The Archived History Of Regular Savers Thread *** NO CHAT***

Bridlington1

Removed from main regular savers lists:

~~~~~~NLA 23/6/25 ~~~~~~West Brom BS Fixed Rate Regular Saver (Issue 7)
Interest rate: 6% gross p.a. fixed
Monthly payment: £10-£250 per calendar month
Miss any payments: Yes, as many as you like
Penalty-free withdrawals: No withdrawals or early closure allowed
Age of applicant: Age not specified 
How to open account: Branch only
Length of account term: 12 months from the date of opening
Maximum balance: £3,000
Deposits on non-working days: Treated as having been received the same day.
Special conditions: N/A

A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.

Bridlington1

Latest additions to main regular savers lists:

Zopa Regular Saver Pot ~~~~~ Moved lists 24/6/25
Interest rate: 7.1% gross p.a. variable
Monthly payment: £0-£300 per account month
Miss any payments: No penalty for missing any payments
Penalty-free withdrawals: Unlimited
Age of applicant: Aged 18 or over
How to open account: App
Length of account term: 12 months from opening
Maximum balance: N/A
Deposits on non-working days: Treated as having been received the same day.
Special conditions: You must hold both a Zopa current account and a Zopa Smart Saver to open this account. Account was launched on 17/6/25 but remained in beta phase until 24/6/25.

West Brom BS Fixed Rate Regular Saver (Issue 7) ~~~~~ Relaunched 25/6/25
Interest rate: 6% gross p.a. fixed
Monthly payment: £10-£250 per calendar month
Miss any payments: Yes, as many as you like
Penalty-free withdrawals: No withdrawals or early closure allowed
Age of applicant: Age not specified 
How to open account: Branch only
Length of account term: 12 months from the date of opening
Maximum balance: £3,000
Deposits on non-working days: Treated as having been received the same day.
Special conditions: N/A

Removed from main regular savers lists:

~~~~~~NLA 17/6/25 ~~~~~~Zopa Regular Saver Pot
Interest rate: 7.5% gross p.a. fixed
Monthly payment: £0-£300 per account month
Miss any payments: No penalty for missing any payments
Penalty-free withdrawals: Unlimited
Age of applicant: Aged 18 or over
How to open account: App
Length of account term: 12 months from opening
Maximum balance: N/A
Deposits on non-working days: Treated as having been received the same day.
Special conditions: You must hold both a Zopa current account and a Zopa Smart Saver to open this account. Interest is paid monthly on the anniversary of opening the Smart Saver. The Zopa current account is still in its beta phase so is not available to all but Zopa plan to roll the account out more widely in 2025.

A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.

Bridlington1

Removed from main regular savers lists:

~~~~~~NLA 30/6/25 ~~~~~~Saffron BS Member's Month Loyalty Saver~~~ Launched 2/6/25
Interest rate: 8% AER fixed
Monthly payment: £0-£50 per calendar month
Miss any payments: Yes, you can miss as many as you wish
Penalty-free withdrawals: 1 withdrawal/mth pus closure
Age of applicant: Aged 16 or over
How to open account: Online
Length of account term: 12 months from the date of opening
Maximum balance: £600
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: You'll need to have been a member since 1st June 2024 to apply.

Bridlington1

A summary of changes to the listings on the first page of The Top Regular Savers Discussion Thread between 1st June 2025 and 30th June 2025:

A link to this post is included on the first page of The Archived History Of Regular Savers Thread *** NO CHAT*** thread.

I have now cleared out the recently NLA regular savers list on the first page of The Top Regular Savers Discussion Thread.

The following accounts have been added between 1/6/25 and 30/6/25 (see first page of The Top Regular Savers Discussion Thread for details):

Zopa Regular Saver Pot at 7.1% ~~~~~ Moved lists 24/6/25
Nationwide BS Flex Regular Saver (Issue 6) at 6.5% ~~~ Launched 6/6/25
Chorley BS Regular Saver (31.05.2026) at 5.15% ~~~ Launched 2/6/25
Dudley BS One Year Regular Saver Issue 9 at 5% ~~~ Launched 19/6/25
Chorley BS Regional 2 Year Flexible Saver (31.05.2027) at 5.15% ~~~ Launched 2/6/25

The following accounts have been removed between 1/6/25 and 30/6/25:

~~~~~~NLA 2/5/25 ~~~~~~Nationwide BS Flex Regular Saver (Issue 4)
Interest rate: 6.5% gross p.a. variable from 13th December 2024
Monthly payment: £0-£200 per calendar month
Miss any payments: No stated penalty for missing any payments
Penalty-free withdrawals: Three penalty-free withdrawals
Age of applicant: At least 16 years old
How to open account: Online only
Length of account term: 12 months from the date of opening
Maximum balance: N/A
Deposits on non-working days: Treated as having been received the same day.
Special conditions: Only available to Nationwide current account holders. You can only be named on one Flex Regular Saver product at any time (of any issue).

~~~~~~NLA 2/6/25 ~~~~~~Chorley BS Regular Saver (30.04.2026) ~~~ Launched 1/5/25
Interest rate: 5.15% gross p.a. variable
Monthly payment: £25-£400 per calendar month
Miss any payments: Yes, miss as many as you like
Penalty-free withdrawals: None, but the account can be closed early without penalty
Age of applicant: Age 18 years old or older
How to open account: Branch, post or online
Length of account term: Matures on 30/4/26
Maximum balance: N/A
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: Initial deposit must be received by 31/5/25. Only one Regular Saver and one Seasonal Saver can be held in any 12 month rolling period.

~~~~~~NLA 2/6/25 ~~~~~~Chorley BS Regional 2 Year Flexible Saver (30.04.2027)~~~ Launched 1/5/25
Interest rate: 5.15% gross p.a. variable
Monthly payment: £25-£400 per calendar month
Miss any payments: Yes, miss as many as you like
Penalty-free withdrawals: 2 withdrawals per year excluding early closure. If more than 2 withdrawals are made within a 12 month period the account shall be closed.
Age of applicant: Age 18 years old or older
How to open account: Branch, post or online
Length of account term: Matures on 30/4/27
Maximum balance: N/A
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: Initial deposit must be received by the 31/5/2025. Only one Regular Saver and one Seasonal Saver can be held in any 12 month rolling period. Must live in one of the following postcode areas (CA, FY, PR, LA, WN, BL, L, WA, BB, CH, M, SK, CW, OL).

~~~~~~NLA 6/6/25 ~~~~~~Nationwide BS Flex Regular Saver (Issue 5)~~~ Launched 2/5/25****
Interest rate: 6.5% gross p.a. variable
Monthly payment: £0-£200 per calendar month
Miss any payments: No stated penalty for missing any payments
Penalty-free withdrawals: Three penalty-free withdrawals
Age of applicant: At least 16 years old
How to open account: Online only
Length of account term: 12 months from the date of opening
Maximum balance: N/A
Deposits on non-working days: Treated as having been received the same day.
Special conditions: Only available to Nationwide current account holders. You can only be named on one Flex Regular Saver product at any time (of any issue). **** First noted on 1/6/25 but was launched 2/5/25

~~~~~Removed 12/6/25 due to interest rate reduction~~~~~~Furness BS 1 Year Regular Saver (Issue 6) ~~~ Added 31/5/25***
Interest rate: 4.5% gross p.a. variable (reduced to 4.25% at some point between 3/6/25 and 12/6/25)
Monthly payment: £1-£250 per calendar month
Miss any payments: No If a monthly payment is missed they will give you 14 days written notice and transfer your balance to an access account and the relevant interest rate will apply from this date. 
Penalty-free withdrawals: Yes, 1 withdrawal during the account term, additional withdrawals will result in the account being converted into an access account..
Age of applicant: Aged 16 or over
How to open account: Online, branch and post
Length of account term: 12 months from opening
Maximum balance: N/A
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: Payments in are credited the working day after being sent. ***Account launched 11/2/25 but not eligible for inclusion until 31/5/25 due to changing thresholds

~~~~~~NLA 17/6/25 ~~~~~~Zopa Regular Saver Pot
Interest rate: 7.5% gross p.a. fixed
Monthly payment: £0-£300 per account month
Miss any payments: No penalty for missing any payments
Penalty-free withdrawals: Unlimited
Age of applicant: Aged 18 or over
How to open account: App
Length of account term: 12 months from opening
Maximum balance: N/A
Deposits on non-working days: Treated as having been received the same day.
Special conditions: You must hold both a Zopa current account and a Zopa Smart Saver to open this account. Interest is paid monthly on the anniversary of opening the Smart Saver. The Zopa current account is still in its beta phase so is not available to all but Zopa plan to roll the account out more widely in 2025.

The following accounts have been and gone between 1/6/25 and 30/6/25:

~~~~~~NLA 30/6/25 ~~~~~~Saffron BS Member's Month Loyalty Saver~~~ Launched 2/6/25
Interest rate: 8% AER fixed
Monthly payment: £0-£50 per calendar month
Miss any payments: Yes, you can miss as many as you wish
Penalty-free withdrawals: 1 withdrawal/mth pus closure
Age of applicant: Aged 16 or over
How to open account: Online
Length of account term: 12 months from the date of opening
Maximum balance: £600
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: You'll need to have been a member since 1st June 2024 to apply.

Changes to first page of this thread:

For clarity I have modified the following definition slightly, with the modified bit italicised:

Regular Savers Open To All - Regular savers that can be opened by anyone over the age of 21, with no postcode/regional restrictions, is not restricted to new customers only and does not require you to have been an existing member for any length of time. This section does include accounts which require you to hold another current/savings account in order to open it so long as opening the other account immediately makes you eligible for the regular saver. This section has been split over 3 posts due to character limits on the forum.

This shall not alter where any of the accounts are listed but is merely a tweaking of the wording to account for cases (e.g. the Saffron BS Refer-a-Friend Saver) where accounts exclude existing customers.



___________________________________________________________________________________________
A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.

Bridlington1

Removed from main regular savers lists:

~~~~~~NLA 1/7/25 ~~~~~~Leeds BS Regular Saver (Issue 65) ~~~ Launched 30/5/25
Interest rate: 4.7% gross p.a. variable
Monthly payment: £0-£250 per calendar month
Miss any payments: Yes, miss as many as you wish
Penalty-free withdrawals: One withdrawal per calendar year (including account closure) is permitted subject to the minimum balance of £100 being maintained. Further withdrawals can be made subject to 30 days loss of interest on the amount withdrawn.
Age of applicant: Aged 18 or over
How to open account: Branch, online or post
Length of account term: Matures 1/6/2027
Maximum balance: £6,000 plus interest
Deposits on non-working days: Treated as having been received the same day.
Special conditions: You may only hold one Leeds Building Society Regular Saver product of any issue at a time. Withdrawals/closure can be made by faster payment over the phone.

Latest additions to main regular savers lists:

Leeds BS Regular Saver (Issue 66) ~~~ Launched 1/7/25
Interest rate: 4.7% gross p.a. variable
Monthly payment: £0-£250 per calendar month
Miss any payments: Yes, miss as many as you wish
Penalty-free withdrawals: One withdrawal per calendar year (including account closure) is permitted subject to the minimum balance of £100 being maintained. Further withdrawals can be made subject to 30 days loss of interest on the amount withdrawn.
Age of applicant: Aged 18 or over
How to open account: Branch, online or post
Length of account term: Matures 1/7/2027
Maximum balance: £6,000 plus interest
Deposits on non-working days: Treated as having been received the same day.
Special conditions: You may only hold one Leeds Building Society Regular Saver product of any issue at a time. Withdrawals/closure can be made by faster payment over the phone.

A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.

Bridlington1

Latest additions to main regular savers lists:

Chorley BS Regular Saver (30.06.2026) ~~~ Launched 1/7/25
Interest rate: 5.15% gross p.a. variable
Monthly payment: £25-£400 per calendar month
Miss any payments: Yes, miss as many as you like
Penalty-free withdrawals: None, but the account can be closed early without penalty
Age of applicant: Age 18 years old or older
How to open account: Branch, post or online
Length of account term: Matures on 30/6/26
Maximum balance: N/A
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: Initial deposit must be received by 31/7/25. Only one Regular Saver and one Seasonal Saver can be held in any 12 month rolling period.

Chorley BS Regional 2 Year Flexible Saver (30.06.2027) ~~~ Launched 1/7/25
Interest rate: 5.15% gross p.a. variable
Monthly payment: £25-£400 per calendar month
Miss any payments: Yes, miss as many as you like
Penalty-free withdrawals: 2 withdrawals per year excluding early closure. If more than 2 withdrawals are made within a 12 month period the account shall be closed.
Age of applicant: Age 18 years old or older
How to open account: Branch, post or online
Length of account term: Matures on 30/6/27
Maximum balance: N/A
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: Initial deposit must be received by the 31/7/2025. Only one Regular Saver and one Seasonal Saver can be held in any 12 month rolling period. Must live in one of the following postcode areas (CA, FY, PR, LA, WN, BL, L, WA, BB, CH, M, SK, CW, OL).

Removed from main regular savers lists:

~~~~~~NLA 1/7/25 ~~~~~~Chorley BS Regular Saver (31.05.2026)~~~ Launched 2/6/25
Interest rate: 5.15% gross p.a. variable
Monthly payment: £25-£400 per calendar month
Miss any payments: Yes, miss as many as you like
Penalty-free withdrawals: None, but the account can be closed early without penalty
Age of applicant: Age 18 years old or older
How to open account: Branch, post or online
Length of account term: Matures on 31/5/26
Maximum balance: N/A
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: Initial deposit must be received by 30/6/25. Only one Regular Saver and one Seasonal Saver can be held in any 12 month rolling period.

~~~~~~NLA 1/7/25 ~~~~~~Chorley BS Regional 2 Year Flexible Saver (31.05.2027) ~~~ Launched 2/6/25
Interest rate: 5.15% gross p.a. variable
Monthly payment: £25-£400 per calendar month
Miss any payments: Yes, miss as many as you like
Penalty-free withdrawals: 2 withdrawals per year excluding early closure. If more than 2 withdrawals are made within a 12 month period the account shall be closed.
Age of applicant: Age 18 years old or older
How to open account: Branch, post or online
Length of account term: Matures on 31/5/27
Maximum balance: N/A
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: Initial deposit must be received by the 30/6/2025. Only one Regular Saver and one Seasonal Saver can be held in any 12 month rolling period. Must live in one of the following postcode areas (CA, FY, PR, LA, WN, BL, L, WA, BB, CH, M, SK, CW, OL).


A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.

Bridlington1

Removed from main regular savers lists:

~~~~~~NLA 12/7/25 ~~~~~~Saffron BS Refer A Friend Saver~~~ Launched 31/5/25 ~~~ Ts&Cs changed 2/6/25
Interest rate: 8% AER fixed
Monthly payment: £0-£50 per calendar month
Miss any payments: Yes, you can miss as many as you wish
Penalty-free withdrawals: 1 withdrawal/mth pus closure
Age of applicant: Aged 16 or over
How to open account: Online
Length of account term: 12 months from the date of opening
Maximum balance: £600
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: You'll need to be a new member and complete their Refer a Friend survey and supply them with the name of someone who has their Member's Month Loyalty Saver as well as applying for your account. If you do not complete the survey, your account shall be closed. Please note the forum rules prohibit the exchanging of personal details.


A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.

Bridlington1

Removed from main regular savers lists:

~~~~~~NLA 30/6/25 ~~~~~~Nottingham BS Branch Regular Saver Issue 3 ~~~ Launched 23/4/25
Interest rate: 4.75% AER variable
Monthly payment: £10-£500 per calendar month
Miss any payments: Yes, miss as many as you like
Penalty-free withdrawals: Unlimited withdrawals of £1+ provided at least £10 remains in the account
Age of applicant: Age 16 years old or older
How to open account: Branch only
Length of account term: Matures on 30/6/26
Maximum balance: £7500
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: The most you can withdraw in any one day is £500 in cash, or any amount by cheque.

Latest additions to main regular savers lists:

Nottingham BS Branch Regular Saver Issue 4 ~~~ Launched 30/6/25***
Interest rate: 4.75% AER variable
Monthly payment: £10-£500 per calendar month
Miss any payments: Yes, miss as many as you like
Penalty-free withdrawals: Unlimited withdrawals of £1+ provided at least £10 remains in the account
Age of applicant: Age 16 years old or older
How to open account: Branch only
Length of account term: Matures on 30/9/26
Maximum balance: £7500
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: The most you can withdraw in any one day is £500 in cash, or any amount by cheque. *** Account added to lists on 15/7/25 but appears to have been launched on 30/6/25..


A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.

Bridlington1

Latest additions to main regular savers lists:

Skipton BS Regular Saver (Issue 1) ~~~ Launched 15/7/25
Interest rate: 5.75% AER variable (tracks 1.5% above the BOE base rate for 12 months)
Monthly payment: £0-£200 per calendar month
Miss any payments: Yes, miss as many as you like
Penalty-free withdrawals: No withdrawals except for account closure
Age of applicant: Aged 16 and over
How to open account: Branch, online, post or telephone
Length of account term: 12 months from date of first deposit
Maximum balance: £2,400
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: This account is available to those who don't already hold a product from our Regular Saver range (either a Member Regular Saver, Branch Member Regular Saver, Regular Saver or a Branch Regular Saver) at the time of application. Any unused monthly allowances can be rolled over to future months, up to a maximum of £2,400 over the 12-month term. Joint accounts are not allowed. You can only hold one Regular Saver account (either a Regular Saver or a Branch Regular Saver) in your name at any one time. If the Bank of England Base Rate changes, the new interest rate on your account will apply without notice, no more than 14 days after the change is effective.


A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.

Bridlington1

Removed from main regular savers lists:

~~~~~~NLA 16/7/25 ~~~~~~ Leeds BS Home Deposit Saver (Issue 4)~~~ Launched 14/5/25
Interest rate: 4.8% gross p.a. variable
Monthly payment: £0-£500 per calendar month
Miss any payments: No stated penalties for missing any payments
Penalty-free withdrawals: One penalty free withdrawal per calendar year excluding closure subject to the minimum balance of £100 being maintained
Age of applicant: Aged 18 or older
How to open account: Branch, online or post
Length of account term: No maturity date
Maximum balance: £30,000 plus interest
Deposits on non-working days: Treated as having been received the same day.
Special conditions: There is a £500 bonus if you take out a residential mortgage subject to certain conditions (see website for more details). Withdrawals/closure can be made by faster payment over the phone.

Latest additions to main regular savers lists:

Leeds BS Home Deposit Saver ~~~ Relaunched 16/7/25
Interest rate: 4.8% gross p.a. variable
Monthly payment: £0-£500 per calendar month
Miss any payments: No stated penalties for missing any payments
Penalty-free withdrawals: One penalty free withdrawal per calendar year excluding closure subject to the minimum balance of £100 being maintained
Age of applicant: Aged 18 or older
How to open account: Branch, online or post
Length of account term: No maturity date
Maximum balance: £30,000 plus interest
Deposits on non-working days: Treated as having been received the same day.
Special conditions: There is a £500 bonus if you take out a residential mortgage subject to certain conditions (see website for more details). Withdrawals/closure can be made by faster payment over the phone.



A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.