The Archived History Of Regular Savers Thread *** NO CHAT***

Bridlington1

A summary of changes to the listings on the first page of The Top Regular Savers Discussion Thread between 1st August 2025 and 31st August 2025:

A link to this post is included on the first page of The Archived History Of Regular Savers Thread *** NO CHAT*** thread.

I have now cleared out the recently NLA regular savers list on the first page of The Top Regular Savers Discussion Thread.

The following accounts have been added between 1/8/25 and 31/8/25 (see first page of The Top Regular Savers Discussion Thread for details):

Principality BS 6 Month Regular Saver (Issue 4) at 7.5% ~~~ Launched 28/8/25
Monmouthshire BS Branch Exclusive Regular Saver - Issue 1 at 7% ~~~ Launched 21/8/25
Monmouthshire BS App Exclusive Regular Saver - Issue 1 at 7% ~~~ Launched 21/8/25
Darlington BS 12 Month Regular Saver Issue 2 at 6% ~~~ Launched 8/8/25
Chorley BS Regular Saver (31.07.2026) at 5.15% ~~~ Launched 1/8/25
Chorley BS Regional 2 Year Flexible Saver (31.07.2027) at 5.15% ~~~ Launched 1/8/25
Leeds BS Regular Saver (Issue 67) at 4.7% ~~~ Launched 1/8/25

The following accounts have been removed between 1/8/25 and 31/8/25:

~~~~~~NLA 1/8/25 ~~~~~~Leeds BS Regular Saver (Issue 66) ~~~ Launched 1/7/25
Interest rate: 4.7% gross p.a. variable
Monthly payment: £0-£250 per calendar month
Miss any payments: Yes, miss as many as you wish
Penalty-free withdrawals: One withdrawal per calendar year (including account closure) is permitted subject to the minimum balance of £100 being maintained. Further withdrawals can be made subject to 30 days loss of interest on the amount withdrawn.
Age of applicant: Aged 18 or over
How to open account: Branch, online or post
Length of account term: Matures 1/7/2027
Maximum balance: £6,000 plus interest
Deposits on non-working days: Treated as having been received the same day.
Special conditions: You may only hold one Leeds Building Society Regular Saver product of any issue at a time. Withdrawals/closure can be made by faster payment over the phone.

~~~~~~NLA 1/8/25 ~~~~~~Chorley BS Regular Saver (30.06.2026) ~~~ Launched 1/7/25
Interest rate: 5.15% gross p.a. variable
Monthly payment: £25-£400 per calendar month
Miss any payments: Yes, miss as many as you like
Penalty-free withdrawals: None, but the account can be closed early without penalty
Age of applicant: Age 18 years old or older
How to open account: Branch, post or online
Length of account term: Matures on 30/6/26
Maximum balance: N/A
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: Initial deposit must be received by 31/7/25. Only one Regular Saver and one Seasonal Saver can be held in any 12 month rolling period.

~~~~~~NLA 1/8/25 ~~~~~~Chorley BS Regional 2 Year Flexible Saver (30.06.2027) ~~~ Launched 1/7/25
Interest rate: 5.15% gross p.a. variable
Monthly payment: £25-£400 per calendar month
Miss any payments: Yes, miss as many as you like
Penalty-free withdrawals: 2 withdrawals per year excluding early closure. If more than 2 withdrawals are made within a 12 month period the account shall be closed.
Age of applicant: Age 18 years old or older
How to open account: Branch, post or online
Length of account term: Matures on 30/6/27
Maximum balance: N/A
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: Initial deposit must be received by the 31/7/2025. Only one Regular Saver and one Seasonal Saver can be held in any 12 month rolling period. Must live in one of the following postcode areas (CA, FY, PR, LA, WN, BL, L, WA, BB, CH, M, SK, CW, OL).

~~~~~~NLA 8/8/25 ~~~~~~Darlington BS 12 Month Regular Saver
Interest rate: 5% gross p.a. variable from 3/3/25
Monthly payment: £0-£250 per calendar month
Miss any payments: Yes, as many as you wish
Penalty-free withdrawals: 2 withdrawals permitted during the account term, the account shall be closed upon the third withdrawal
Age of applicant: Age 16 or over for branch/post applications, 18 for online applications

How to open account: Online, branch, post
Length of account term: 12 months from the date of opening
Maximum balance: £3,000
Deposits on non-working days: Treated as having been received the same day.
Special conditions: N/A

~~~~~~NLA 11/8/25 ~~~~~~Loughborough BS 1 Year Super Saver Account (Local) ~~~ Launched 14/4/25*** Ts&Cs Updated 13/6/25
Interest rate: 6% AER. variable
Monthly payment: £1000-£2000 per calendar month ***
Miss any payments: No. If the required 12 monthly deposits are not made, the account will be transferred to an Instant Access Saver 1.
Penalty-free withdrawals: 1 withdrawal per account year (1st April-31st March) plus closure
Age of applicant: Aged 16 or older
Length of account term: 12 months from opening
Maximum balance: £24,000
How to open account: branch/post
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: Only available to new and existing customers residing in the postcodes LE, DE, NG and existing customers who have held a savings or mortgage account since 1st June 2025 *** Was first spotted around midnight of 15/4/25 but judging by the way it appears on moneyfacts it appears to have been launched before then.

~~~~~~NLA 28/8/25 ~~~~~~Principality BS 6 Month Regular Saver (Issue 3) ~~~ Launched 13/3/25
Interest rate: 7.5% AER fixed
Monthly payment: £0-£200 per calendar month
Miss any payments: Yes, you can miss as many as you wish
Penalty-free withdrawals: No withdrawals allowed but early closure is permitted without penalty
Age of applicant: Aged 16 or over
How to open account: Branch or online
Length of account term: 6 months from the date of opening
Maximum balance: £1,200
Deposits on non-working days: Treated as having been received the same day.
Special conditions: N/A

The following accounts have been and gone between 1/8/25 and 31/8/25:

~~~~~~NLA 29/8/25 ~~~~~~Virgin Money Regular Saver Exclusive Issue 3~~~ Launched 1/8/25
Interest rate: 6.5% AER fixed
Monthly payment: £0-£250 per calendar month
Miss any payments: Yes, miss as many as you wish
Penalty-free withdrawals: Unlimited
Age of applicant: Aged 16 for branch opening, 18+ for online opening
How to open account: Online or Branch 
Length of account term: Matures 28/8/2026
Maximum balance: N/A
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: You may only hold one Virgin Money Regular Saver of any issue at a time. You must have a Virgin Money personal current account (excluding Essential Current Account or Virgin Money Current Account) to be able to open this account

Changes to first page of this thread:

I have now added a new section to the first page of the main regular savers thread, the ``Recent Additions" section. This is a continuously updated list of all the regular savers which have been added within the last half month to month which are still available and is in the format of the list of which accounts have been added to the thread in my monthly summaries.

On 15th of each month all the regular savers added prior to 1st of the month shall be removed from the list, on the final day of the month all the regular savers added prior to 15th of the month shall be removed from the list.

This list is purely an addition to the first page of the main regular savers thread so all listings remain as they were.

Changes to thresholds:

Previously I was only including accounts where the interest rate is 4.5% or better, or 4.3% if the account has favourable conditions (e.g. you can pay in £500 per month or more, the interest rate is fixed, or if the account matures after at least 2 years).

As you shall no doubt be aware the BOE Base Rate was cut from 4.25% to 4% on 7/8/25. After reviewing the wider savings landscape following this decision I have chosen to alter the thresholds for regular savers to be included on the main Regular Savers List.

I am now including accounts where the interest rate is 4.35% or better, or 4.15% if the account has favourable conditions (e.g. you can pay in £500 per month or more, the interest rate is fixed, or if the account matures after at least 2 years).

I have now removed the following regular savers as they have announced reductions to their interest rates to below these new thresholds:

Hinckley and Rugby BS Regular Saver 30 Day Notice Account (Issue 2)

Interest rate: 4.1% AER variable from 29/8/25
Monthly payment: £1-£1,000 per calendar month
Miss any payments: No stated penalty for missing any payments
Penalty-free withdrawals: As many as you want but you have to provide 30 days' notice in writing, by telephone or in branch. Withdrawals can be made by cash (up to £500 per day) or by cheque.
Age of applicant: Aged 13 years old or older
How to open account: Branch or post
Length of account term: 24 months from opening
Maximum balance: N/A
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: The account matures after 24 months. You can only hold one Regular Saver account (irrespective of the issue number) at any time

I have now added the following regular savers as they now meet the criteria to be included in my lists under the new thresholds:

Coventry BS Young Saver ~~~ Re-added 31/8/25
Interest rate: 4.25% AER variable from 2/6/25
Monthly payment: £1-£200 per calendar month
Miss any payments: Yes, you can miss as many as you like
Penalty-free withdrawals: As many as you like
Age of applicant: Aged 7 - 17
How to open account: Branch only
Length of account term: Matures when the child turns 18
Maximum balance: £5,000
Deposits on non-working days: Treated as having been received the same day.
Special conditions: N/A

Coventry BS Regular Saver (6) ~~~ Re-added 31/8/25
Interest rate: 4.15% gross p.a. variable from 1/9/25
Monthly payment: £0-£500 per account month
Miss any payments: Yes as many as you like
Penalty-free withdrawals: No, withdrawals/closure subject to a penalty of 30 days interest on the funds withdrawn. The penalty for closing the account is waived if Coventry BS have announced a cut to the interest rate of this account in the last 30 days. 
Age of applicant: Aged 16 or over
How to open account: Online, branch, post, telephone
Length of account term: 12 months from opening
Maximum balance: N/A
Deposits on non-working days: Treated as having been received the same day.
Special conditions: N/A




___________________________________________________________________________________________
A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.

Bridlington1

Upcoming interest rate changes:

Account	Old rate	New rate	Date
Dudley BS Loyalty One Year Regular Saver Issue 8	6.00%	NO CHANGE	24/09/2025
Dudley BS One Year Regular Saver Issue 9	5.00%	NO CHANGE	24/09/2025

A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.

Bridlington1

Latest additions to main regular savers lists:

Nationwide BS Flex Regular Saver (Issue 7)~~~ Launched 1/9/25
Interest rate: 6.5% gross p.a. variable
Monthly payment: £0-£200 per calendar month
Miss any payments: No stated penalty for missing any payments
Penalty-free withdrawals: Three penalty-free withdrawals
Age of applicant: At least 16 years old
How to open account: Online only
Length of account term: 12 months from the date of opening
Maximum balance: N/A
Deposits on non-working days: Treated as having been received the same day.
Special conditions: Only available to Nationwide current account holders. You can only be named on one Flex Regular Saver product at any time (of any issue). 

Leeds BS Regular Saver (Issue 68) ~~~ Launched 1/9/25
Interest rate: 4.7% gross p.a. variable
Monthly payment: £0-£250 per calendar month
Miss any payments: Yes, miss as many as you wish
Penalty-free withdrawals: One withdrawal per calendar year (including account closure) is permitted subject to the minimum balance of £100 being maintained. Further withdrawals can be made subject to 30 days loss of interest on the amount withdrawn.
Age of applicant: Aged 18 or over
How to open account: Branch, online or post
Length of account term: Matures 1/9/27
Maximum balance: £6,000 plus interest
Deposits on non-working days: Treated as having been received the same day.
Special conditions: You may only hold one Leeds Building Society Regular Saver product of any issue at a time. Withdrawals/closure can be made by faster payment over the phone.

Chorley BS Regional 2 Year Flexible Saver (31.08.2027) ~~~ Launched 1/9/25
Interest rate: 5.15% gross p.a. variable
Monthly payment: £25-£400 per calendar month
Miss any payments: Yes, miss as many as you like
Penalty-free withdrawals: 2 withdrawals per year excluding early closure. If more than 2 withdrawals are made within a 12 month period the account shall be closed.
Age of applicant: Age 18 years old or older
How to open account: Branch, post or online
Length of account term: Matures on 31/8/27
Maximum balance: N/A
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: Initial deposit must be received by the 30/9/25. Only one Regular Saver and one Seasonal Saver can be held in any 12 month rolling period. Must live in one of the following postcode areas (CA, FY, PR, LA, WN, BL, L, WA, BB, CH, M, SK, CW, OL).

Chorley BS Regular Saver (31.08.2026) ~~~ Launched 1/9/25
Interest rate: 5.15% gross p.a. variable
Monthly payment: £25-£400 per calendar month
Miss any payments: Yes, miss as many as you like
Penalty-free withdrawals: None, but the account can be closed early without penalty
Age of applicant: Age 18 years old or older
How to open account: Branch, post or online
Length of account term: Matures on 31/8/26
Maximum balance: N/A
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: Initial deposit must be received by 30/9/25. Only one Regular Saver and one Seasonal Saver can be held in any 12 month rolling period.

Removed from main regular savers lists:

~~~~~~NLA 1/9/25 ~~~~~~Nationwide BS Flex Regular Saver (Issue 6)~~~ Launched 6/6/25
Interest rate: 6.5% gross p.a. variable
Monthly payment: £0-£200 per calendar month
Miss any payments: No stated penalty for missing any payments
Penalty-free withdrawals: Three penalty-free withdrawals
Age of applicant: At least 16 years old
How to open account: Online only
Length of account term: 12 months from the date of opening
Maximum balance: N/A
Deposits on non-working days: Treated as having been received the same day.
Special conditions: Only available to Nationwide current account holders. You can only be named on one Flex Regular Saver product at any time (of any issue). 

~~~~~~NLA 1/9/25 ~~~~~~Chorley BS Regular Saver (31.07.2026) ~~~ Launched 1/8/25
Interest rate: 5.15% gross p.a. variable
Monthly payment: £25-£400 per calendar month
Miss any payments: Yes, miss as many as you like
Penalty-free withdrawals: None, but the account can be closed early without penalty
Age of applicant: Age 18 years old or older
How to open account: Branch, post or online
Length of account term: Matures on 31/7/26
Maximum balance: N/A
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: Initial deposit must be received by 31/8/25. Only one Regular Saver and one Seasonal Saver can be held in any 12 month rolling period.

~~~~~~NLA 1/9/25 ~~~~~~Leeds BS Regular Saver (Issue 67) ~~~ Launched 1/8/25
Interest rate: 4.7% gross p.a. variable
Monthly payment: £0-£250 per calendar month
Miss any payments: Yes, miss as many as you wish
Penalty-free withdrawals: One withdrawal per calendar year (including account closure) is permitted subject to the minimum balance of £100 being maintained. Further withdrawals can be made subject to 30 days loss of interest on the amount withdrawn.
Age of applicant: Aged 18 or over
How to open account: Branch, online or post
Length of account term: Matures 1/8/2027
Maximum balance: £6,000 plus interest
Deposits on non-working days: Treated as having been received the same day.
Special conditions: You may only hold one Leeds Building Society Regular Saver product of any issue at a time. Withdrawals/closure can be made by faster payment over the phone.

~~~~~~NLA 1/9/25 ~~~~~~Chorley BS Regional 2 Year Flexible Saver (31.07.2027) ~~~ Launched 1/8/25
Interest rate: 5.15% gross p.a. variable
Monthly payment: £25-£400 per calendar month
Miss any payments: Yes, miss as many as you like
Penalty-free withdrawals: 2 withdrawals per year excluding early closure. If more than 2 withdrawals are made within a 12 month period the account shall be closed.
Age of applicant: Age 18 years old or older
How to open account: Branch, post or online
Length of account term: Matures on 31/7/27
Maximum balance: N/A
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: Initial deposit must be received by the 31/8/2025. Only one Regular Saver and one Seasonal Saver can be held in any 12 month rolling period. Must live in one of the following postcode areas (CA, FY, PR, LA, WN, BL, L, WA, BB, CH, M, SK, CW, OL).

Upcoming interest rate changes:

Account	Old rate	New rate	Date
Cumberland BS Cumberland Regular Saver	4.75%	4.50%	07/10/2025
Cumberland BS First Home Saver – Issue 1	4.00%	NO CHANGE	07/10/2025
Cumberland BS First Home Saver – Issue 2	4.00%	NO CHANGE	07/10/2025
Nationwide Flex Regular Saver (all active issues)	6.50%	NO CHANGE	01/10/2025

___________________________________________________________________________________________
A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.

Bridlington1

Latest additions to main regular savers lists:

Market Harborough BS Limited Edition Regular Saver (04.11.2026) - Branch Exclusive ~~~ Launched 3/9/25
Interest rate: 6% gross p.a. fixed
Monthly payment: £10-£300 per calendar month
Miss any payments: Yes, you can miss one payment
Penalty-free withdrawals: No withdrawals permitted however if more than one monthly payment is missed during a calendar year the account will be transferred to the easy access account and interest rate at that time.
Age of applicant: Any age; for under 18s, the account must be opened by an adult in the capacity of Trustee.
How to open account: Branch only
Length of account term: Matures 4/11/2026
Maximum balance: £4,500
Deposits on non-working days: Treated as having been received the next working day.
Special conditions:  Customers may only have two Limited Edition Regular Saver accounts open at any time, either solely or jointly, with a combined maximum deposit of £300 per month not exceeding the maximum balance of £4,500. Further deposits into this product may be prohibited at any time. When they do this, they will update the relevant section within the ‘Current interest rates for withdrawn products’ page of mhbs.co.uk. They will not personally notify you when they do this. 

Removed from main regular savers lists:

~~~~~~NLA 2/9/25 ~~~~~~Penrith Regular E-Saver 200 (Issue 1)
Interest rate: 5% gross p.a. variable (this interest rate first noted 27th November 2024)
Monthly payment: £0-£200 per calendar month
Miss any payments: Yes, miss as many as you wish
Penalty-free withdrawals: A maximum of four withdrawals per calendar year (January to December) are allowed. The account will be closed upon the 5th withdrawal in the same calendar year.
Age of applicant: Aged over 18
How to open account: Online only
Length of account term: 2 years from date of opening
Maximum balance: None stated other than £250,000 across all Penrith BS accounts
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: Joint accounts are not permitted. A Nominated UK Bank Account must be set up at the point of account opening and all withdrawals will be made to this account. Your first payment into the account must be made from your Nominated Bank Account. Subsequent payments into the account can be made by bank transfer from any UK bank account. They will only accept Nominated Bank accounts in your name or to which you are a joint party from financial institutions that hold a UK banking licence.

~~~~~~NLA 2/9/25 ~~~~~~Penrith Regular Saver 200 (Issue 2)
Interest rate: 5% gross p.a. variable (this interest rate first noted 30th November 2024)
Monthly payment: £0-£200 per calendar month
Miss any payments: Yes, miss as many as you wish
Penalty-free withdrawals: A maximum of two withdrawals per calendar year (January to December) are allowed. The account cannot be closed prior to maturity other than in the event of death.
Age of applicant: 16 and over
How to open account: Branch only
Length of account term: 2 years from date of opening
Maximum balance: None stated other than £250,000 across all Penrith BS accounts
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: Joint accounts are not permitted. The account cannot be closed prior to maturity other than in the event of death.


___________________________________________________________________________________________
A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.

Bridlington1

Upcoming interest rate changes:

Account	Old rate	New rate	Date
Mansfield BS Bonus Regular Savings Issue 8 (includes 1.85% bonus for 12 months)	5.35%	5.25%	01/10/2025

A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.

Bridlington1

Latest additions to main regular savers lists:

Suffolk 1 Year Fixed Rate Regular Saver (30.11.2026) ~~~ Launched 8/9/25
Interest rate: 5% AER Fixed
Monthly payment: £10-£500 per calendar month
Miss any payments: Yes, as many as you like
Penalty-free withdrawals: None
Age of applicant: At least 16 years old
How to open account: Branch/post
Length of account term: Matures 30/11/2026
Maximum balance: None stated other than £500,000 across all Suffolk BS accounts
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: N/A

Suffolk BS Online 1 Year Fixed Rate Regular Saver (30.11.2026) ~~~ Launched 8/9/25
Interest rate: 5% AER Fixed
Monthly payment: £10-£250 per calendar month
Miss any payments: Yes, as many as you like
Penalty-free withdrawals: None
Age of applicant: At least 16 years old
How to open account: Online
Length of account term: Matures 30/11/2026
Maximum balance: None stated other than £500,000 across all Suffolk BS accounts
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: N/A

Removed from main regular savers lists:

~~~~~~NLA 8/9/25 ~~~~~~Suffolk 1 Year Fixed Rate Regular Saver (30.09.2026) ~~~ Launched 21/7/25
Interest rate: 5% AER Fixed
Monthly payment: £10-£500 per calendar month
Miss any payments: Yes, as many as you like
Penalty-free withdrawals: None
Age of applicant: At least 16 years old
How to open account: Branch/post
Length of account term: Matures 30/9/2026
Maximum balance: None stated other than £500,000 across all Suffolk BS accounts
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: N/A

~~~~~~NLA 8/9/25 ~~~~~~Suffolk BS Online 1 Year Fixed Rate Regular Saver (30.09.2026) ~~~ Launched 21/7/25
Interest rate: 5% AER Fixed
Monthly payment: £10-£250 per calendar month
Miss any payments: Yes, as many as you like
Penalty-free withdrawals: None
Age of applicant: At least 16 years old
How to open account: Online
Length of account term: Matures 30/9/2026
Maximum balance: None stated other than £500,000 across all Suffolk BS accounts
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: N/A


___________________________________________________________________________________________
A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.