The Archived History Of Regular Savers Thread *** NO CHAT***

Bridlington1

Latest additions to main regular savers lists:

Hanley Economic BS 1 Year Online Smart Saver (TAR10) ~~~~~ Launched 21/10/25
Interest rate: 6.5% gross p.a. variable
Monthly payment: £25-£300 per calendar month
Miss any payments: If no subscriptions are made for 3 consecutive months or if 3 or more monthly subscriptions are missed throughout the Society year (1 September – 31 August) the Society, after giving you 30 days notice of our intention to do so, reserves the right to close the account and either return the balance or transfer it to an Instant Access Account.
Penalty-free withdrawals: 2 penalty-free withdrawals per tax year, all other withdrawals come with a 30 day interest penalty.
Age of applicant: 18+
How to open account: Online only
Length of account term: 12 months from the date of opening
Maximum balance: £3,600
Deposits on non-working days: Treated as having been received the next working day if received after 3pm on a working day.
Special conditions: n/a


A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.

Bridlington1

Removed from main regular savers lists:

~~~~~~NLA 22/10/25 ~~~~~~Coventry BS Loyalty Mortgage Saver (2) ~~~ Launched 25/7/25
Interest rate: 4.8% gross p.a. variable
Monthly payment: £1-£500 per calendar month
Miss any payments: No stated penalties for missing any payments
Penalty-free withdrawals: You need to give 60 days' notice or have a 60 days' interest penalty for immediate withdrawals. The penalty for closing the account is waived if Coventry BS have announced a cut to the interest rate of this account in the last 30 days. 
Age of applicant: Aged 18 or older
How to open account: Branch, online, post or telephone
Length of account term: 12 months from opening
Maximum balance: £6,000 if opened on 1st of the month, £6,500 if opened on any other day
Deposits on non-working days: Treated as having been received the same day.
Special conditions: You must hold an eligible mortgage account with Coventry Building Society, Godiva Mortgages Limited or ITL Mortgages Limited. (Eligibility criteria applies - see terms and conditions.)


A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.

Bridlington1

Latest additions to main regular savers lists:

Principality BS Christmas 2026 Regular Saver ~~~ Launched 23/10/25
Interest rate: 6.5% AER fixed
Monthly payment: £0-£150 per calendar month
Miss any payments: Yes, you can miss as many as you wish
Penalty-free withdrawals: No withdrawals allowed but early closure is permitted without penalty
Age of applicant: Aged 16 or over
How to open account: Branch or online
Length of account term: 12 months from the date of opening
Maximum balance: £1,800
Deposits on non-working days: Treated as having been received the same day.
Special conditions: N/A


A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.

Bridlington1

Latest additions to main regular savers lists:

Leeds BS Regular Saver (Issue 70) ~~~ Launched 31/10/25
Interest rate: 4.7% gross p.a. variable
Monthly payment: £0-£250 per calendar month
Miss any payments: Yes, miss as many as you wish
Penalty-free withdrawals: One withdrawal per calendar year (including account closure) is permitted subject to the minimum balance of £100 being maintained. Further withdrawals can be made subject to 30 days loss of interest on the amount withdrawn.
Age of applicant: Aged 18 or over
How to open account: Branch, online or post
Length of account term: Matures 1/11/2027
Maximum balance: £6,000 plus interest
Deposits on non-working days: Treated as having been received the same day.
Special conditions: You may only hold one Leeds Building Society Regular Saver product of any issue at a time. Withdrawals/closure can be made by faster payment over the phone.

Removed from main regular savers lists:

~~~~~~NLA 31/10/25 ~~~~~~Leeds BS Regular Saver (Issue 69) ~~~ Launched 1/10/25
Interest rate: 4.7% gross p.a. variable
Monthly payment: £0-£250 per calendar month
Miss any payments: Yes, miss as many as you wish
Penalty-free withdrawals: One withdrawal per calendar year (including account closure) is permitted subject to the minimum balance of £100 being maintained. Further withdrawals can be made subject to 30 days loss of interest on the amount withdrawn.
Age of applicant: Aged 18 or over
How to open account: Branch, online or post
Length of account term: Matures 4/10/2027
Maximum balance: £6,000 plus interest
Deposits on non-working days: Treated as having been received the same day.
Special conditions: You may only hold one Leeds Building Society Regular Saver product of any issue at a time. Withdrawals/closure can be made by faster payment over the phone.


~~~~~~NLA 31/10/25 ~~~~~~Virgin Money Regular Saver Exclusive Issue 4~~~ Launched 1/10/25
Interest rate: 6.5% AER fixed
Monthly payment: £0-£250 per calendar month
Miss any payments: Yes, miss as many as you wish
Penalty-free withdrawals: Unlimited
Age of applicant: Aged 16 for branch opening, 18+ for online opening
How to open account: Online or Branch 
Length of account term: Matures 30/10/2026
Maximum balance: N/A
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: You may only hold one Virgin Money Regular Saver of any issue at a time. You must have a Virgin Money personal current account (excluding Essential Current Account or Virgin Money Current Account) to be able to open this account


___________________________________________________________________________________________
A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.

Bridlington1

A summary of changes to the listings on the first page of The Top Regular Savers Discussion Thread between 1st October 2025 and 31st October 2025:

A link to this post is included on the first page of The Archived History Of Regular Savers Thread *** NO CHAT*** thread.

I have now cleared out the recently NLA regular savers list on the first page of The Top Regular Savers Discussion Thread.

The Regular Saver Timeline Spreadsheet has also been updated to reflect the below.

The following accounts have been added between 1/10/25 and 31/10/25 (see first page of The Top Regular Savers Discussion Thread for details):

Leeds BS Regular Saver (Issue 70) at 4.7%~~~ Launched 31/10/25
Principality BS Christmas 2026 Regular Saver at 6.5%~~~ Launched 23/10/25
Hanley Economic BS 1 Year Online Smart Saver (TAR10) at 6.5% ~~~~~ Launched 21/10/25
Hanley Economic BS 1 Year Branch Smart Saver (TAR09) at 6.5% ~~~~~ Launched 20/10/25
Darlington BS 12 Month Regular Saver Issue 3 at 4.75% ~~~ Launched 17/10/25
Newcastle BS Monument Regular Saver at 5.5%~~~ Launched 16/10/25

Progressive BS Online Regular Rainy Day Saver Account (Issue 4) at 7% ~~~ Launched 6/10/25
Scottish BS Regular Saver at 6.5%~~~ Launched 1/10/25
Chorley BS Regular Saver (30.09.2026) at 5.15%~~~ Launched 1/10/25
Chorley BS Regional 2 Year Flexible Saver (30.09.2027) at 5.15%~~~ Launched 1/10/25
Nottingham BS Branch Regular Saver Issue 5 at 4.75%~~~ Launched 1/10/25
Nottingham BS Online Regular Saver Issue 2 at 4.75%~~~ Launched 1/10/25

The following accounts have been removed between 1/10/25 and 31/10/25:

~~~~~~NLA 1/10/25 ~~~~~~Chorley BS Regular Saver (31.08.2026) ~~~ Launched 1/9/25
Interest rate: 5.15% gross p.a. variable
Monthly payment: £25-£400 per calendar month
Miss any payments: Yes, miss as many as you like
Penalty-free withdrawals: None, but the account can be closed early without penalty
Age of applicant: Age 18 years old or older
How to open account: Branch, post or online
Length of account term: Matures on 31/8/26
Maximum balance: N/A
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: Initial deposit must be received by 30/9/25. Only one Regular Saver and one Seasonal Saver can be held in any 12 month rolling period.

~~~~~~NLA 1/10/25 ~~~~~~ Nottingham BS Branch Regular Saver Issue 4 ~~~ Launched 30/6/25***
Interest rate: 4.75% AER variable
Monthly payment: £10-£500 per calendar month
Miss any payments: Yes, miss as many as you like
Penalty-free withdrawals: Unlimited withdrawals of £1+ provided at least £10 remains in the account
Age of applicant: Age 16 years old or older
How to open account: Branch only
Length of account term: Matures on 30/9/26
Maximum balance: £7500
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: The most you can withdraw in any one day is £500 in cash, or any amount by cheque. *** Account added to lists on 15/7/25 but appears to have been launched on 30/6/25..

~~~~~~NLA 1/10/25 ~~~~~~Nottingham BS Online Regular Saver ~~~ Launched 28/7/25
Interest rate: 4.75% AER variable
Monthly payment: £10-£500 per calendar month
Miss any payments: Yes, miss as many as you like
Penalty-free withdrawals: Unlimited withdrawals of £1+ provided at least £10 remains in the account
Age of applicant: Age 18 years old or older
How to open account: Online only
Length of account term: Matures on 30/9/26
Maximum balance: £7500
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: The most you can withdraw in any one day is £500 in cash, or any amount by cheque or online.

~~~~~~NLA 1/10/25 ~~~~~~Leeds BS Regular Saver (Issue 68) ~~~ Launched 1/9/25
Interest rate: 4.7% gross p.a. variable
Monthly payment: £0-£250 per calendar month
Miss any payments: Yes, miss as many as you wish
Penalty-free withdrawals: One withdrawal per calendar year (including account closure) is permitted subject to the minimum balance of £100 being maintained. Further withdrawals can be made subject to 30 days loss of interest on the amount withdrawn.
Age of applicant: Aged 18 or over
How to open account: Branch, online or post
Length of account term: Matures 1/9/2027
Maximum balance: £6,000 plus interest
Deposits on non-working days: Treated as having been received the same day.
Special conditions: You may only hold one Leeds Building Society Regular Saver product of any issue at a time. Withdrawals/closure can be made by faster payment over the phone.

~~~~~~NLA 1/10/25 ~~~~~~Chorley BS Regional 2 Year Flexible Saver (31.08.2027) ~~~ Launched 1/9/25
Interest rate: 5.15% gross p.a. variable
Monthly payment: £25-£400 per calendar month
Miss any payments: Yes, miss as many as you like
Penalty-free withdrawals: 2 withdrawals per year excluding early closure. If more than 2 withdrawals are made within a 12 month period the account shall be closed.
Age of applicant: Age 18 years old or older
How to open account: Branch, post or online
Length of account term: Matures on 31/8/27
Maximum balance: N/A
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: Initial deposit must be received by the 30/9/25. Only one Regular Saver and one Seasonal Saver can be held in any 12 month rolling period. Must live in one of the following postcode areas (CA, FY, PR, LA, WN, BL, L, WA, BB, CH, M, SK, CW, OL).

~~~~~~NLA 3/10/25 ~~~~~~Progressive BS Online Regular Rainy Day Saver Account (Issue 3) ~~~ Launched 2/1/25
Interest rate: 5.5% gross p.a. variable from 1/6/25
Monthly payment: £0-£300 per calendar month
Miss any payments: Yes as many as you like
Penalty-free withdrawals: Yes, 1 withdrawal per day.
Age of applicant: Aged 18 or over
How to open account: Online
Length of account term: 12 months from opening
Maximum balance: £3,600
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: N/A

~~~~~~NLA 9/10/25 ~~~~~~Yorkshire BS 50 Pound Regular Saver/eSaver ~~~ Launched 18/9/25
Interest rate: 6% variable from 18/9/25
Monthly payment: £0-£50 per calendar 
Miss any payments: No penalty for missing any payments
Penalty-free withdrawals: 3 withdrawal days during the 12 month period plus account closure at any time 
Age of applicant: Aged 16 or over
How to open account: Online only or branch/post depending on which version of the account you apply for.
Length of account term: 12 months from account opening
Maximum balance: £600
Deposits on non-working days: Treated as having been received the same day.
Special conditions: n/a

~~~~~~NLA 17/10/25 ~~~~~~Darlington BS 12 Month Regular Saver Issue 2 ~~~ Launched 8/8/25
Interest rate: 6% gross p.a. variable
Monthly payment: £0-£250 per calendar month
Miss any payments: Yes, as many as you wish
Penalty-free withdrawals: 2 withdrawals permitted during the account term, the account shall be closed upon the third withdrawal
Age of applicant: Age 16 or over for branch/post applications, 18 for online applications

How to open account: Online, branch, post
Length of account term: Matures at the end of the 12th calendar month from opening, e.g. if you opened the account on 8/8/25 it would mature on 31/8/26
Maximum balance: N/A
Deposits on non-working days: Treated as having been received the same day.
Special conditions: N/A

~~~~~~NLA 22/10/25 ~~~~~~Coventry BS Loyalty Mortgage Saver (2) ~~~ Launched 25/7/25
Interest rate: 4.8% gross p.a. variable
Monthly payment: £1-£500 per calendar month
Miss any payments: No stated penalties for missing any payments
Penalty-free withdrawals: You need to give 60 days' notice or have a 60 days' interest penalty for immediate withdrawals. The penalty for closing the account is waived if Coventry BS have announced a cut to the interest rate of this account in the last 30 days. 
Age of applicant: Aged 18 or older
How to open account: Branch, online, post or telephone
Length of account term: 12 months from opening
Maximum balance: £6,000 if opened on 1st of the month, £6,500 if opened on any other day
Deposits on non-working days: Treated as having been received the same day.
Special conditions: You must hold an eligible mortgage account with Coventry Building Society, Godiva Mortgages Limited or ITL Mortgages Limited. (Eligibility criteria applies - see terms and conditions.)

The following accounts have been and gone between 1/10/25 and 31/10/25:

~~~~~~NLA 31/10/25 ~~~~~~Leeds BS Regular Saver (Issue 69) ~~~ Launched 1/10/25
Interest rate: 4.7% gross p.a. variable
Monthly payment: £0-£250 per calendar month
Miss any payments: Yes, miss as many as you wish
Penalty-free withdrawals: One withdrawal per calendar year (including account closure) is permitted subject to the minimum balance of £100 being maintained. Further withdrawals can be made subject to 30 days loss of interest on the amount withdrawn.
Age of applicant: Aged 18 or over
How to open account: Branch, online or post
Length of account term: Matures 4/10/2027
Maximum balance: £6,000 plus interest
Deposits on non-working days: Treated as having been received the same day.
Special conditions: You may only hold one Leeds Building Society Regular Saver product of any issue at a time. Withdrawals/closure can be made by faster payment over the phone.


~~~~~~NLA 31/10/25 ~~~~~~Virgin Money Regular Saver Exclusive Issue 4~~~ Launched 1/10/25
Interest rate: 6.5% AER fixed
Monthly payment: £0-£250 per calendar month
Miss any payments: Yes, miss as many as you wish
Penalty-free withdrawals: Unlimited
Age of applicant: Aged 16 for branch opening, 18+ for online opening
How to open account: Online or Branch 
Length of account term: Matures 30/10/2026
Maximum balance: N/A
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: You may only hold one Virgin Money Regular Saver of any issue at a time. You must have a Virgin Money personal current account (excluding Essential Current Account or Virgin Money Current Account) to be able to open this account

Changes to thresholds:

Previously I was only including accounts where the interest rate is 4.35% or better, or 4.15% if the account has favourable conditions (e.g. you can pay in £500 per month or more, the interest rate is fixed, or if the account matures after at least 2 years).

After reviewing the wider savings landscape over the last couple of months I have chosen to increase the thresholds for regular savers to be included on the main Regular Savers List for the first time since this version of the thread was launched.

I am now including accounts where the interest rate is 4.4% or better, or 4.2% if the account has favourable conditions (e.g. you can pay in £500 per month or more, the interest rate is fixed, or if the account matures after at least 2 years).

I have now removed the following regular savers as they have interest rates that are below these new thresholds:

Coventry BS Regular Saver (6) ~~~ Re-added 31/8/25
Interest rate: 4.15% gross p.a. variable from 1/9/25
Monthly payment: £0-£500 per account month
Miss any payments: Yes as many as you like
Penalty-free withdrawals: No, withdrawals/closure subject to a penalty of 30 days interest on the funds withdrawn. The penalty for closing the account is waived if Coventry BS have announced a cut to the interest rate of this account in the last 30 days. 
Age of applicant: Aged 16 or over
How to open account: Online, branch, post, telephone
Length of account term: 12 months from opening
Maximum balance: N/A
Deposits on non-working days: Treated as having been received the same day.
Special conditions: N/A



___________________________________________________________________________________________
A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.

Bridlington1

Latest additions to main regular savers lists:

Hinckley & Rugby BS Christmas Saver 30 Day Notice~~~ Launched 1/11/25
Interest rate: 5% gross p.a. variable
Monthly payment: £0-£100 per calendar month
Miss any payments: Yes, miss as many as you like
Penalty-free withdrawals: Unlimited subject to 30 days notice
Age of applicant: Age 18 years old or older
How to open account: Branch or post
Length of account term: Matures on 1/11/26
Maximum balance: £1200
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: N/A

Chorley BS Regular Saver (31.10.2026)~~~ Launched 1/11/25
Interest rate: 5.15% gross p.a. variable
Monthly payment: £25-£400 per calendar month
Miss any payments: Yes, miss as many as you like
Penalty-free withdrawals: None, but the account can be closed early without penalty
Age of applicant: Age 18 years old or older
How to open account: Branch, post or online
Length of account term: Matures on 31/10/26
Maximum balance: N/A
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: Initial deposit must be received by 30/11/25. Only one Regular Saver and one Seasonal Saver can be held in any 12 month rolling period.


Chorley BS Regional 2 Year Flexible Saver (31.10.2027)~~~ Launched 1/11/25
Interest rate: 5.15% gross p.a. variable
Monthly payment: £25-£400 per calendar month
Miss any payments: Yes, miss as many as you like
Penalty-free withdrawals: 2 withdrawals per year excluding early closure. If more than 2 withdrawals are made within a 12 month period the account shall be closed.
Age of applicant: Age 18 years old or older
How to open account: Branch, post or online
Length of account term: Matures on 31/10/27
Maximum balance: N/A
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: Initial deposit must be received by the 30/11/25. Only one Regular Saver and one Seasonal Saver can be held in any 12 month rolling period. Must live in one of the following postcode areas (CA, FY, PR, LA, WN, BL, L, WA, BB, CH, M, SK, CW, OL).

Removed from main regular savers lists:

~~~~~~NLA 1/11/25 ~~~~~~Chorley BS Regular Saver (30.09.2026)~~~ Launched 1/10/25
Interest rate: 5.15% gross p.a. variable
Monthly payment: £25-£400 per calendar month
Miss any payments: Yes, miss as many as you like
Penalty-free withdrawals: None, but the account can be closed early without penalty
Age of applicant: Age 18 years old or older
How to open account: Branch, post or online
Length of account term: Matures on 30/9/26
Maximum balance: N/A
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: Initial deposit must be received by 31/10/25. Only one Regular Saver and one Seasonal Saver can be held in any 12 month rolling period.

~~~~~~NLA 1/11/25 ~~~~~~Chorley BS Regional 2 Year Flexible Saver (30.09.2027)~~~ Launched 1/10/25
Interest rate: 5.15% gross p.a. variable
Monthly payment: £25-£400 per calendar month
Miss any payments: Yes, miss as many as you like
Penalty-free withdrawals: 2 withdrawals per year excluding early closure. If more than 2 withdrawals are made within a 12 month period the account shall be closed.
Age of applicant: Age 18 years old or older
How to open account: Branch, post or online
Length of account term: Matures on 30/9/27
Maximum balance: N/A
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: Initial deposit must be received by the 31/10/25. Only one Regular Saver and one Seasonal Saver can be held in any 12 month rolling period. Must live in one of the following postcode areas (CA, FY, PR, LA, WN, BL, L, WA, BB, CH, M, SK, CW, OL).


___________________________________________________________________________________________
A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.

Bridlington1

Latest additions to main regular savers lists:

Suffolk 1 Year Fixed Rate Regular Saver (31.01.2027) ~~~ Launched 3/11/25
Interest rate: 5% AER Fixed
Monthly payment: £10-£500 per calendar month
Miss any payments: Yes, as many as you like
Penalty-free withdrawals: None
Age of applicant: At least 16 years old
How to open account: Branch/post
Length of account term: Matures 31/1/2027
Maximum balance: None stated other than £500,000 across all Suffolk BS accounts
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: N/A

Suffolk BS Online 1 Year Fixed Rate Regular Saver (31.01.2027) ~~~ Launched 3/11/25
Interest rate: 5% AER Fixed
Monthly payment: £10-£250 per calendar month
Miss any payments: Yes, as many as you like
Penalty-free withdrawals: None
Age of applicant: At least 16 years old
How to open account: Online
Length of account term: Matures 31/1/2027
Maximum balance: None stated other than £500,000 across all Suffolk BS accounts
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: N/A

Removed from main regular savers lists:

~~~~~~NLA 3/11/25 ~~~~~~Suffolk 1 Year Fixed Rate Regular Saver (30.11.2026) ~~~ Launched 8/9/25
Interest rate: 5% AER Fixed
Monthly payment: £10-£500 per calendar month
Miss any payments: Yes, as many as you like
Penalty-free withdrawals: None
Age of applicant: At least 16 years old
How to open account: Branch/post
Length of account term: Matures 30/11/2026
Maximum balance: None stated other than £500,000 across all Suffolk BS accounts
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: N/A

~~~~~~NLA 3/11/25 ~~~~~~Suffolk BS Online 1 Year Fixed Rate Regular Saver (30.11.2026) ~~~ Launched 8/9/25
Interest rate: 5% AER Fixed
Monthly payment: £10-£250 per calendar month
Miss any payments: Yes, as many as you like
Penalty-free withdrawals: None
Age of applicant: At least 16 years old
How to open account: Online
Length of account term: Matures 30/11/2026
Maximum balance: None stated other than £500,000 across all Suffolk BS accounts
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: N/A



___________________________________________________________________________________________
A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.

Bridlington1

Removed from main regular savers lists:

~~~~~~NLA 6/11/25 ~~~~~~Market Harborough BS Limited Edition Regular Saver (04.11.2026) - Branch Exclusive ~~~ Launched 3/9/25
Interest rate: 6% gross p.a. fixed
Monthly payment: £10-£300 per calendar month
Miss any payments: Yes, you can miss one payment
Penalty-free withdrawals: No withdrawals permitted however if more than one monthly payment is missed during a calendar year the account will be transferred to the easy access account and interest rate at that time.
Age of applicant: Any age; for under 18s, the account must be opened by an adult in the capacity of Trustee.
How to open account: Branch only
Length of account term: Matures 4/11/2026
Maximum balance: £4,500
Deposits on non-working days: Treated as having been received the next working day.
Special conditions:  Customers may only have two Limited Edition Regular Saver accounts open at any time, either solely or jointly, with a combined maximum deposit of £300 per month not exceeding the maximum balance of £4,500. Further deposits into this product may be prohibited at any time. When they do this, they will update the relevant section within the ‘Current interest rates for withdrawn products’ page of mhbs.co.uk. They will not personally notify you when they do this. 

~~~~~~NLA 6/11/25 ~~~~~~Market Harborough Fixed Term Regular Saver (30.09.2026) ~~~ Launched 28/7/25
Interest rate: 5.8% gross p.a. fixed
Monthly payment: £10-£250 per calendar month
Miss any payments: Yes, you can miss one payment
Penalty-free withdrawals: No withdrawals permitted however if more than one monthly payment is missed during a calendar year the account will be transferred to the easy access account and interest rate at that time.
Age of applicant: Any age; for under 18s, the account must be opened by an adult in the capacity of Trustee.
How to open account: Branch only
Length of account term: Matures 30/9/2026
Maximum balance: £3,750
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: Customers may only have two Fixed Term Regular Saver accounts open at a time, either solely or jointly, with a combined maximum deposit of £250 per month not exceeding the maximum balance of £3,750.00. Further deposits into this product may be prohibited at any time. When they do this, they will update the relevant section within the ‘Current interest rates for withdrawn products’ page of mhbs.co.uk. They will not personally notify you when they do this. 



___________________________________________________________________________________________
A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.

Bridlington1

Latest additions to main regular savers lists:

Market Harborough Fixed Term Regular Saver (30.11.2026) ~~~ Launched 10/11/25
Interest rate: 5.8% gross p.a. fixed
Monthly payment: £10-£250 per calendar month
Miss any payments: Yes, you can miss one payment
Penalty-free withdrawals: No withdrawals permitted however if more than one monthly payment is missed during a calendar year the account will be transferred to the easy access account and interest rate at that time.
Age of applicant: Any age; for under 18s, the account must be opened by an adult in the capacity of Trustee.
How to open account: Branch only
Length of account term: Matures 30/9/2026
Maximum balance: £3,750
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: Customers may only have two Fixed Term Regular Saver accounts open at a time, either solely or jointly, with a combined maximum deposit of £250 per month not exceeding the maximum balance of £3,750.00. Further deposits into this product may be prohibited at any time. When they do this, they will update the relevant section within the ‘Current interest rates for withdrawn products’ page of mhbs.co.uk. They will not personally notify you when they do this. 



A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.

Bridlington1

Latest additions to main regular savers lists:

Skipton BS Regular Saver (Issue 2) ~~~ Launched 11/11/25
Interest rate: 5.5% AER variable (tracks 1.5% above the BOE base rate for 12 months)
Monthly payment: £0-£200 per calendar month
Miss any payments: Yes, miss as many as you like
Penalty-free withdrawals: No withdrawals except for account closure
Age of applicant: Aged 16 and over
How to open account: Branch, online, post or telephone
Length of account term: 12 months from date of first deposit
Maximum balance: £2,400
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: This account is available to those who don't already hold a product from Skipton's Regular Saver range (either a Member Regular Saver, Branch Member Regular Saver, Regular Saver or a Branch Regular Saver) at the time of application. Any unused monthly allowances can be rolled over to future months, up to a maximum of £2,400 over the 12-month term. Joint accounts are not allowed. You can only hold one Regular Saver account (either a Regular Saver or a Branch Regular Saver) in your name at any one time. If the Bank of England Base Rate changes, the new interest rate on your account will apply without notice, no more than 14 days after the change is effective.

Skipton BS Member Regular Saver (Issue 5) ~~~ Launched 11/11/25
Interest rate: 6% AER variable (tracks 2% above the BOE base rate for 12 months)
Monthly payment: £0-£250 per calendar month
Miss any payments: Yes, miss as many as you like
Penalty-free withdrawals: No withdrawals except for account closure
Age of applicant: Aged 16 and over
How to open account: Branch, online, post or telephone
Length of account term: 12 months from date of first deposit
Maximum balance: £3,000
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: You need to hold a continuous membership with Skipton Building Society (a Savings Share account or a Mortgage) starting on or before 10th November 2025 with a minimum balance of £1. Any unused monthly allowances can be rolled over to future months, up to a maximum of £3,000 over the 12-month term. Joint accounts are not allowed. You can only hold one Member Regular Saver account (either a Member Regular Saver or a Branch Member Regular Saver) in your name at any one time. If the Bank of England Base Rate changes, the new interest rate on your account will apply without notice, no more than 14 days after the change is effective.

Removed from main regular savers lists:

~~~~~~NLA 11/11/25 ~~~~~~Skipton BS Regular Saver (Issue 1) ~~~ Launched 15/7/25
Interest rate: 5.5% AER variable from 12/8/25 (tracks 1.5% above the BOE base rate for 12 months)
Monthly payment: £0-£200 per calendar month
Miss any payments: Yes, miss as many as you like
Penalty-free withdrawals: No withdrawals except for account closure
Age of applicant: Aged 16 and over
How to open account: Branch, online, post or telephone
Length of account term: 12 months from date of first deposit
Maximum balance: £2,400
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: This account is available to those who don't already hold a product from our Regular Saver range (either a Member Regular Saver, Branch Member Regular Saver, Regular Saver or a Branch Regular Saver) at the time of application. Any unused monthly allowances can be rolled over to future months, up to a maximum of £2,400 over the 12-month term. Joint accounts are not allowed. You can only hold one Regular Saver account (either a Regular Saver or a Branch Regular Saver) in your name at any one time. If the Bank of England Base Rate changes, the new interest rate on your account will apply without notice, no more than 14 days after the change is effective.

~~~~~~NLA 11/11/25 ~~~~~~Skipton BS Member Regular Saver (Issue 4) ~~~ Launched 21/1/25
Interest rate: 6% AER variable from 12/8/25 (tracks 2% above the BOE base rate for 12 months)
Monthly payment: £0-£250 per calendar month
Miss any payments: Yes, miss as many as you like
Penalty-free withdrawals: No withdrawals except for account closure
Age of applicant: Aged 16 and over
How to open account: Branch, online, post or telephone
Length of account term: 12 months from date of first deposit
Maximum balance: £3,000
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: You need to hold a continuous membership with Skipton Building Society (a Savings Share account or a Mortgage) starting on or before 20th January 2025 with a minimum balance of £1. Any unused monthly allowances can be rolled over to future months, up to a maximum of £3,000 over the 12-month term. Joint accounts are not allowed. This account is available to those who don't already hold a product from Skipton's Regular Saver range (either a Member Regular Saver, Branch Member Regular Saver, Regular Saver or a Branch Regular Saver) at the time of application. If the Bank of England Base Rate changes, the new interest rate on your account will apply without notice, no more than 14 days after the change is effective.


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A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.