We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
The Archived History Of Regular Savers Thread *** NO CHAT***
Comments
-
Upcoming interest rate changes:
Account Old Rate New Rate Date Saffron BS 12 Month Members Regular Saver 3.95% 3.70% 28/01/2026 Saffron BS Braintree Regular Saver 4.00% NO CHANGE 28/01/2026 Saffron BS Children's Regular Saver 4.20% 3.95% 28/01/2026 Saffron BS Small Saver 4.15% 3.90% 28/01/2026
___________________________________________________________________________________________
A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.5 -
Upcoming interest rate changes:
Account Old Rate New Rate Date Beverley BS Regular Saver Issue 1 5.5% (includes 4.5% bonus) NO CHANGE 01/02/2026 Progressive BS Online Regular Rainy Day Saver 6.00% 5.75% 01/02/2026 Progressive BS Online Regular Rainy Day Saver Issue 2 4.00% 3.75% 01/02/2026 Progressive BS Online Regular Rainy Day Saver Issue 3 5.50% 5.25% 01/02/2026 Progressive BS Online Regular Rainy Day Saver Issue 4 7.00% 6.75% 01/02/2026
___________________________________________________________________________________________
A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.6 -
Upcoming interest rate changes:
Account Old Rate New Rate Date Nationwide Flex Regular Saver Issue 4 6.50% NO CHANGE 10/02/2026 Nationwide Flex Regular Saver Issue 5 6.50% NO CHANGE 10/02/2026 Nationwide Flex Regular Saver Issue 6 6.50% NO CHANGE 10/02/2026 Nationwide Flex Regular Saver Issue 7 6.50% NO CHANGE 10/02/2026 Nottingham BS Branch Regular Saver Issue 2 4.75% 4.50% 27/01/2026 Nottingham BS Branch Regular Saver Issue 3 4.75% 4.50% 27/01/2026 Nottingham BS Branch Regular Saver Issue 4 4.75% 4.50% 27/01/2026 Nottingham BS Branch Regular Saver Issue 5 4.75% 4.50% 27/01/2026 Nottingham BS Branch Regular Saver Issue 6 4.25% NO CHANGE 27/01/2026 Nottingham BS Online Regular Saver 4.75% 4.50% 27/01/2026 Nottingham BS Online Regular Saver Issue 2 4.75% 4.50% 27/01/2026 Nottingham BS Online Regular Saver Issue 3 4.25% NO CHANGE 27/01/2026 Nottingham BS Regular Saver 1.95% (1.55% without bonus) 1.8% (1.4% without bonus) 27/01/2026 Nottingham BS Regular Saver 2 1.95% (1.55% without bonus) 1.8% (1.4% without bonus) 27/01/2026 Nottingham BS Regular Saver 3 1.95% (1.55% without bonus) 1.8% (1.4% without bonus) 27/01/2026
___________________________________________________________________________________________
A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.10 -
Upcoming interest rate changes:
Account Old Rate New Rate Date Bath BS 16-25 Regular Saver 6.40% 6.15% 02/02/2026 Bath BS Homestart Regular Saver 3.85% 3.60% 02/02/2026 Bath BS The Regular Saver 3.35% 3.10% 02/02/2026
___________________________________________________________________________________________
A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.1 -
Upcoming interest rate changes:
___________________________________________________________________________________________Account Old Rate New Rate Date Mansfield BS Bonus Regular Savings Issue 8 (includes 1.85% bonus for 12 months) 5.25% 5.10% 01/02/2026
A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.3 -
Latest additions to main regular savers lists:
Yorkshire Building Society Christmas 2026 eSaver/saver ~~~ Launched 15/1/26
Interest rate: 5% gross p.a. variable
Monthly payment: £0-£150 per calendar month
Miss any payments: Miss as many payments as you wish
Penalty-free withdrawals: Yes, 1 withdrawal days during the account term.
Age of applicant: Aged 16 or over
How to open account: Online if opening the eSaver, branch/post if opening the other version.
Length of account term: Matures 31/10/26
Maximum balance: £1,500
Deposits on non-working days: Treated as having been received the same day.
Special conditions: N/A
Furness BS 160th Anniversary Regular Saver ~~~ Launched 15/1/26
Interest rate: 6.75% AER (6.71% gross). variable
Monthly payment: £1-£160 per calendar month
Miss any payments: No- if you do you'll be given 14 days notice and then the account shall be transferred into an access account.
Penalty-free withdrawals: Yes, 1 withdrawal plus closure
Age of applicant: Aged 16 or over
How to open account: Branch only
Length of account term: 10 months from account opening
Maximum balance: N/A
Deposits on non-working days: Treated as having been received the same day.
Special conditions: N/A
___________________________________________________________________________________________
A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.4 -
Upcoming interest rate changes:
Account Old Rate New Rate Date Cumberland BS Cumberland Regular Saver 4.50% 4.25% 18/02/2026 Cumberland BS First Home Saver – Issue 2 4.00% 3.75% 18/02/2026
___________________________________________________________________________________________
A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.2 -
Upcoming interest rate changes:
Account Old Rate New Rate Date Swansea BS Regular Monthly Saver 4.07% 3.82% 01/02/2026
In addition the max monthly deposit has increased on the above account from £1.5k to £2.5k.
___________________________________________________________________________________________
A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.2 -
Updated Listing:
Furness BS 160th Anniversary Regular Saver at 6.75% ~~~ Launched 15/1/26
Now accepting applications online and in app
See p1 of The Top Regular Savers Discussion Thread for details
___________________________________________________________________________________________A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.3 -
Latest additions to main regular savers lists:
Market Harborough Fixed Term Regular Saver (31.03.2027) ~~~ Launched 20/1/26
Interest rate: 5.75% gross p.a. fixed
Monthly payment: £0-£250 per calendar month
Miss any payments: Yes, you can miss one payment
Penalty-free withdrawals: No withdrawals permitted.
Age of applicant: Any age; for under 18s, the account must be opened by an adult in the capacity of Trustee.
How to open account: Branch only, unless applying on behalf of someone under 18, in which case it can be opened by post.
Length of account term: Matures 30/3/2027
Maximum balance: N/A
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: Customers may only have two Fixed Term Regular Saver accounts open at a time, either solely or jointly, with a combined maximum deposit of £500 per month (£250 in each account). Further deposits into this product may be prohibited at any time. When they do this, they will update the relevant section within the ‘Current interest rates for withdrawn products’ page of mhbs.co.uk. They will not personally notify you when they do this.Removed from the main regular savers lists:
~~~~~~NLA 20/1/26 ~~~~~~Market Harborough Fixed Term Regular Saver (30.11.2026) ~~~ Launched 10/11/25
Interest rate: 5.8% gross p.a. fixed
Monthly payment: £10-£250 per calendar month
Miss any payments: Yes, you can miss one payment
Penalty-free withdrawals: No withdrawals permitted however if more than one monthly payment is missed during a calendar year the account will be transferred to the easy access account and interest rate at that time.
Age of applicant: Any age; for under 18s, the account must be opened by an adult in the capacity of Trustee.
How to open account: Branch only, unless applying on behalf of someone under 18, in which case it can be opened by post.
Length of account term: Matures 30/11/2026
Maximum balance: £3,750
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: Customers may only have two Fixed Term Regular Saver accounts open at a time, either solely or jointly, with a combined maximum deposit of £250 per month not exceeding the maximum balance of £3,750.00. Further deposits into this product may be prohibited at any time. When they do this, they will update the relevant section within the ‘Current interest rates for withdrawn products’ page of mhbs.co.uk. They will not personally notify you when they do this.Upcoming interest rate changes:
Account Old Rate New Rate Date Monmouthshire BS App Exclusive Regular Saver Issue 1 7.00% NO CHANGE 03/02/2026 Monmouthshire BS Branch Exclusive Regular Saver Issue 1 7.00% NO CHANGE 03/02/2026 Monmouthshire BS Regular Saver Issue 8 6.00% NO CHANGE 03/02/2026
___________________________________________________________________________________________
A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.9
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.5K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.4K Spending & Discounts
- 247.4K Work, Benefits & Business
- 604.2K Mortgages, Homes & Bills
- 178.5K Life & Family
- 261.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards