: Age 18 years old or older
How to open account: Branch, post or online
Length of account term: Matures on 30/4/27
Maximum balance: N/A
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: Initial deposit must be received by the 31/5/2025. Only one Regular Saver and one Seasonal Saver can be held in any 12 month rolling period. Must live in one of the following postcode areas (CA, FY, PR, LA, WN, BL, L, WA, BB, CH, M, SK, CW, OL).

Upcoming interest rate changes:

Account	Old rate	New rate	Date
Mansfield Regular eSaver 30 (1st issue)	4.00%	3.70%	01/07/2025
Mansfield BS Bonus Regular Savings Issue 8 (includes 1.85% bonus for 12 months)	5.60%	5.35%	01/07/2025
Mansfield BS Kick Start Regular Savings Issue 7	3.75%	3.50%	01/07/2025
Mansfield BS Regular Savings (2nd issue)	3.75%	3.50%	01/07/2025
Mansfield BS Regular Savings (3rd- 6th issues, including 150th anniversary issue)	3.75%	3.50%	01/07/2025
Mansfield BS Regular Savings 30 (1st issue)	4.00%	3.70%	01/07/2025
Mansfield BS Young Regular Saver (1st and 2nd issue)	4.25%	3.90%	01/07/2025
Mansfield BS Young Regular Saver (3rd issue)	4.25%	3.90%	01/07/2025
Monmouthshire BS Exclusive Regular Saver Issue 2	5.20%	4.90%	16/06/2025

Additionally the Ts&Cs for the Saffron BS Refer A Friend Saver that was launched on 31/5/25 have now been changed. A term has been added which excludes existing members from applying for the account. This account has therefore been moved to the Local/Loyal/Beta section on the first page of the main regular savers thread, which has been renamed to Local/Loyal/Beta/New Member Only accounts to reflect this.


___________________________________________________________________________________________
A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.

Bridlington1

Latest additions to main regular savers lists:

Nationwide BS Flex Regular Saver (Issue 6)~~~ Launched 6/6/25
Interest rate: 6.5% gross p.a. variable
Monthly payment: £0-£200 per calendar month
Miss any payments: No stated penalty for missing any payments
Penalty-free withdrawals: Three penalty-free withdrawals
Age of applicant: At least 16 years old
How to open account: Online only
Length of account term: 12 months from the date of opening
Maximum balance: N/A
Deposits on non-working days: Treated as having been received the same day.
Special conditions: Only available to Nationwide current account holders. You can only be named on one Flex Regular Saver product at any time (of any issue). 

Removed from main regular savers lists:

~~~~~~NLA 6/6/25 ~~~~~~Nationwide BS Flex Regular Saver (Issue 5)~~~ Launched 2/5/25****
Interest rate: 6.5% gross p.a. variable
Monthly payment: £0-£200 per calendar month
Miss any payments: No stated penalty for missing any payments
Penalty-free withdrawals: Three penalty-free withdrawals
Age of applicant: At least 16 years old
How to open account: Online only
Length of account term: 12 months from the date of opening
Maximum balance: N/A
Deposits on non-working days: Treated as having been received the same day.
Special conditions: Only available to Nationwide current account holders. You can only be named on one Flex Regular Saver product at any time (of any issue). **** First noted on 1/6/25 but was launched 2/5/25



A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.

Bridlington1

Removed from main regular savers lists:

~~~~~Removed 12/6/25 due to interest rate reduction~~~~~~Furness BS 1 Year Regular Saver (Issue 6) ~~~ Added 31/5/25***
Interest rate: 4.5% gross p.a. variable (reduced to 4.25% at some point between 3/6/25 and 12/6/25)
Monthly payment: £1-£250 per calendar month
Miss any payments: No If a monthly payment is missed they will give you 14 days written notice and transfer your balance to an access account and the relevant interest rate will apply from this date. 
Penalty-free withdrawals: Yes, 1 withdrawal during the account term, additional withdrawals will result in the account being converted into an access account..
Age of applicant: Aged 16 or over
How to open account: Online, branch and post
Length of account term: 12 months from opening
Maximum balance: N/A
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: Payments in are credited the working day after being sent. ***Account launched 11/2/25 but not eligible for inclusion until 31/5/25 due to changing thresholds



Their Christmas RS Issue 2 (NLA) appears to have remained unchanged at 5.25%.

Upcoming interest rate changes:

Account	Old rate	New rate	Date
Loughborough BS Limited Access Monthly Saver	4.75%	4.45%	01/07/2025
Loughborough BS Regular Monthly Saver  Account	2.50%	NO CHANGE	01/07/2025
Loughborough BS Holiday Monthly Saver	5.60%	NO CHANGE	01/07/2025
Loughborough BS 1 Year Super Saver	6.00%	NO CHANGE	01/07/2025
Loughborough BS 2 Year Super Saver	5.00%	NO CHANGE	01/07/2025

A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.

Bridlington1

Amended listings on the main regular savers lists:

Loughborough BS 2 Year Super Saver Account (Local) and Loughborough BS 1 Year Super Saver Account (Local) at 5% and 6% respectively have now had there Ts&Cs amended.

Previously it was available only to new and existing customers residing in the postcodes LE, DE, NG.

It is now available to new and existing customers residing in the postcodes LE, DE, NG and existing customers who have held a savings or mortgage account since 1st June 2025.

All other details appear to remain the same.


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A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.

Bridlington1

Upcoming interest rate changes:

Account	Old rate	New rate	Date
Cumberland BS Cumberland Regular Saver	5.00%	4.75%	08/07/2025
Cumberland BS First Home Saver – Issue 2	4.10%	4.00%	08/07/2025
Cumberland BS First Home Saver – Issue 1	4.10%	4.00%	08/07/2025

A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.

Bridlington1

Latest additions to main regular savers lists:

Dudley BS One Year Regular Saver Issue 9~~~ Launched 19/6/25
Interest rate: 5% AER variable 
Monthly payment: £0-£500 per calendar month
Miss any payments: Yes, as many as you wish
Penalty-free withdrawals: Early closure without penalty only
Age of applicant: Aged 16 or over
How to open account: Branch and post
Length of account term: 12 months from opening
Maximum balance: £6,500
Deposits on non-working days: Unclear as of yet.
Special conditions: n/a


A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.

Bridlington1

Interest rate changes noted:

Account	Old rate	New rate	Date
Gatehouse Bank Regular Monthly Saver Issue 2	5.30%	NO CHANGE	02/07/2025
Nottingham BS Branch Regular Saver	5.50%	5.25%	17/06/2025
Nottingham BS Branch Regular Saver Issue 2	4.75%	NO CHANGE	17/06/2025
Nottingham BS Children's Regular Saver	3.35%	NO CHANGE	17/06/2025
Nottingham BS Regular Saver	2.25% (1.85% without bonus)	2.1% (1.7% without bonus)	17/06/2025
Nottingham BS Regular Saver 2	2.25% (1.85% without bonus)	2.1% (1.7% without bonus)	17/06/2025
Nottingham BS Regular Saver 3	2.25% (1.85% without bonus)	2.1% (1.7% without bonus)	17/06/2025

A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.