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The Archived History Of Regular Savers Thread *** NO CHAT***

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  • Bridlington1
    Bridlington1 Posts: 3,885 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    edited 18 July at 5:30PM

    Latest additions to main regular savers lists:


    Dudley BS Loyalty One Year Regular Saver~~~ Launched 18/7/25
    Interest rate: 6% AER variable 
    Monthly payment: £0-£500 per calendar month
    Miss any payments: Yes, as many as you wish
    Penalty-free withdrawals: Early closure without penalty only
    Age of applicant: Aged 16 or over
    How to open account: Branch and post
    Length of account term: 12 months from opening
    Maximum balance: £6,500
    Deposits on non-working days: Unclear as of yet.
    Special conditions: Available to existing customers only (including maturities), over the age of 16 who are personal savers resident in the UK. You must have held a live savings or mortgage account on or before the 17th July 2025. Requires a minimum deposit of £50 to open the account.


    A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.
  • Bridlington1
    Bridlington1 Posts: 3,885 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper

    Removed from main regular savers lists:

    ~~~~~~NLA 21/7/25 ~~~~~~Suffolk 1 Year Fixed Rate Regular Saver (31.07.2026) ~~~ Launched 28/4/25
    Interest rate: 4.85% AER Fixed
    Monthly payment: £10-£500 per calendar month
    Miss any payments: Yes, as many as you like
    Penalty-free withdrawals: None
    Age of applicant: At least 16 years old
    How to open account: Branch/post
    Length of account term: Matures 31/7/2026
    Maximum balance: None stated other than £500,000 across all Suffolk BS accounts
    Deposits on non-working days: Treated as having been received the next working day.
    Special conditions: N/A

    ~~~~~~NLA 21/7/25 ~~~~~~Suffolk BS Online 1 Year Fixed Rate Regular Saver (31.07.2026) ~~~ Launched 28/4/25
    Interest rate: 4.85% AER Fixed
    Monthly payment: £10-£250 per calendar month
    Miss any payments: Yes, as many as you like
    Penalty-free withdrawals: None
    Age of applicant: At least 16 years old
    How to open account: Online
    Length of account term: Matures 31/7/2026
    Maximum balance: None stated other than £500,000 across all Suffolk BS accounts
    Deposits on non-working days: Treated as having been received the next working day.
    Special conditions: N/A


    Latest additions to main regular savers lists:

    Suffolk 1 Year Fixed Rate Regular Saver (30.09.2026) ~~~ Launched 21/7/25
    Interest rate: 5% AER Fixed
    Monthly payment: £10-£500 per calendar month
    Miss any payments: Yes, as many as you like
    Penalty-free withdrawals: None
    Age of applicant: At least 16 years old
    How to open account: Branch/post
    Length of account term: Matures 30/9/2026
    Maximum balance: None stated other than £500,000 across all Suffolk BS accounts
    Deposits on non-working days: Treated as having been received the next working day.
    Special conditions: N/A

    Suffolk BS Online 1 Year Fixed Rate Regular Saver (30.09.2026) ~~~ Launched 21/7/25
    Interest rate: 5% AER Fixed
    Monthly payment: £10-£250 per calendar month
    Miss any payments: Yes, as many as you like
    Penalty-free withdrawals: None
    Age of applicant: At least 16 years old
    How to open account: Online
    Length of account term: Matures 30/9/2026
    Maximum balance: None stated other than £500,000 across all Suffolk BS accounts
    Deposits on non-working days: Treated as having been received the next working day.
    Special conditions: N/A



    A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.
  • Bridlington1
    Bridlington1 Posts: 3,885 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper

    Removed from main regular savers lists:

    ~~~~~~NLA 23/7/25 ~~~~~~Skipton BS Home Deposit Saver Issue 4 ~~~ Added 31/5/25***
    Interest rate: 4.31% gross p.a. variable
    Monthly payment: £0-£500 per calendar month
    Miss any payments: Yes, as many as you wish
    Penalty-free withdrawals: No withdrawals except for account closure, which you can do without notice and without penalty
    Age of applicant: Aged 16 years old or older
    How to open account: Branch, online, telephone or post
    Length of account term: 24 months from date of first deposit
    Maximum balance: £12,000 plus interest
    Deposits on non-working days: Treated as having been received the next working day.
    Special conditions: Any unused monthly allowances can be rolled over to future months, up to a maximum of £12,000 over the 24 month term. ***Account launched 8/5/25 but not eligible for inclusion until 31/5/25 due to changing thresholds

    Updated listings:

    Dudley BS listings have been amended to include the fact that deposits received on non-working days are treated as having been received the next working day for interest purposes.



    A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.
  • Bridlington1
    Bridlington1 Posts: 3,885 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper

    Latest additions to main regular savers lists:


    Coventry BS Loyalty Mortgage Saver (2) ~~~ Launched 25/7/25
    Interest rate: 4.8% gross p.a. variable
    Monthly payment: £1-£500 per calendar month
    Miss any payments: No stated penalties for missing any payments
    Penalty-free withdrawals: You need to give 60 days' notice or have a 60 days' interest penalty for immediate withdrawals. The penalty for closing the account is waived if Coventry BS have announced a cut to the interest rate of this account in the last 30 days. 
    Age of applicant: Aged 18 or older
    How to open account: Branch, online, post or telephone
    Length of account term: 12 months from opening
    Maximum balance: £6,000 if opened on 1st of the month, £6,500 if opened on any other day
    Deposits on non-working days: Treated as having been received the same day.
    Special conditions: You must hold an eligible mortgage account with Coventry Building Society, Godiva Mortgages Limited or ITL Mortgages Limited. (Eligibility criteria applies - see terms and conditions.)


    A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.
  • Bridlington1
    Bridlington1 Posts: 3,885 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper

    A summary of changes to the listings on the first page of The Top Regular Savers Discussion Thread between 1st July 2025 and 31st July 2025:

    A link to this post is included on the first page of The Archived History Of Regular Savers Thread *** NO CHAT*** thread.

    I have now cleared out the recently NLA regular savers list on the first page of The Top Regular Savers Discussion Thread.

    The following accounts have been added between 1/7/25 and 31/7/25 (see first page of The Top Regular Savers Discussion Thread for details):

    Monmouthshire BS Regular Saver Issue 8 at 6% ~~~ Launched 25/7/25
    Market Harborough Fixed Term Regular Saver (30.09.2026) at 5.8% ~~~ Launched 28/7/25
    Skipton BS Regular Saver (Issue 1) at 5.75% ~~~ Launched 15/7/25
    Chorley BS Regular Saver (30.06.2026) at 5.15% ~~~ Launched 1/7/25
    Suffolk 1 Year Fixed Rate Regular Saver (30.09.2026) at 5% ~~~ Launched 21/7/25
    Suffolk BS Online 1 Year Fixed Rate Regular Saver (30.09.2026) at 5% ~~~ Launched 21/7/25
    Leeds BS Home Deposit Saver at 4.8% ~~~ Relaunched 16/7/25
    Nottingham BS Online Regular Saver at 4.75% ~~~ Launched 28/7/25
    Leeds BS Regular Saver (Issue 66) at 4.7% ~~~ Launched 1/7/25
    Dudley BS Loyalty One Year Regular Saver at 6% ~~~ Launched 18/7/25
    Chorley BS Regional 2 Year Flexible Saver (30.06.2027) at 5.15% ~~~ Launched 1/7/25
    Coventry BS Loyalty Mortgage Saver (2) at 4.8% ~~~ Launched 25/7/25

    The following accounts have been removed between 1/7/25 and 31/7/25:

    ~~~~~~NLA 1/7/25 ~~~~~~Leeds BS Regular Saver (Issue 65) ~~~ Launched 30/5/25
    Interest rate: 4.7% gross p.a. variable
    Monthly payment: £0-£250 per calendar month
    Miss any payments: Yes, miss as many as you wish
    Penalty-free withdrawals: One withdrawal per calendar year (including account closure) is permitted subject to the minimum balance of £100 being maintained. Further withdrawals can be made subject to 30 days loss of interest on the amount withdrawn.
    Age of applicant: Aged 18 or over
    How to open account: Branch, online or post
    Length of account term: Matures 1/6/2027
    Maximum balance: £6,000 plus interest
    Deposits on non-working days: Treated as having been received the same day.
    Special conditions: You may only hold one Leeds Building Society Regular Saver product of any issue at a time. Withdrawals/closure can be made by faster payment over the phone.

    ~~~~~~NLA 1/7/25 ~~~~~~Chorley BS Regular Saver (31.05.2026)~~~ Launched 2/6/25
    Interest rate: 5.15% gross p.a. variable
    Monthly payment: £25-£400 per calendar month
    Miss any payments: Yes, miss as many as you like
    Penalty-free withdrawals: None, but the account can be closed early without penalty
    Age of applicant: Age 18 years old or older
    How to open account: Branch, post or online
    Length of account term: Matures on 31/5/26
    Maximum balance: N/A
    Deposits on non-working days: Treated as having been received the next working day.
    Special conditions: Initial deposit must be received by 30/6/25. Only one Regular Saver and one Seasonal Saver can be held in any 12 month rolling period.

    ~~~~~~NLA 1/7/25 ~~~~~~Chorley BS Regional 2 Year Flexible Saver (31.05.2027) ~~~ Launched 2/6/25
    Interest rate: 5.15% gross p.a. variable
    Monthly payment: £25-£400 per calendar month
    Miss any payments: Yes, miss as many as you like
    Penalty-free withdrawals: 2 withdrawals per year excluding early closure. If more than 2 withdrawals are made within a 12 month period the account shall be closed.
    Age of applicant: Age 18 years old or older
    How to open account: Branch, post or online
    Length of account term: Matures on 31/5/27
    Maximum balance: N/A
    Deposits on non-working days: Treated as having been received the next working day.
    Special conditions: Initial deposit must be received by the 30/6/2025. Only one Regular Saver and one Seasonal Saver can be held in any 12 month rolling period. Must live in one of the following postcode areas (CA, FY, PR, LA, WN, BL, L, WA, BB, CH, M, SK, CW, OL).

    ~~~~~~NLA 12/7/25 ~~~~~~Saffron BS Refer A Friend Saver~~~ Launched 31/5/25 ~~~ Ts&Cs changed 2/6/25
    Interest rate: 8% AER fixed
    Monthly payment: £0-£50 per calendar month
    Miss any payments: Yes, you can miss as many as you wish
    Penalty-free withdrawals: 1 withdrawal/mth pus closure
    Age of applicant: Aged 16 or over
    How to open account: Online
    Length of account term: 12 months from the date of opening
    Maximum balance: £600
    Deposits on non-working days: Treated as having been received the next working day.
    Special conditionsYou'll need to be a new member and complete their Refer a Friend survey and supply them with the name of someone who has their Member's Month Loyalty Saver as well as applying for your account. If you do not complete the survey, your account shall be closed. Please note the forum rules prohibit the exchanging of personal details.

    ~~~~~~NLA 30/6/25 ~~~~~~Nottingham BS Branch Regular Saver Issue 3 ~~~ Launched 23/4/25
    Interest rate: 4.75% AER variable
    Monthly payment: £10-£500 per calendar month
    Miss any payments: Yes, miss as many as you like
    Penalty-free withdrawals: Unlimited withdrawals of £1+ provided at least £10 remains in the account
    Age of applicant: Age 16 years old or older
    How to open account: Branch only
    Length of account term: Matures on 30/6/26
    Maximum balance: £7500
    Deposits on non-working days: Treated as having been received the next working day.
    Special conditions: The most you can withdraw in any one day is £500 in cash, or any amount by cheque.

    ~~~~~~NLA 16/7/25 ~~~~~~ Leeds BS Home Deposit Saver (Issue 4)~~~ Launched 14/5/25
    Interest rate: 4.8% gross p.a. variable
    Monthly payment: £0-£500 per calendar month
    Miss any payments: No stated penalties for missing any payments
    Penalty-free withdrawals: One penalty free withdrawal per calendar year excluding closure subject to the minimum balance of £100 being maintained
    Age of applicant: Aged 18 or older
    How to open account: Branch, online or post
    Length of account term: No maturity date
    Maximum balance: £30,000 plus interest
    Deposits on non-working days: Treated as having been received the same day.
    Special conditions: There is a £500 bonus if you take out a residential mortgage subject to certain conditions (see website for more details). Withdrawals/closure can be made by faster payment over the phone.

    ~~~~~~NLA 21/7/25 ~~~~~~Suffolk 1 Year Fixed Rate Regular Saver (31.07.2026) ~~~ Launched 28/4/25
    Interest rate: 4.85% AER Fixed
    Monthly payment: £10-£500 per calendar month
    Miss any payments: Yes, as many as you like
    Penalty-free withdrawals: None
    Age of applicant: At least 16 years old
    How to open account: Branch/post
    Length of account term: Matures 31/7/2026
    Maximum balance: None stated other than £500,000 across all Suffolk BS accounts
    Deposits on non-working days: Treated as having been received the next working day.
    Special conditions: N/A

    ~~~~~~NLA 21/7/25 ~~~~~~Suffolk BS Online 1 Year Fixed Rate Regular Saver (31.07.2026) ~~~ Launched 28/4/25
    Interest rate: 4.85% AER Fixed
    Monthly payment: £10-£250 per calendar month
    Miss any payments: Yes, as many as you like
    Penalty-free withdrawals: None
    Age of applicant: At least 16 years old
    How to open account: Online
    Length of account term: Matures 31/7/2026
    Maximum balance: None stated other than £500,000 across all Suffolk BS accounts
    Deposits on non-working days: Treated as having been received the next working day.
    Special conditions: N/A

    ~~~~~~NLA 23/7/25 ~~~~~~Skipton BS Home Deposit Saver Issue 4 ~~~ Added 31/5/25***
    Interest rate: 4.31% gross p.a. variable
    Monthly payment: £0-£500 per calendar month
    Miss any payments: Yes, as many as you wish
    Penalty-free withdrawals: No withdrawals except for account closure, which you can do without notice and without penalty
    Age of applicant: Aged 16 years old or older
    How to open account: Branch, online, telephone or post
    Length of account term: 24 months from date of first deposit
    Maximum balance: £12,000 plus interest
    Deposits on non-working days: Treated as having been received the next working day.
    Special conditions: Any unused monthly allowances can be rolled over to future months, up to a maximum of £12,000 over the 24 month term. ***Account launched 8/5/25 but not eligible for inclusion until 31/5/25 due to changing thresholds

    ~~~~~~NLA 28/7/25 ~~~~~~Market Harborough Fixed Term Regular Saver (30.06.2026) ~~~ Launched 16/4/25
    Interest rate: 5.8% gross p.a. fixed
    Monthly payment: £10-£250 per calendar month
    Miss any payments: Yes, you can miss one payment
    Penalty-free withdrawals: No withdrawals permitted however if more than one monthly payment is missed during a calendar year the account will be transferred to the easy access account and interest rate at that time.
    Age of applicant: Any age; for under 18s, the account must be opened by an adult in the capacity of Trustee.
    How to open account: Branch only
    Length of account term: Matures 30/6/2026
    Maximum balance: £3,750
    Deposits on non-working days: Treated as having been received the next working day.
    Special conditions: Customers may only have two Fixed Term Regular Saver accounts open at a time, either solely or jointly, with a combined maximum deposit of £250 per month not exceeding the maximum balance of £3,750.00. Further deposits into this product may be prohibited at any time. When they do this, they will update the relevant section within the ‘Current interest rates for withdrawn products’ page of mhbs.co.uk. They will not personally notify you when they do this. 



    ___________________________________________________________________________________________
    A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.
  • Bridlington1
    Bridlington1 Posts: 3,885 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper

    Latest additions to main regular savers lists:


    Virgin Money Regular Saver Exclusive Issue 3~~~ Launched 1/8/25
    Interest rate: 6.5% AER fixed
    Monthly payment: £0-£250 per calendar month
    Miss any payments: Yes, miss as many as you wish
    Penalty-free withdrawals: Unlimited
    Age of applicant: Aged 16 for branch opening, 18+ for online opening
    How to open account: Online or Branch 
    Length of account term: Matures 28/8/2026
    Maximum balance: N/A
    Deposits on non-working days: Treated as having been received the next working day.
    Special conditions: You may only hold one Virgin Money Regular Saver of any issue at a time. You must have a Virgin Money personal current account (excluding Essential Current Account or Virgin Money Current Account) to be able to open this account


    Leeds BS Regular Saver (Issue 67) ~~~ Launched 1/8/25
    Interest rate: 4.7% gross p.a. variable
    Monthly payment: £0-£250 per calendar month
    Miss any payments: Yes, miss as many as you wish
    Penalty-free withdrawals: One withdrawal per calendar year (including account closure) is permitted subject to the minimum balance of £100 being maintained. Further withdrawals can be made subject to 30 days loss of interest on the amount withdrawn.
    Age of applicant: Aged 18 or over
    How to open account: Branch, online or post
    Length of account term: Matures 1/8/2027
    Maximum balance: £6,000 plus interest
    Deposits on non-working days: Treated as having been received the same day.
    Special conditions: You may only hold one Leeds Building Society Regular Saver product of any issue at a time. Withdrawals/closure can be made by faster payment over the phone.

    Chorley BS Regular Saver (31.07.2026) ~~~ Launched 1/8/25
    Interest rate: 5.15% gross p.a. variable
    Monthly payment: £25-£400 per calendar month
    Miss any payments: Yes, miss as many as you like
    Penalty-free withdrawals: None, but the account can be closed early without penalty
    Age of applicant: Age 18 years old or older
    How to open account: Branch, post or online
    Length of account term: Matures on 31/7/26
    Maximum balance: N/A
    Deposits on non-working days: Treated as having been received the next working day.
    Special conditions: Initial deposit must be received by 31/8/25. Only one Regular Saver and one Seasonal Saver can be held in any 12 month rolling period.

    Chorley BS Regional 2 Year Flexible Saver (31.07.2027) ~~~ Launched 1/8/25
    Interest rate: 5.15% gross p.a. variable
    Monthly payment: £25-£400 per calendar month
    Miss any payments: Yes, miss as many as you like
    Penalty-free withdrawals: 2 withdrawals per year excluding early closure. If more than 2 withdrawals are made within a 12 month period the account shall be closed.
    Age of applicant: Age 18 years old or older
    How to open account: Branch, post or online
    Length of account term: Matures on 31/7/27
    Maximum balance: N/A
    Deposits on non-working days: Treated as having been received the next working day.
    Special conditions: Initial deposit must be received by the 31/8/2025. Only one Regular Saver and one Seasonal Saver can be held in any 12 month rolling period. Must live in one of the following postcode areas (CA, FY, PR, LA, WN, BL, L, WA, BB, CH, M, SK, CW, OL).

    Removed from main regular savers lists:

    ~~~~~~NLA 1/8/25 ~~~~~~Leeds BS Regular Saver (Issue 66) ~~~ Launched 1/7/25
    Interest rate: 4.7% gross p.a. variable
    Monthly payment: £0-£250 per calendar month
    Miss any payments: Yes, miss as many as you wish
    Penalty-free withdrawals: One withdrawal per calendar year (including account closure) is permitted subject to the minimum balance of £100 being maintained. Further withdrawals can be made subject to 30 days loss of interest on the amount withdrawn.
    Age of applicant: Aged 18 or over
    How to open account: Branch, online or post
    Length of account term: Matures 1/7/2027
    Maximum balance: £6,000 plus interest
    Deposits on non-working days: Treated as having been received the same day.
    Special conditions: You may only hold one Leeds Building Society Regular Saver product of any issue at a time. Withdrawals/closure can be made by faster payment over the phone.

    ~~~~~~NLA 1/8/25 ~~~~~~Chorley BS Regular Saver (30.06.2026) ~~~ Launched 1/7/25
    Interest rate: 5.15% gross p.a. variable
    Monthly payment: £25-£400 per calendar month
    Miss any payments: Yes, miss as many as you like
    Penalty-free withdrawals: None, but the account can be closed early without penalty
    Age of applicant: Age 18 years old or older
    How to open account: Branch, post or online
    Length of account term: Matures on 30/6/26
    Maximum balance: N/A
    Deposits on non-working days: Treated as having been received the next working day.
    Special conditions: Initial deposit must be received by 31/7/25. Only one Regular Saver and one Seasonal Saver can be held in any 12 month rolling period.

    ~~~~~~NLA 1/8/25 ~~~~~~Chorley BS Regional 2 Year Flexible Saver (30.06.2027) ~~~ Launched 1/7/25
    Interest rate: 5.15% gross p.a. variable
    Monthly payment: £25-£400 per calendar month
    Miss any payments: Yes, miss as many as you like
    Penalty-free withdrawals: 2 withdrawals per year excluding early closure. If more than 2 withdrawals are made within a 12 month period the account shall be closed.
    Age of applicant: Age 18 years old or older
    How to open account: Branch, post or online
    Length of account term: Matures on 30/6/27
    Maximum balance: N/A
    Deposits on non-working days: Treated as having been received the next working day.
    Special conditions: Initial deposit must be received by the 31/7/2025. Only one Regular Saver and one Seasonal Saver can be held in any 12 month rolling period. Must live in one of the following postcode areas (CA, FY, PR, LA, WN, BL, L, WA, BB, CH, M, SK, CW, OL).



    A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.
  • Bridlington1
    Bridlington1 Posts: 3,885 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    edited 15 August at 6:59AM

    Latest additions to main regular savers lists:


    Darlington BS 12 Month Regular Saver Issue 2 ~~~ Launched 8/8/25
    Interest rate: 6% gross p.a. variable
    Monthly payment: £0-£250 per calendar month
    Miss any payments: Yes, as many as you wish
    Penalty-free withdrawals: 2 withdrawals permitted during the account term, the account shall be closed upon the third withdrawal
    Age of applicant: Age 16 or over for branch/post applications, 18 for online applications
    How to open account: Online, branch, post
    Length of account term: Matures at the end of the 12th calendar month from opening, e.g. if you opened the account on 8/8/25 it would mature on 31/8/26
    Maximum balance: £3,000
    Deposits on non-working days: Treated as having been received the same day.
    Special conditions: N/A

    Removed from main regular savers lists:

    ~~~~~~NLA 8/8/25 ~~~~~~Darlington BS 12 Month Regular Saver
    Interest rate: 5% gross p.a. variable from 3/3/25
    Monthly payment: £0-£250 per calendar month
    Miss any payments: Yes, as many as you wish
    Penalty-free withdrawals: 2 withdrawals permitted during the account term, the account shall be closed upon the third withdrawal
    Age of applicant: Age 16 or over for branch/post applications, 18 for online applications
    How to open account: Online, branch, post
    Length of account term: 12 months from the date of opening
    Maximum balance: £3,000
    Deposits on non-working days: Treated as having been received the same day.
    Special conditions: N/A


    Upcoming interest rate changes:


    AccountOld rateNew rateDate
    Aldermore Regular Saver Account Issue 14.75%4.50%22/08/2025
    Aldermore Regular Saver Account Issue 24.75%4.50%22/08/2025
    Aldermore Regular Saver Account Issue 34.75%4.50%22/08/2025
    NatWest Digital Regular Saver (headline only)5.50%NO CHANGE28/08/2025
    RBS Digital Regular Saver (headline only)5.50%NO CHANGE28/08/2025
    Stafford Railway BS Regular Saver4.40%NO CHANGE01/09/2025


    ___________________________________________________________________________________________
    A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.
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