The Archived History Of Regular Savers Thread *** NO CHAT***

Bridlington1

Updated Listing:

The following account has had its eligibility criteria changed. Previously it was available to all over the age of 16, now it has been restricted to solely maturity option for existing Principality customers:

Principality BS Christmas 2026 Regular Saver ~~~ Launched 23/10/25 *** Ts&Cs updated 21/1/26
Interest rate: 6.5% AER fixed
Monthly payment: £0-£150 per calendar month
Miss any payments: Yes, you can miss as many as you wish
Penalty-free withdrawals: No withdrawals allowed but early closure is permitted without penalty
Age of applicant: Aged 16 or over
How to open account: Branch or online
Length of account term: 12 months from the date of opening
Maximum balance: £1,800
Deposits on non-working days: Treated as having been received the same day.
Special conditions: ***This account can only be opened by members with a maturing account as a maturity option.



___________________________________________________________________________________________
A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.

Bridlington1

Latest additions to main regular savers lists:

Mansfield BS My Milestone Saver ~~~ Launched 22/1/26
Interest rate: 6% AER variable (includes 2.75% bonus for 1 year)
Monthly payment: £1-£500 per calendar month
Miss any payments: No stated penalty for missing payments
Penalty-free withdrawals: 1 per calendar year including closure, withdrawals by post can be made by cheque only.
Age of applicant: No minimum age stated
How to open account: Branch or post
Length of account term: No maturity date but bonus lasts for 12 months from account opening, after which account reverts to 3.25% variable
Maximum balance: £20,000
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: N/A


___________________________________________________________________________________________
A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.

Bridlington1

Removed from the main regular savers lists:

~~~~~~NLA 23/1/26 ~~~~~~Furness BS 160th Anniversary Regular Saver ~~~ Launched 15/1/26
Interest rate: 6.75%AER (6.71% gross). variable
Monthly payment: £1-£160 per calendar month
Miss any payments: No- if you do you'll be given 14 days notice and then the account shall be transferred into an access account.
Penalty-free withdrawals: Yes, 1 withdrawal plus closure
Age of applicant: Aged 16 or over
How to open account: Branch, online and app
Length of account term: 10 months from account opening
Maximum balance: N/A
Deposits on non-working days: Treated as having been received the same day.
Special conditions: N/A

~~~~~~NLA 23/1/26 ~~~~~~Newcastle BS Festive Regular Saver ~~~ Launched 14/11/25
Interest rate: 6.5% AER Variable
Monthly payment: £0-£150 per calendar month
Miss any payments: Yes, as many as you like
Penalty-free withdrawals: Unlimited
Age of applicant: At least 16 years old
How to open account: Branch
Length of account term: 1 year from opening
Maximum balance: £1,800
Deposits on non-working days: Treated as having been received the same day.
Special conditions: n/a

___________________________________________________________________________________________
A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.

Bridlington1

Removed from the main regular savers lists:

NLA 28/1/26	Loughborough BS 2 Year Super Saver Account (Local)	Launched 14/4/25*** Ts&Cs Updated 13/6/25
Interest rate	5% AER variable
Monthly payment	£500-£1000 per calendar month ***
Miss any payments	No. If the required 24 monthly deposits are not made, the account will be transferred to an Instant Access Saver 1.
Penalty-free withdrawals	1 withdrawal per account year (1st April-31st March) plus closure
Age of applicant	Aged 16 or older
Length of account term	24 months from opening
Maximum balance	£24,000
How to open account	branch/post
Deposits on non-working days	Treated as having been received the next working day.
Special conditions	Only available to new and existing customers residing in the postcodes LE, DE, NG and existing customers who have held a savings or mortgage account since 1st June 2025.*** Was first spotted around midnight of 15/4/25 but judging by the way it appears on moneyfacts it appears to have been launched before then.

___________________________________________________________________________________________

A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.

Bridlington1

Updated Listing:

The West Brom BS Winter Ready savings account at 6% was previously available to online applicants anywhere in the UK. Now if you want to open this account online, you must live in one of their branch postcode areas B (Birmingham), DY, WV, WS or SY.

Not the account remains listed in the open to all section as there are no postcode restrictions for those opening the account in branch.

___________________________________________________________________________________________

A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.

Bridlington1

A summary of changes to the listings on the first page of The Top Regular Savers Discussion Thread between 1st January 2026 and 31st January 2026:

A link to this post is included on the first page of The Archived History Of Regular Savers Thread *** NO CHAT*** thread. The key changes are as follows:

The Top Regular Savers Discussion Thread has moved to a new thread:

For those of you who had it bookmarked you'll need to update your link. The move was caused by formatting issues when copying data between new posts in the archived thread and posts on p1 of the old thread as a result of the new text editor.

For those of you experiencing issues with the new text editor, I would strongly recommend ensuring they are raised on the new feedback board for the text editor:

https://forums.moneysavingexpert.com/categories/rich-editor-feedback

The following accounts have been added between 1/1/26 and 31/1/26 (see first page of The Top Regular Savers Discussion Thread for details):

Leeds BS Regular Saver (Issue 74) at 4.45%	Launched 30/1/26
Mansfield BS My Milestone Saver at 6%	Launched 22/1/26
Market Harborough Fixed Term Regular Saver (31.03.2027) at 5.75%	Launched 20/1/26
Yorkshire Building Society Christmas 2026 eSaver/saver  at 5%	Launched 15/1/26
Harpenden BS 18-30 Regular Saver (Issue 1) at 6%	Launched 6/1/26
West Brom BS Winter Ready savings account at 6%	Launched 5/1/26
Chorley BS Regional 2 Year Flexible Saver (31.12.2027) at 5.15% (reduces to 5.1% from 16/1/26)	Launched 2/1/26
Chorley BS Regular Saver (31.12.2026) at 5.15% (reduces to 5.1% from 16/1/26)	Launched 2/1/26

The following accounts have been withdrawn between 1/1/26 and 31/1/26:

NLA 2/1/26	Chorley BS Regular Saver (30.11.2026)	Launched 1/12/25
Interest rate	5.15% gross p.a. variable (reduces to 5.1% from 16/1/26)
Monthly payment	£25-£400 per calendar month
Miss any payments	Yes, miss as many as you like
Penalty-free withdrawals	None, but the account can be closed early without penalty
Age of applicant	Age 18 years old or older
How to open account	Branch, post or online
Length of account term	Matures on 30/11/26
Maximum balance	N/A
Deposits on non-working days	Treated as having been received the next working day.
Special conditions	Initial deposit must be received by 31/12/25. Only one Regular Saver, one Seasonal Saver and one Regional 2 Year Flexible Saver can be held in any 12 month rolling period
NLA 2/1/26	Chorley BS Regional 2 Year Flexible Saver (30.11.2027)	Launched 1/12/25
Interest rate	5.15% gross p.a. variable (reduces to 5.1% from 16/1/26)
Monthly payment	£25-£400 per calendar month
Miss any payments	Yes, miss as many as you like
Penalty-free withdrawals	2 withdrawals per year excluding early closure. If more than 2 withdrawals are made within a 12 month period the account shall be closed.
Age of applicant	Age 18 years old or older
How to open account	Branch, post or online
Length of account term	Matures on 30/11/27
Maximum balance	N/A
Deposits on non-working days	Treated as having been received the next working day.
Special conditions	Initial deposit must be received by the 31/12/25. Only one Regular Saver, one Seasonal Saver and one Regional 2 Year Flexible Saver can be held in any 12 month rolling period. Must live in one of the following postcode areas (CA, FY, PR, LA, WN, BL, L, WA, BB, CH, M, SK, CW, OL).
NLA 20/1/26	Market Harborough Fixed Term Regular Saver (30.11.2026)	Launched 10/11/25
Interest rate	5.8% gross p.a. fixed
Monthly payment	£10-£250 per calendar month
Miss any payments	Yes, you can miss one payment
Penalty-free withdrawals	No withdrawals permitted however if more than one monthly payment is missed during a calendar year the account will be transferred to the easy access account and interest rate at that time.
Age of applicant	Any age; for under 18s, the account must be opened by an adult in the capacity of Trustee.
How to open account	Branch only, unless applying on behalf of someone under 18, in which case it can be opened by post.
Length of account term	Matures 30/11/2026
Maximum balance	£3,750
Deposits on non-working days	Treated as having been received the next working day.
Special conditions	Customers may only have two Fixed Term Regular Saver accounts open at a time, either solely or jointly, with a combined maximum deposit of £250 per month not exceeding the maximum balance of £3,750.00. Further deposits into this product may be prohibited at any time. When they do this, they will update the relevant section within the ‘Current interest rates for withdrawn products’ page of mhbs.co.uk. They will not personally notify you when they do this.
NLA 23/1/26	Newcastle BS Festive Regular Saver	Launched 14/11/25
Interest rate	6.5% AER Variable
Monthly payment	£0-£150 per calendar month
Miss any payments	Yes, as many as you like
Penalty-free withdrawals	Unlimited
Age of applicant	At least 16 years old
How to open account	Branch
Length of account term	1 year from opening
Maximum balance	£1,800
Deposits on non-working days	Treated as having been received the same day.
Special conditions	n/a
NLA 28/1/26	Loughborough BS 2 Year Super Saver Account (Local)	Launched 14/4/25*** Ts&Cs Updated 13/6/25
Interest rate	5% AER variable
Monthly payment	£500-£1000 per calendar month ***
Miss any payments	No. If the required 24 monthly deposits are not made, the account will be transferred to an Instant Access Saver 1.
Penalty-free withdrawals	1 withdrawal per account year (1st April-31st March) plus closure
Age of applicant	Aged 16 or older
Length of account term	24 months from opening
Maximum balance	£24,000
How to open account	branch/post
Deposits on non-working days	Treated as having been received the next working day.
Special conditions	Only available to new and existing customers residing in the postcodes LE, DE, NG and existing customers who have held a savings or mortgage account since 1st June 2025.*** Was first spotted around midnight of 15/4/25 but judging by the way it appears on moneyfacts it appears to have been launched before then.
NLA 30/1/26	Leeds BS Regular Saver (Issue 73)	Launched 31/12/25
Interest rate	4.45% gross p.a. variable
Monthly payment	£0-£250 per calendar month
Miss any payments	Yes, miss as many as you wish
Penalty-free withdrawals	One withdrawal per calendar year (including account closure) is permitted subject to the minimum balance of £100 being maintained. Further withdrawals can be made subject to 30 days loss of interest on the amount withdrawn.
Age of applicant	Aged 18 or over
How to open account	Branch, online or post
Length of account term	Matures 3/1/2028
Maximum balance	£6,000 plus interest
Deposits on non-working days	Treated as having been received the same day.
Special conditions	You may only hold one Leeds Building Society Regular Saver product of any issue at a time. Withdrawals/closure can be made by faster payment over the phone.

The following accounts have been removed due to rates falling below the thresholds for inclusion between 1/1/26 and 31/1/26:

Removed 28/1/26	Saffron BS 12 Month Members' Regular Saver (Issue 2)	Re-added 31/12/25
Interest rate	3.95% AER variable from 17/9/25 (reduces to 3.7% from 28/1/26)
Monthly payment	£50-£500 per calendar month
Miss any payments	No stated penalty for missing any payments
Penalty-free withdrawals	Unlimited
Age of applicant	At least 16 years old
How to open account	Branch, online or post
Length of account term	12 months from the date of opening
Maximum balance	£6000
Deposits on non-working days	Treated as having been received the next working day.
Special conditions	You must have held a savings or mortgage account with Saffron for 12 months. Alternatively you must have been a signatory, Power of Attorney or Court of Protection with Saffron for at least 12 months. You can only hold one Regular Saver or Small Saver per customer, be it held in sole or joint name(s), with Saffron Building Society at a time.
Removed 28/1/26	Saffron BS Small Saver	Re-added 31/12/25
Interest rate	4.15% AER variable from 17/9/25 (reduces to 3.9% from 28/1/26)
Monthly payment	£1-£50 per calendar month
Miss any payments	No stated penalty for missing any payments
Penalty-free withdrawals	Yes, one per month
Age of applicant	At least 16 years old
How to open account	Branch, online or post
Length of account term	12 months from the date of opening
Maximum balance	£600
Deposits on non-working days	Treated as having been received the next working day.
Special conditions	You can only hold one Regular Saver or Small Saver per customer, be it held in sole or joint name(s), with Saffron Building Society at a time.
Removed 28/1/26	Saffron BS Children's Regular Saver Issue 2	Re-added 31/12/25
Interest rate	3.95% AER variable from 28/1/26
Monthly payment	£5-£100 per calendar month
Miss any payments	Yes, you can miss as many as you like
Penalty-free withdrawals	As many as you like
Age of applicant	Under 18
How to open account	Branch and post only
Length of account term	1 year from account opening
Maximum balance	£1,200
Deposits on non-working days	Treated as having been received the next working day.
Special conditions	N/A
Removed 31/1/26	Swansea BS Regular Monthly Saver	Added 3/1/26***
Interest rate	4.07% AER (4% gross) variable (reduces to 3.82% AER, 3.75% gross) from 1/2/26
Monthly payment	£25-£2500 calendar month
Miss any payments	No- Account closed if payments are missed.
Penalty-free withdrawals	Unlimited provided each withdrawal is at least £1
Age of applicant	Age 18 or over
How to open account	Branch or post
Length of account term	No end date with caveat (see below)
Maximum balance	£18,000
Deposits on non-working days	Treated as having been received the same day.
Special conditions	To open an account, you must be resident in Wales. *** Was eligible for inclusion from 31/12/25 but not spotted until 3/1/26. The account balance after 12 months from account opening must be paid away from the account into the designated instant access account held at the Society. However, the account holder(s) can continue to pay monthly into this account without a break in deposits. The account holder(s) will be written to at the time of the annual anniversary of the account opening with confirmation of the transfer made.

The following accounts have been and gone between 1/1/26 and 31/1/26:

NLA 23/1/26	Furness BS 160th Anniversary Regular Saver	Launched 15/1/26
Interest rate	6.75%AER (6.71% gross). variable
Monthly payment	£1-£160 per calendar month
Miss any payments	No- if you do you'll be given 14 days notice and then the account shall be transferred into an access account.
Penalty-free withdrawals	Yes, 1 withdrawal plus closure
Age of applicant	Aged 16 or over
How to open account	Branch, online and app
Length of account term	10 months from account opening
Maximum balance	N/A
Deposits on non-working days	Treated as having been received the same day.
Special conditions	N/A

___________________________________________________________________________________________

A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.

Bridlington1

Latest additions to main regular savers lists:

ESBS Monthly Saver	Launched 1/2/26
Interest rate	6% AER variable
Monthly payment	£1-£500 per calendar month
Miss any payments	No- account closed if a payment is missed
Penalty-free withdrawals	2 penalty free withdrawals per year plus closure
Age of applicant	13+
How to open account	Branch
Length of account term	1 year from opening
Maximum balance	£6000
Deposits on non-working days	Treated as having been received the same day if received before 12pm on Saturdays, otherwise treated as having been receive the next working day
Special conditions	N/A

Removed from the main regular savers lists:

NLA 1/2/26	Principality BS Christmas 2026 Regular Saver	Launched 23/10/25 *** Ts&Cs updated 21/1/26
Interest rate	6.5% AER fixed
Monthly payment	£0-£150 per calendar month
Miss any payments	Yes, you can miss as many as you wish
Penalty-free withdrawals	No withdrawals allowed but early closure is permitted without penalty
Age of applicant	Aged 16 or over
How to open account	Branch or online
Length of account term	12 months from the date of opening
Maximum balance	£1,800
Deposits on non-working days	Treated as having been received the same day.
Special conditions	***This account can only be opened by members with a maturing account as a maturity option. Was previously open to all.

___________________________________________________________________________________________

A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.

Bridlington1

Latest additions to main regular savers lists:

Virgin Money Regular Saver Exclusive Issue 5	Launched 2/2/26
Interest rate	6.5% AER Fixed
Monthly payment	£0-£250 per calendar month
Miss any payments	Yes, as many as you like
Penalty-free withdrawals	Unlimited
Age of applicant	At least 16 years old
How to open account	Online if 18+, branch if 16+
Length of account term	Matures 26/2/27
Maximum balance	N/A
Deposits on non-working days	Treated as having been received the next working day.
Special conditions	You must have a Virgin Money personal current account (excluding Essential Current Account or Virgin Money Current Account) to be able to open the account
Chorley BS Regional 2 Year Flexible Saver (31.01.2028)	Launched 2/2/26
Interest rate	5.1% gross p.a. variable
Monthly payment	£25-£400 per calendar month
Miss any payments	Yes, miss as many as you like
Penalty-free withdrawals	2 withdrawals per year excluding early closure. If more than 2 withdrawals are made within a 12 month period the account shall be closed.
Age of applicant	Age 18 years old or older
How to open account	Branch, post or online
Length of account term	Matures on 31/1/28
Maximum balance	N/A
Deposits on non-working days	Treated as having been received the next working day.
Special conditions	Initial deposit must be received by the 28/2/26. Only one Regular Saver, one Seasonal Saver and one Regional 2 Year Flexible Saver can be held in any 12 month rolling period. Must live in one of the following postcode areas (CA, FY, PR, LA, WN, BL, L, WA, BB, CH, M, SK, CW, OL).
Chorley BS Regular Saver (31.01.2027)	Launched 2/2/26
Interest rate	5.1% gross p.a. variable
Monthly payment	£25-£400 per calendar month
Miss any payments	Yes, miss as many as you like
Penalty-free withdrawals	None, but the account can be closed early without penalty
Age of applicant	Age 18 years old or older
How to open account	Branch, post or online
Length of account term	Matures on 31/1/27
Maximum balance	N/A
Deposits on non-working days	Treated as having been received the next working day.
Special conditions	Initial deposit must be received by 28/2/26. Only one Regular Saver, one Seasonal Saver and one Regional 2 Year Flexible Saver can be held in any 12 month rolling period

Removed from the main regular savers lists:

NLA 2/2/26	Chorley BS Regular Saver (31.12.2026)	Launched 2/1/26
Interest rate	5.1% gross p.a. variable from 16/1/26
Monthly payment	£25-£400 per calendar month
Miss any payments	Yes, miss as many as you like
Penalty-free withdrawals	None, but the account can be closed early without penalty
Age of applicant	Age 18 years old or older
How to open account	Branch, post or online
Length of account term	Matures on 31/12/26
Maximum balance	N/A
Deposits on non-working days	Treated as having been received the next working day.
Special conditions	Initial deposit must be received by 31/1/26. Only one Regular Saver, one Seasonal Saver and one Regional 2 Year Flexible Saver can be held in any 12 month rolling period
NLA 2/2/26	Chorley BS Regional 2 Year Flexible Saver (31.12.2027)	Launched 2/1/26
Interest rate	5.1% gross p.a. variable from 16/1/26
Monthly payment	£25-£400 per calendar month
Miss any payments	Yes, miss as many as you like
Penalty-free withdrawals	2 withdrawals per year excluding early closure. If more than 2 withdrawals are made within a 12 month period the account shall be closed.
Age of applicant	Age 18 years old or older
How to open account	Branch, post or online
Length of account term	Matures on 31/12/27
Maximum balance	N/A
Deposits on non-working days	Treated as having been received the next working day.
Special conditions	Initial deposit must be received by the 31/1/26. Only one Regular Saver, one Seasonal Saver and one Regional 2 Year Flexible Saver can be held in any 12 month rolling period. Must live in one of the following postcode areas (CA, FY, PR, LA, WN, BL, L, WA, BB, CH, M, SK, CW, OL).
NLA 2/2/26	Manchester BS Festive Regular Saver	Launched 14/11/25
Interest rate	6.5% AER Variable
Monthly payment	£0-£150 per calendar month
Miss any payments	Yes, as many as you like
Penalty-free withdrawals	Unlimited
Age of applicant	At least 16 years old
How to open account	Branch
Length of account term	1 year from opening
Maximum balance	£1,800
Deposits on non-working days	Treated as having been received the same day.
Special conditions	Deposits must come from your nominated account.

___________________________________________________________________________________________

A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.

Bridlington1

Latest additions to main regular savers lists:

Hanley Economic BS 1 Year Online Smart Saver (TAR10)	Relaunched 3/2/26***
Interest rate	6.3% gross p.a. variable
Monthly payment	£25-£300 per calendar month
Miss any payments	If no subscriptions are made for 3 consecutive months or if 3 or more monthly subscriptions are missed throughout the Society year (1 September – 31 August) the Society, after giving you 30 days notice of our intention to do so, reserves the right to close the account and either return the balance or transfer it to an Instant Access Account.
Penalty-free withdrawals	2 penalty-free withdrawals per tax year, all other withdrawals come with a 30 day interest penalty.
Age of applicant	18+
How to open account	Online only
Length of account term	12 months from the date of opening
Maximum balance	£3,600
Deposits on non-working days	Faster payments treated as having been received the next working day if received after 3pm on a working day. Debit card deposits treated as having been received the same day.
Special conditions	***Originally launched 21/10/25

___________________________________________________________________________________________

A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.

Bridlington1

Latest additions to main regular savers lists:

Suffolk 1 Year Fixed Rate Regular Saver (30.04.2027)	Launched 4/2/26
Interest rate	4.9% AER Fixed
Monthly payment	£10-£300 per calendar month
Miss any payments	Yes, as many as you like
Penalty-free withdrawals	None
Age of applicant	At least 16 years old
How to open account	Branch/post
Length of account term	Matures 30/4/2027
Maximum balance	None stated other than £500,000 across all Suffolk BS accounts
Deposits on non-working days	Treated as having been received the next working day.
Special conditions	N/A
Suffolk BS Online 1 Year Fixed Rate Regular Saver (30.04.2027)	Launched 4/2/26
Interest rate	4.9% AER Fixed
Monthly payment	£10-£300 per calendar month
Miss any payments	Yes, as many as you like
Penalty-free withdrawals	None
Age of applicant	At least 18 years old
How to open account	Online
Length of account term	Matures 30/4/2027
Maximum balance	None stated other than £500,000 across all Suffolk BS accounts
Deposits on non-working days	Treated as having been received the next working day.
Special conditions	N/A

Removed from the main regular savers lists:

NLA 4/2/26	Suffolk 1 Year Fixed Rate Regular Saver (28.02.2027)	Launched 22/12/25
Interest rate	5% AER Fixed
Monthly payment	£10-£500 per calendar month
Miss any payments	Yes, as many as you like
Penalty-free withdrawals	None
Age of applicant	At least 16 years old
How to open account	Branch/post
Length of account term	Matures 28/2/2027
Maximum balance	None stated other than £500,000 across all Suffolk BS accounts
Deposits on non-working days	Treated as having been received the next working day.
Special conditions	N/A
NLA 4/2/26	Suffolk BS Online 1 Year Fixed Rate Regular Saver (28.02.2027)	Launched 22/12/25
Interest rate	5% AER Fixed
Monthly payment	£10-£250 per calendar month
Miss any payments	Yes, as many as you like
Penalty-free withdrawals	None
Age of applicant	At least 16 years old
How to open account	Online
Length of account term	Matures 28/2/2027
Maximum balance	None stated other than £500,000 across all Suffolk BS accounts
Deposits on non-working days	Treated as having been received the next working day.
Special conditions	N/A

___________________________________________________________________________________________

A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.