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The Archived History Of Regular Savers Thread *** NO CHAT***
Comments
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Latest additions to main regular savers lists:
Launched 12/2/26
Interest rate
7.5% AER fixed
Monthly payment
£0-£200 per calendar month
Miss any payments
Yes, you can miss as many as you wish
Penalty-free withdrawals
No withdrawals allowed but early closure is permitted without penalty
Age of applicant
Aged 16 or over
How to open account
Branch or online
Length of account term
6 months from the date of opening
Maximum balance
£1,200
Deposits on non-working days
Treated as having been received the same day.
Special conditions
N/A
Launched 12/2/26
Interest rate
4.75% gross p.a. fixed
Monthly payment
£0-£250 per calendar month
Miss any payments
Yes, as many as you wish
Penalty-free withdrawals
Penalty-free account closure allowed but otherwise no withdrawals until account maturity
Age of applicant
Age 16 or over
How to open account
Branch or online
Length of account term
12 months from the date of opening
Maximum balance
£3,000
Deposits on non-working days
Treated as having been received the same day.
Special conditions
N/A
Launched 12/2/26
Interest rate
4.25% gross p.a. fixed
Monthly payment
£20-£1,000 per calendar month
Miss any payments
None; if the minimum deposit is not made during a month, the interest rate will drop to the prevailing Instant Access Savings Account interest rate for that month
Penalty-free withdrawals
None; you will earn interest at a lower rate – the same rate offered on their Instant Access Savings Account for the month in which a withdrawal is made
Age of applicant
18 years or over
How to open account
To open a Regular Savers account, you must first have an SBIUK Instant Access Savings Account or Current Account. You can open this by visiting one of the SBIUK branches.
Length of account term
12 months from the date of opening
Maximum balance
N/A
Deposits on non-working days
Treated as having been received the next working day.
Special conditions
You must have a current account or instant access savings account with them and use this to deposit funds into the regular saver account.
Removed from the main regular savers lists:
NLA 12/2/26
Launched 28/8/25
Interest rate
7.5% AER fixed
Monthly payment
£0-£200 per calendar month
Miss any payments
Yes, you can miss as many as you wish
Penalty-free withdrawals
No withdrawals allowed but early closure is permitted without penalty
Age of applicant
Aged 16 or over
How to open account
Branch or online
Length of account term
6 months from the date of opening
Maximum balance
£1,200
Deposits on non-working days
Treated as having been received the same day.
Special conditions
N/A
NLA 12/2/26
Launched 13/3/25
Interest rate
4.85% gross p.a. fixed
Monthly payment
£0-£250 per calendar month
Miss any payments
Yes, as many as you wish
Penalty-free withdrawals
Penalty-free account closure allowed but otherwise no withdrawals until account maturity
Age of applicant
Age 16 or over
How to open account
Branch or online
Length of account term
12 months from the date of opening
Maximum balance
£3,000
Deposits on non-working days
Treated as having been received the same day.
Special conditions
N/A
NLA 12/2/26
Launched 14/2/25***
Interest rate
4.5% gross p.a. fixed
Monthly payment
£20-£1,000 per calendar month
Miss any payments
None; if the minimum deposit is not made during a month, the interest rate will drop to the prevailing Instant Access Savings Account interest rate for that month
Penalty-free withdrawals
None; you will earn interest at a lower rate – the same rate offered on their Instant Access Savings Account for the month in which a withdrawal is made
Age of applicant
18 years or over
How to open account
To open a Regular Savers account, you must first have an SBIUK Instant Access Savings Account or Current Account. You can open this by visiting one of the SBIUK branches.
Length of account term
12 months from the date of opening
Maximum balance
N/A
Deposits on non-working days
Treated as having been received the next working day.
Special conditions
You must have a current account or instant access savings account with them and use this to deposit funds into the regular saver account *** Account added to lists on 19/2/25 but appears to have been launched on 14/2/25..
___________________________________________________________________________________________A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.
6 -
Latest additions to main regular savers lists:
Launched 13/2/26
Interest rate
4.25% AER variable
Monthly payment
£10-£500 per calendar month
Miss any payments
Yes, miss as many as you like
Penalty-free withdrawals
Unlimited withdrawals of £1+ provided at least £10 remains in the account
Age of applicant
Age 16 years old or older
How to open account
Branch only
Length of account term
Matures on 31/3/27
Maximum balance
£7500
Deposits on non-working days
Treated as having been received the next working day.
Special conditions
The most you can withdraw in any one day is £500 in cash, or any amount by cheque.
Launched 13/2/26
Interest rate
4.25% AER variable
Monthly payment
£10-£500 per calendar month
Miss any payments
Yes, miss as many as you like
Penalty-free withdrawals
Unlimited withdrawals of £1+ provided at least £10 remains in the account
Age of applicant
Age 18 years old or older
How to open account
Online only
Length of account term
Matures on 31/3/27
Maximum balance
£7500
Deposits on non-working days
Treated as having been received the next working day.
Special conditions
The most you can withdraw in any one day is £500 in cash, or any amount by cheque or online.
Removed from the main regular savers lists:
NLA 13/2/26
Launched 1/12/25
Interest rate
4.25% AER variable
Monthly payment
£10-£500 per calendar month
Miss any payments
Yes, miss as many as you like
Penalty-free withdrawals
Unlimited withdrawals of £1+ provided at least £10 remains in the account
Age of applicant
Age 16 years old or older
How to open account
Branch only
Length of account term
Matures on 31/1/27
Maximum balance
£7500
Deposits on non-working days
Treated as having been received the next working day.
Special conditions
The most you can withdraw in any one day is £500 in cash, or any amount by cheque.
NLA 13/2/26
Launched 1/12/25
Interest rate
4.25% AER variable
Monthly payment
£10-£500 per calendar month
Miss any payments
Yes, miss as many as you like
Penalty-free withdrawals
Unlimited withdrawals of £1+ provided at least £10 remains in the account
Age of applicant
Age 18 years old or older
How to open account
Online only
Length of account term
Matures on 31/1/27
Maximum balance
£7500
Deposits on non-working days
Treated as having been received the next working day.
Special conditions
The most you can withdraw in any one day is £500 in cash, or any amount by cheque or online.
___________________________________________________________________________________________A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.
4 -
Ts&Cs Updated:
NatWest/RBS Digital Regular Savers now include a fixed 1.75% AER bonus for 12 months for those partaking in their switching offer. Note discussion about the switching offer itself is beyond the scope of the regular savers threads so should be discussed in the designated switching offer thread:
Removed from the main regular savers lists:
Removed 17/2/26 due to interest rate falling below threshold
Added 31/12/25
Interest rate
4% gross p.a. variable from 7/10/25 (reduces to 3.75% from 18/2/26)
Monthly payment
£100-£1,500 per calendar month
Miss any payments
If you miss 2 or more consecutive payments, the account will be closed and the account balance transferred to an alternative instant access or savings account
Penalty-free withdrawals
Yes, subject to 90 days notice being given, withdrawals on demand are subject to 90 days loss of interest on the amount withdrawn
Age of applicant
Aged 16 years or older
How to open account
Branch
Length of account term
12 months from account opening
Maximum balance
£25,000 plus interest
Deposits on non-working days
Treated as having been received the same day.
Special conditions
This account is only available to open for first time buyers, over the age of 16, who are Cumberland current account customers.
___________________________________________________________________________________________A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.
3 -
Upcoming Interest Rate Changes:
Account .
Old Rate
New Rate
Date
Chorley BS Home Saver
4.25%
NO CHANGE
11/03/2026
Chorley BS Regional 2 Year Flexible Saver (all issues)
5.10%
5.00%
11/03/2026
Chorley BS Regular Saver (all issues)
5.10%
5.00%
11/03/2026
___________________________________________________________________________________________A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.
6 -
Removed from the main regular savers lists:
NLA 27/2/26
Launched 2/2/26
Interest rate
6.5% AER Fixed
Monthly payment
£0-£250 per calendar month
Miss any payments
Yes, as many as you like
Penalty-free withdrawals
Unlimited
Age of applicant
At least 16 years old
How to open account
Online if 18+, branch if 16+
Length of account term
Matures 26/2/27
Maximum balance
N/A
Deposits on non-working days
Treated as having been received the next working day.
Special conditions
You must have a Virgin Money personal current account (excluding Essential Current Account or Virgin Money Current Account) to be able to open the account
___________________________________________________________________________________________A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.
5 -
A summary of changes to the listings on the first page of The Top Regular Savers Discussion Thread between 1st February 2026 and 28th February 2026:
A link to this post is included on the first page of The Archived History Of Regular Savers Thread *** NO CHAT*** thread. The key changes are as follows:
The Regular saver timeline spreadsheet has been updated to reflect the below:
The following accounts have been added between 1/2/26 and 28/2/26 (see first page of The Top Regular Savers Discussion Thread for details):
Launched 13/2/26
Launched 13/2/26
Launched 12/2/26
Principality BS 1 Year Regular Saver Bond (Issue 37) at 4.75%
Launched 12/2/26
Launched 12/2/26
Launched 6/2/26
Suffolk 1 Year Fixed Rate Regular Saver (30.04.2027) at 4.9%
Launched 4/2/26
Suffolk BS Online 1 Year Fixed Rate Regular Saver (30.04.2027) at 4.9%
Launched 4/2/26
Hanley Economic BS 1 Year Online Smart Saver (TAR10) at 6.3%
Relaunched 3/2/26***
Chorley BS Regional 2 Year Flexible Saver (31.01.2028) at 5.1%
Launched 2/2/26
Launched 2/2/26
Launched 1/2/26
The following accounts have been withdrawn between 1/2/26 and 28/2/26:
NLA 1/2/26
Launched 23/10/25 *** Ts&Cs updated 21/1/26
Interest rate
6.5% AER fixed
Monthly payment
£0-£150 per calendar month
Miss any payments
Yes, you can miss as many as you wish
Penalty-free withdrawals
No withdrawals allowed but early closure is permitted without penalty
Age of applicant
Aged 16 or over
How to open account
Branch or online
Length of account term
12 months from the date of opening
Maximum balance
£1,800
Deposits on non-working days
Treated as having been received the same day.
Special conditions
***This account can only be opened by members with a maturing account as a maturity option. Was previously open to all.
NLA 2/2/26
Launched 2/1/26
Interest rate
5.1% gross p.a. variable from 16/1/26
Monthly payment
£25-£400 per calendar month
Miss any payments
Yes, miss as many as you like
Penalty-free withdrawals
None, but the account can be closed early without penalty
Age of applicant
Age 18 years old or older
How to open account
Branch, post or online
Length of account term
Matures on 31/12/26
Maximum balance
N/A
Deposits on non-working days
Treated as having been received the next working day.
Special conditions
Initial deposit must be received by 31/1/26. Only one Regular Saver, one Seasonal Saver and one Regional 2 Year Flexible Saver can be held in any 12 month rolling period
NLA 2/2/26
Launched 2/1/26
Interest rate
5.1% gross p.a. variable from 16/1/26
Monthly payment
£25-£400 per calendar month
Miss any payments
Yes, miss as many as you like
Penalty-free withdrawals
2 withdrawals per year excluding early closure. If more than 2 withdrawals are made within a 12 month period the account shall be closed.
Age of applicant
Age 18 years old or older
How to open account
Branch, post or online
Length of account term
Matures on 31/12/27
Maximum balance
N/A
Deposits on non-working days
Treated as having been received the next working day.
Special conditions
Initial deposit must be received by the 31/1/26. Only one Regular Saver, one Seasonal Saver and one Regional 2 Year Flexible Saver can be held in any 12 month rolling period. Must live in one of the following postcode areas (CA, FY, PR, LA, WN, BL, L, WA, BB, CH, M, SK, CW, OL).
NLA 2/2/26
Launched 14/11/25
Interest rate
6.5% AER Variable
Monthly payment
£0-£150 per calendar month
Miss any payments
Yes, as many as you like
Penalty-free withdrawals
Unlimited
Age of applicant
At least 16 years old
How to open account
Branch
Length of account term
1 year from opening
Maximum balance
£1,800
Deposits on non-working days
Treated as having been received the same day.
Special conditions
Deposits must come from your nominated account.
NLA 4/2/26
Launched 22/12/25
Interest rate
5% AER Fixed
Monthly payment
£10-£500 per calendar month
Miss any payments
Yes, as many as you like
Penalty-free withdrawals
None
Age of applicant
At least 16 years old
How to open account
Branch/post
Length of account term
Matures 28/2/2027
Maximum balance
None stated other than £500,000 across all Suffolk BS accounts
Deposits on non-working days
Treated as having been received the next working day.
Special conditions
N/A
NLA 4/2/26
Suffolk BS Online 1 Year Fixed Rate Regular Saver (28.02.2027)Launched 22/12/25
Interest rate
5% AER Fixed
Monthly payment
£10-£250 per calendar month
Miss any payments
Yes, as many as you like
Penalty-free withdrawals
None
Age of applicant
At least 16 years old
How to open account
Online
Length of account term
Matures 28/2/2027
Maximum balance
None stated other than £500,000 across all Suffolk BS accounts
Deposits on non-working days
Treated as having been received the next working day.
Special conditions
N/A
NLA 6/2/26
Moved lists 24/6/25
Interest rate
7.1% gross p.a. variable
Monthly payment
£0-£300 per account month
Miss any payments
No penalty for missing any payments
Penalty-free withdrawals
Unlimited
Age of applicant
Aged 18 or over
How to open account
App
Length of account term
12 months from opening
Maximum balance
N/A
Deposits on non-working days
Treated as having been received the same day.
Special conditions
You must hold both a Zopa current account and a Zopa Smart Saver to open this account. Account was launched on 17/6/25 but remained in beta phase until 24/6/25.
NLA 12/2/26
Launched 28/8/25
Interest rate
7.5% AER fixed
Monthly payment
£0-£200 per calendar month
Miss any payments
Yes, you can miss as many as you wish
Penalty-free withdrawals
No withdrawals allowed but early closure is permitted without penalty
Age of applicant
Aged 16 or over
How to open account
Branch or online
Length of account term
6 months from the date of opening
Maximum balance
£1,200
Deposits on non-working days
Treated as having been received the same day.
Special conditions
N/A
NLA 12/2/26
Launched 13/3/25
Interest rate
4.85% gross p.a. fixed
Monthly payment
£0-£250 per calendar month
Miss any payments
Yes, as many as you wish
Penalty-free withdrawals
Penalty-free account closure allowed but otherwise no withdrawals until account maturity
Age of applicant
Age 16 or over
How to open account
Branch or online
Length of account term
12 months from the date of opening
Maximum balance
£3,000
Deposits on non-working days
Treated as having been received the same day.
Special conditions
N/A
NLA 12/2/26
Launched 14/2/25***
Interest rate
4.5% gross p.a. fixed
Monthly payment
£20-£1,000 per calendar month
Miss any payments
None; if the minimum deposit is not made during a month, the interest rate will drop to the prevailing Instant Access Savings Account interest rate for that month
Penalty-free withdrawals
None; you will earn interest at a lower rate – the same rate offered on their Instant Access Savings Account for the month in which a withdrawal is made
Age of applicant
18 years or over
How to open account
To open a Regular Savers account, you must first have an SBIUK Instant Access Savings Account or Current Account. You can open this by visiting one of the SBIUK branches.
Length of account term
12 months from the date of opening
Maximum balance
N/A
Deposits on non-working days
Treated as having been received the next working day.
Special conditions
You must have a current account or instant access savings account with them and use this to deposit funds into the regular saver account *** Account added to lists on 19/2/25 but appears to have been launched on 14/2/25..
NLA 13/2/26
Launched 1/12/25
Interest rate
4.25% AER variable
Monthly payment
£10-£500 per calendar month
Miss any payments
Yes, miss as many as you like
Penalty-free withdrawals
Unlimited withdrawals of £1+ provided at least £10 remains in the account
Age of applicant
Age 16 years old or older
How to open account
Branch only
Length of account term
Matures on 31/1/27
Maximum balance
£7500
Deposits on non-working days
Treated as having been received the next working day.
Special conditions
The most you can withdraw in any one day is £500 in cash, or any amount by cheque.
NLA 13/2/26
Launched 1/12/25
Interest rate
4.25% AER variable
Monthly payment
£10-£500 per calendar month
Miss any payments
Yes, miss as many as you like
Penalty-free withdrawals
Unlimited withdrawals of £1+ provided at least £10 remains in the account
Age of applicant
Age 18 years old or older
How to open account
Online only
Length of account term
Matures on 31/1/27
Maximum balance
£7500
Deposits on non-working days
Treated as having been received the next working day.
Special conditions
The most you can withdraw in any one day is £500 in cash, or any amount by cheque or online.
The following accounts have been removed due to rates falling below the thresholds for inclusion between 1/2/26 and 28/2/26:
Removed 17/2/26 due to interest rate falling below threshold
Added 31/12/25
Interest rate
4% gross p.a. variable from 7/10/25 (reduces to 3.75% from 18/2/26)
Monthly payment
£100-£1,500 per calendar month
Miss any payments
If you miss 2 or more consecutive payments, the account will be closed and the account balance transferred to an alternative instant access or savings account
Penalty-free withdrawals
Yes, subject to 90 days notice being given, withdrawals on demand are subject to 90 days loss of interest on the amount withdrawn
Age of applicant
Aged 16 years or older
How to open account
Branch
Length of account term
12 months from account opening
Maximum balance
£25,000 plus interest
Deposits on non-working days
Treated as having been received the same day.
Special conditions
This account is only available to open for first time buyers, over the age of 16, who are Cumberland current account customers.
The following accounts have been and gone between 1/2/26 and 28/2/26:
NLA 27/2/26
Launched 2/2/26
Interest rate
6.5% AER Fixed
Monthly payment
£0-£250 per calendar month
Miss any payments
Yes, as many as you like
Penalty-free withdrawals
Unlimited
Age of applicant
At least 16 years old
How to open account
Online if 18+, branch if 16+
Length of account term
Matures 26/2/27
Maximum balance
N/A
Deposits on non-working days
Treated as having been received the next working day.
Special conditions
You must have a Virgin Money personal current account (excluding Essential Current Account or Virgin Money Current Account) to be able to open the account
___________________________________________________________________________________________A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.
7 -
Latest additions to main regular savers lists:
Launched 2/3/26
Interest rate
5.1% gross p.a. variable (reduces to 5% from 11/3/26)
Monthly payment
£25-£400 per calendar month
Miss any payments
Yes, miss as many as you like
Penalty-free withdrawals
None, but the account can be closed early without penalty
Age of applicant
Age 18 years old or older
How to open account
Branch, post or online
Length of account term
Matures on 28/2/27
Maximum balance
N/A
Deposits on non-working days
Treated as having been received the next working day.
Special conditions
Initial deposit must be received by 31/3/26. Only one Regular Saver, one Seasonal Saver and one Regional 2 Year Flexible Saver can be held in any 12 month rolling period
Launched 2/3/26
Interest rate
4.45% gross p.a. variable
Monthly payment
£0-£250 per calendar month
Miss any payments
Yes, miss as many as you wish
Penalty-free withdrawals
One withdrawal per calendar year (including account closure) is permitted subject to the minimum balance of £100 being maintained. Further withdrawals can be made subject to 30 days loss of interest on the amount withdrawn.
Age of applicant
Aged 18 or over
How to open account
Branch, online or post
Length of account term
Matures 1/3/2028
Maximum balance
£6,000 plus interest
Deposits on non-working days
Treated as having been received the same day.
Special conditions
You may only hold one Leeds Building Society Regular Saver product of any issue at a time. Withdrawals/closure can be made by faster payment over the phone.
Launched 2/3/26
Interest rate
5.1% gross p.a. variable (reduces to 5% from 11/3/26)
Monthly payment
£25-£400 per calendar month
Miss any payments
Yes, miss as many as you like
Penalty-free withdrawals
2 withdrawals per year excluding early closure. If more than 2 withdrawals are made within a 12 month period the account shall be closed.
Age of applicant
Age 18 years old or older
How to open account
Branch, post or online
Length of account term
Matures on 29/2/28
Maximum balance
N/A
Deposits on non-working days
Treated as having been received the next working day.
Special conditions
Initial deposit must be received by the 31/3/26. Only one Regular Saver, one Seasonal Saver and one Regional 2 Year Flexible Saver can be held in any 12 month rolling period. Must live in one of the following postcode areas (CA, FY, PR, LA, WN, BL, L, WA, BB, CH, M, SK, CW, OL).
Removed from the main regular savers lists:
NLA 2/3/26
Launched 2/2/26
Interest rate
5.1% gross p.a. variable (reduces to 5% from 11/3/26)
Monthly payment
£25-£400 per calendar month
Miss any payments
Yes, miss as many as you like
Penalty-free withdrawals
2 withdrawals per year excluding early closure. If more than 2 withdrawals are made within a 12 month period the account shall be closed.
Age of applicant
Age 18 years old or older
How to open account
Branch, post or online
Length of account term
Matures on 31/1/28
Maximum balance
N/A
Deposits on non-working days
Treated as having been received the next working day.
Special conditions
Initial deposit must be received by the 28/2/26. Only one Regular Saver, one Seasonal Saver and one Regional 2 Year Flexible Saver can be held in any 12 month rolling period. Must live in one of the following postcode areas (CA, FY, PR, LA, WN, BL, L, WA, BB, CH, M, SK, CW, OL).
NLA 2/3/26
Launched 30/1/26
Interest rate
4.45% gross p.a. variable
Monthly payment
£0-£250 per calendar month
Miss any payments
Yes, miss as many as you wish
Penalty-free withdrawals
One withdrawal per calendar year (including account closure) is permitted subject to the minimum balance of £100 being maintained. Further withdrawals can be made subject to 30 days loss of interest on the amount withdrawn.
Age of applicant
Aged 18 or over
How to open account
Branch, online or post
Length of account term
Matures 1/2/2028
Maximum balance
£6,000 plus interest
Deposits on non-working days
Treated as having been received the same day.
Special conditions
You may only hold one Leeds Building Society Regular Saver product of any issue at a time. Withdrawals/closure can be made by faster payment over the phone.
NLA 2/3/26
Launched 2/2/26
Interest rate
5.1% gross p.a. variable (reduces to 5% from 11/3/26)
Monthly payment
£25-£400 per calendar month
Miss any payments
Yes, miss as many as you like
Penalty-free withdrawals
None, but the account can be closed early without penalty
Age of applicant
Age 18 years old or older
How to open account
Branch, post or online
Length of account term
Matures on 31/1/27
Maximum balance
N/A
Deposits on non-working days
Treated as having been received the next working day.
Special conditions
Initial deposit must be received by 28/2/26. Only one Regular Saver, one Seasonal Saver and one Regional 2 Year Flexible Saver can be held in any 12 month rolling period
NLA 2/3/26
Launched 22/1/26
Interest rate
6% AER variable (includes 2.75% bonus for 1 year)
Monthly payment
£1-£500 per calendar month
Miss any payments
No stated penalty for missing payments
Penalty-free withdrawals
1 per calendar year including closure, withdrawals by post can be made by cheque only.
Age of applicant
No minimum age stated
How to open account
Branch or post
Length of account term
No maturity date but bonus lasts for 12 months from account opening, after which account reverts to 3.25% variable
Maximum balance
£20,000
Deposits on non-working days
Treated as having been received the next working day.
Special conditions
N/A
___________________________________________________________________________________________A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.
4 -
Latest additions to main regular savers lists:
Launched 4/3/26
Interest rate
5% gross p.a. fixed
Monthly payment
£0-£200 per account month
Miss any payments
Yes, you can miss as many as you wish
Penalty-free withdrawals
Yes, as many as you wish
Age of applicant
Aged 16 or over
How to open account
Branch or online
Length of account term
12 months from the date of opening
Maximum balance
£2,400 plus interest
Deposits on non-working days
Treated as having been received the same day.
Special conditions
You must fund this account from a Santander current account (excluding 1|2|3 Mini In Trust) and you must be signed up for Online or Mobile Banking. If you don’t fund the account from your Santander current account or if you deposit more than £200 in any month, Santander reserve the right to change your account into an Everyday Saver. If you have paid into your Regular eSaver by standing order from your Santander current account (including one in joint names) that continues on beyond maturity, they will automatically renew your Regular eSaver for another 12 months at the interest rate and on the Terms and Conditions applicable at that time, and transfer the final balance at the end of the term (including interest earned) to your Santander current account from which the standing order was paid, including if your current account is in joint names. Alternatively, if you don't have a standing order in place when your Regular eSaver matures, Santander will transfer your final balance including interest earned to an Everyday Saver account. They will contact you with more details, together with your new interest rate, closer to your maturity date.
Removed from the main regular savers lists:
NLA 4/3/26
Relaunched 3/2/26***
Interest rate
6.3% gross p.a. variable
Monthly payment
£25-£300 per calendar month
Miss any payments
If no subscriptions are made for 3 consecutive months or if 3 or more monthly subscriptions are missed throughout the Society year (1 September – 31 August) the Society, after giving you 30 days notice of our intention to do so, reserves the right to close the account and either return the balance or transfer it to an Instant Access Account.
Penalty-free withdrawals
2 penalty-free withdrawals per tax year, all other withdrawals come with a 30 day interest penalty.
Age of applicant
18+
How to open account
Online only
Length of account term
12 months from the date of opening
Maximum balance
£3,600
Deposits on non-working days
Faster payments treated as having been received the next working day if received after 3pm on a working day. Debit card deposits treated as having been received the same day.
Special conditions
***Originally launched 21/10/25
NLA 4/3/26
Interest rate
5% gross p.a. fixed
Monthly payment
£0-£200 per account month
Miss any payments
Yes, you can miss as many as you wish
Penalty-free withdrawals
Yes, as many as you wish
Age of applicant
Aged 16 or over
How to open account
Branch or online
Length of account term
12 months from the date of opening
Maximum balance
£2,400 plus interest
Deposits on non-working days
Treated as having been received the same day.
Special conditions
You must fund this account from a Santander current account (excluding 1|2|3 Mini In Trust) and you must be signed up for Online or Mobile Banking. If you don’t fund the account from your Santander current account or if you deposit more than £200 in any month, Santander reserve the right to change your account into an Everyday Saver. If you have paid into your Regular eSaver by standing order from your Santander current account (including one in joint names) that continues on beyond maturity, they will automatically renew your Regular eSaver for another 12 months at the interest rate and on the Terms and Conditions applicable at that time, and transfer the final balance at the end of the term (including interest earned) to your Santander current account from which the standing order was paid, including if your current account is in joint names. Alternatively, if you don't have a standing order in place when your Regular eSaver matures, Santander will transfer your final balance including interest earned to an Everyday Saver account. They will contact you with more details, together with your new interest rate, closer to your maturity date.
___________________________________________________________________________________________A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.
5 -
Removed from the main regular savers lists:
NLA 5/3/26
Launched 15/1/26
Interest rate
5% gross p.a. variable
Monthly payment
£0-£150 per calendar month
Miss any payments
Miss as many payments as you wish
Penalty-free withdrawals
Yes, 1 withdrawal days during the account term.
Age of applicant
Aged 16 or over
How to open account
Online if opening the eSaver, branch/post if opening the other version.
Length of account term
Matures 31/10/26
Maximum balance
£1,500
Deposits on non-working days
Treated as having been received the same day.
Special conditions
N/A
___________________________________________________________________________________________A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.
3 -
Upcoming Interest Rate Changes:
Account .
Old Rate
New Rate
Date
Loughborough BS 1 Year Super Saver
5.80%
5.70%
01/04/2026
Loughborough BS 2 Year Super Saver
5.00%
4.90%
01/04/2026
Loughborough BS Five Year Retirement Monthly Saver
5.50%
5.40%
01/04/2026
Loughborough BS Holiday Monthly Saver
5.40%
5.30%
01/04/2026
Loughborough BS Limited Access Monthly Saver
4.25%
4.15%
01/04/2026
Loughborough BS Regular Monthly Saver Account
2.05%
NO CHANGE
01/04/2026
___________________________________________________________________________________________A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.
6
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