The Archived History Of Regular Savers Thread *** NO CHAT***

Bridlington1

Latest additions to main regular savers lists:

Melton BS Adcock Regular Saver ~~~ Launched 12/3/25
Interest rate: 6.5% gross p.a. variable
Monthly payment: £0-£150 per calendar month
Miss any payments: Yes, miss as many as you wish
Penalty-free withdrawals: Unlimited
Age of applicant: Aged 16 or over
How to open account: Branch or post
Length of account term: Matures 30/9/2027
Maximum balance: £6,000 plus interest
Deposits on non-working days: Treated as having been received the same day.
Special conditions: Withdrawals can be made to your nominated account by phone.

A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.

Bridlington1

Latest additions to main regular savers lists:

Principality BS 6 Month Regular Saver (Issue 3) ~~~ Launched 13/3/25
Interest rate: 7.5% AER fixed
Monthly payment: £0-£200 per calendar month
Miss any payments: Yes, you can miss as many as you wish
Penalty-free withdrawals: No withdrawals allowed but early closure is permitted without penalty
Age of applicant: Aged 16 or over
How to open account: Branch or online
Length of account term: 6 months from the date of opening
Maximum balance: £1,200
Deposits on non-working days: Treated as having been received the same day.
Special conditions: N/A

Principality BS 1 Year Regular Saver Bond (Issue 36) ~~~ Launched 13/3/25
Interest rate: 4.85% gross p.a. fixed
Monthly payment: £0-£250 per calendar month
Miss any payments: Yes, as many as you wish
Penalty-free withdrawals: Penalty-free account closure allowed but otherwise no withdrawals until account maturity
Age of applicant: Age 16 or over

How to open account: Branch or online
Length of account term: 12 months from the date of opening
Maximum balance: £3,000
Deposits on non-working days: Treated as having been received the same day.
Special conditions: N/A

Removed from main regular savers lists:

~~~~~~NLA 13/3/25 ~~~~~~Principality BS 6 Month Regular Saver (Issue 2)
Interest rate: 7.85% gross p.a. / 8% gross AER fixed
Monthly payment: £0-£200 per calendar month
Miss any payments: Yes, you can miss as many as you wish
Penalty-free withdrawals: No withdrawals allowed but early closure is permitted without penalty
Age of applicant: Aged 16 or over
How to open account: Branch or online
Length of account term: 6 months from the date of opening
Maximum balance: £1,200
Deposits on non-working days: Treated as having been received the same day.
Special conditions: N/A

~~~~~~NLA 13/3/25 ~~~~~~Principality BS 1 Year Regular Saver Bond (Issue 35)
Interest rate: 5.15% gross p.a. fixed
Monthly payment: £0-£250 per calendar month
Miss any payments: Yes, as many as you wish
Penalty-free withdrawals: Penalty-free account closure allowed but otherwise no withdrawals until account maturity
Age of applicant: Age 16 or over

How to open account: Branch or online
Length of account term: 12 months from the date of opening
Maximum balance: £3,000
Deposits on non-working days: Treated as having been received the same day.
Special conditions: N/A

~~~~~~NLA 13/3/25 ~~~~~~Furness BS Christmas Regular Saver Issue 2 ~~~ Launched 14/1/25
Interest rate: 5.25% gross p.a. variable
Monthly payment: £1-£500 per calendar month
Miss any payments: No. If a monthly payment is missed they will give you 14 days written notice and transfer your balance to an access account and the relevant interest rate will apply from this date. 
Penalty-free withdrawals: Yes, 1 withdrawal during the account term, additional withdrawals will result in the account being converted into an access account.
Age of applicant: Aged 16 or over
How to open account: Online, branch and post
Length of account term: 12 months from opening
Maximum balance: N/A
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: Payments in from a non-Furness BS account are credited the working day after being sent.

A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.

Bridlington1

Latest additions to main regular savers lists:

Suffolk 1 Year Fixed Rate Regular Saver (30.06.2026) ~~~ Launched 17/3/25
Interest rate: 5% AER Fixed
Monthly payment: £10-£500 per calendar month
Miss any payments: No stated penalty for missing any payments
Penalty-free withdrawals: None
Age of applicant: At least 16 years old
How to open account: Branch/post
Length of account term: Matures 30/6/2026
Maximum balance: None stated other than £500,000 across all Suffolk BS accounts
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: N/A

Suffolk BS Online 1 Year Fixed Rate Regular Saver (30.06.2026) ~~~ Launched 17/3/25
Interest rate: 5% AER Fixed
Monthly payment: £10-£500 per calendar month
Miss any payments: No stated penalty for missing any payments
Penalty-free withdrawals: None
Age of applicant: At least 16 years old
How to open account: Online
Length of account term: Matures 30/6/2026
Maximum balance: None stated other than £500,000 across all Suffolk BS accounts
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: N/A

Removed from main regular savers lists:

~~~~~~NLA 17/3/25 ~~~~~~Suffolk BS Online 1 Year Variable Rate Regular Saver (31.03.2026)
Interest rate: 5% gross p.a. variable
Monthly payment: £10-£500 per calendar month
Miss any payments: No stated penalty for missing any payments
Penalty-free withdrawals: None
Age of applicant: At least 18 years old
How to open account: Online
Length of account term: Matures 31/3/2026
Maximum balance: None stated other than £500,000 across all Suffolk BS accounts
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: N/A

~~~~~~NLA 17/3/25 ~~~~~~Suffolk 1 Year Variable Rate Regular Saver (31.03.2026)
Interest rate: 5% gross p.a. variable
Monthly payment: £10-£500 per calendar month
Miss any payments: No stated penalty for missing any payments
Penalty-free withdrawals: None
Age of applicant: At least 16 years old
How to open account: Branch/post
Length of account term: Matures 31/3/2026
Maximum balance: None stated other than £500,000 across all Suffolk BS accounts
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: N/A




A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.

Bridlington1

Confirmed no interest rate changes following BOE Base Rate Change:

Currently Available:

Melton BS Regular Saver Issue 5 ~~~ NO CHANGE ~~~ Remains at 5%

Melton BS Adcock Regular Saver ~~~ NO CHANGE ~~~~ Remains at 6.5%

NLA:

Melton BS Regular Savers Issues 4 and 6 ~~~ NO CHANGE ~~~ Remains at 5.5% and 6% respectively

Bridlington1

A summary of changes to the listings on the first page of The Top Regular Savers Discussion Thread between 1st March 2025 and 31st March 2025:

A link to this post is included on the first page of The Archived History Of Regular Savers Thread *** NO CHAT*** thread.

I have now cleared out the recently NLA regular savers list on the first page of The Top Regular Savers Discussion Thread.

The following accounts have been added between 1/3/25 and 31/3/25 (see first page of The Top Regular Savers Discussion Thread for details):

Principality BS 6 Month Regular Saver (Issue 3) at 7.5% ~~~ Launched 13/3/25
Melton BS Adcock Regular Saver at 6.5% ~~~ Launched 12/3/25
Chorley BS Regular Saver (28.02.2026) at 5.15% ~~~ Launched 3/3/25
Suffolk 1 Year Fixed Rate Regular Saver (30.06.2026) at 5% ~~~ Launched 17/3/25
Suffolk BS Online 1 Year Fixed Rate Regular Saver (30.06.2026) at 5%~~~ Launched 17/3/25
Principality BS 1 Year Regular Saver Bond (Issue 36) at 4.85%~~~ Launched 13/3/25
Chorley BS Regional 2 Year Flexible Saver (28.02.2027) at 5.15% ~~~ Launched 3/3/25

The following accounts have been removed between 1/3/25 and 31/3/25:

~~~~~~NLA 3/3/25 ~~~~~~Chorley BS Regular Saver (31.01.2026)  ~~~ Launched 7/2/25

Interest rate: 5.15% gross p.a. variable
Monthly payment: £25-£400 per calendar month
Miss any payments: Yes, miss as many as you like
Penalty-free withdrawals: None, but the account can be closed early without penalty
Age of applicant: Age 18 years old or older
How to open account: Branch, post or online
Length of account term: Matures on 31/1/26
Maximum balance: N/A
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: Initial deposit must be received by 28/2/25. Only one Regular Saver and one Seasonal Saver can be held in any 12 month rolling period.

~~~~~~NLA 3/3/25 ~~~~~~Chorley BS Regional 2 Year Flexible Saver (31.01.2027) ~~~ Launched 4/2/25
Interest rate: 5.15% gross p.a. variable
Monthly payment: £25-£300 per calendar month
Miss any payments: Yes, miss as many as you like
Penalty-free withdrawals: 2 withdrawals per year excluding early closure. If more than 2 withdrawals are made within a 12 month period the account shall be closed.
Age of applicant: Age 18 years old or older
How to open account: Branch, post or online
Length of account term: Matures on 31/1/27
Maximum balance: N/A
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: Initial deposit must be received by the 28.02.2025. Only one Regular Saver and one Seasonal Saver can be held in any 12 month rolling period. Must live in one of the following postcode areas (CA, FY, PR, LA, WN, BL, L, WA, BB, CH, M, SK, CW, OL).

~~~~~~NLA 11/3/25 ~~~~~~Yorkshire Building Society Christmas 2025 eSaver/saver  ~~~ Launched 15/1/25
Interest rate: 5% gross p.a. variable
Monthly payment: £0-£150 per calendar month
Miss any payments: Miss as many payments as you wish
Penalty-free withdrawals: Yes, 1 withdrawal days during the account term.
Age of applicant: Aged 16 or over
How to open account: Online if opening the eSaver, branch/post if opening the other version.
Length of account term: Matures 31/10/25
Maximum balance: £1,500
Deposits on non-working days: Treated as having been received the same day.
Special conditions: N/A

~~~~~~NLA 13/3/25 ~~~~~~Principality BS 6 Month Regular Saver (Issue 2)
Interest rate: 7.85% gross p.a. / 8% gross AER fixed
Monthly payment: £0-£200 per calendar month
Miss any payments: Yes, you can miss as many as you wish
Penalty-free withdrawals: No withdrawals allowed but early closure is permitted without penalty
Age of applicant: Aged 16 or over
How to open account: Branch or online
Length of account term: 6 months from the date of opening
Maximum balance: £1,200
Deposits on non-working days: Treated as having been received the same day.
Special conditions: N/A

~~~~~~NLA 13/3/25 ~~~~~~Principality BS 1 Year Regular Saver Bond (Issue 35)
Interest rate: 5.15% gross p.a. fixed
Monthly payment: £0-£250 per calendar month
Miss any payments: Yes, as many as you wish
Penalty-free withdrawals: Penalty-free account closure allowed but otherwise no withdrawals until account maturity
Age of applicant: Age 16 or over

How to open account: Branch or online
Length of account term: 12 months from the date of opening
Maximum balance: £3,000
Deposits on non-working days: Treated as having been received the same day.
Special conditions: N/A

~~~~~~NLA 13/3/25 ~~~~~~Furness BS Christmas Regular Saver Issue 2 ~~~ Launched 14/1/25
Interest rate: 5.25% gross p.a. variable
Monthly payment: £1-£500 per calendar month
Miss any payments: No. If a monthly payment is missed they will give you 14 days written notice and transfer your balance to an access account and the relevant interest rate will apply from this date. 
Penalty-free withdrawals: Yes, 1 withdrawal during the account term, additional withdrawals will result in the account being converted into an access account.
Age of applicant: Aged 16 or over
How to open account: Online, branch and post
Length of account term: 12 months from opening
Maximum balance: N/A
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: Payments in from a non-Furness BS account are credited the working day after being sent.

~~~~~~NLA 17/3/25 ~~~~~~Suffolk BS Online 1 Year Variable Rate Regular Saver (31.03.2026)
Interest rate: 5% gross p.a. variable
Monthly payment: £10-£500 per calendar month
Miss any payments: No stated penalty for missing any payments
Penalty-free withdrawals: None
Age of applicant: At least 18 years old
How to open account: Online
Length of account term: Matures 31/3/2026
Maximum balance: None stated other than £500,000 across all Suffolk BS accounts
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: N/A

~~~~~~NLA 17/3/25 ~~~~~~Suffolk 1 Year Variable Rate Regular Saver (31.03.2026)
Interest rate: 5% gross p.a. variable
Monthly payment: £10-£500 per calendar month
Miss any payments: No stated penalty for missing any payments
Penalty-free withdrawals: None
Age of applicant: At least 16 years old
How to open account: Branch/post
Length of account term: Matures 31/3/2026
Maximum balance: None stated other than £500,000 across all Suffolk BS accounts
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: N/A

______________________________________________________________________________________________

A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.

Bridlington1

Latest additions to main regular savers lists:

Chorley BS Regular Saver (31.03.2026) ~~~ Launched 1/4/25
Interest rate: 5.15% gross p.a. variable
Monthly payment: £25-£400 per calendar month
Miss any payments: Yes, miss as many as you like
Penalty-free withdrawals: None, but the account can be closed early without penalty
Age of applicant: Age 18 years old or older
How to open account: Branch, post or online
Length of account term: Matures on 31/3/26
Maximum balance: N/A
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: Initial deposit must be received by 30/4/25. Only one Regular Saver and one Seasonal Saver can be held in any 12 month rolling period.

Leeds BS Regular Saver (Issue 63) ~~~ Launched 1/4/25

Interest rate: 4.8% gross p.a. variable
Monthly payment: £0-£250 per calendar month
Miss any payments: Yes, miss as many as you wish
Penalty-free withdrawals: One withdrawal per calendar year (including account closure) is permitted subject to the minimum balance of £100 being maintained. Further withdrawals can be made subject to 30 days loss of interest on the amount withdrawn.
Age of applicant: Aged 18 or over
How to open account: Branch, online or post
Length of account term: Matures 5/4/2027
Maximum balance: £6,000 plus interest
Deposits on non-working days: Treated as having been received the same day.
Special conditions: You may only hold one Leeds Building Society Regular Saver product of any issue at a time. Withdrawals/closure can be made by faster payment over the phone.

Chorley BS Regional 2 Year Flexible Saver (31.03.2027) ~~~ Launched 1/4/25
Interest rate: 5.15% gross p.a. variable
Monthly payment: £25-£400 per calendar month
Miss any payments: Yes, miss as many as you like
Penalty-free withdrawals: 2 withdrawals per year excluding early closure. If more than 2 withdrawals are made within a 12 month period the account shall be closed.
Age of applicant: Age 18 years old or older
How to open account: Branch, post or online
Length of account term: Matures on 31/3/27
Maximum balance: N/A
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: Initial deposit must be received by the 30/4/2025. Only one Regular Saver and one Seasonal Saver can be held in any 12 month rolling period. Must live in one of the following postcode areas (CA, FY, PR, LA, WN, BL, L, WA, BB, CH, M, SK, CW, OL).

Removed from main regular savers lists:

~~~~~~NLA 1/4/25 ~~~~~~Chorley BS Regular Saver (28.02.2026) ~~~ Launched 3/3/25

Interest rate: 5.15% gross p.a. variable
Monthly payment: £25-£400 per calendar month
Miss any payments: Yes, miss as many as you like
Penalty-free withdrawals: None, but the account can be closed early without penalty
Age of applicant: Age 18 years old or older
How to open account: Branch, post or online
Length of account term: Matures on 28/2/26
Maximum balance: N/A
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: Initial deposit must be received by 31/3/25. Only one Regular Saver and one Seasonal Saver can be held in any 12 month rolling period.

~~~~~~NLA 1/4/25 ~~~~~~Leeds BS Regular Saver (Issue 62) ~~~ Launched 28/2/25

Interest rate: 4.8% gross p.a. variable
Monthly payment: £0-£250 per calendar month
Miss any payments: Yes, miss as many as you wish
Penalty-free withdrawals: One withdrawal per calendar year (including account closure) is permitted subject to the minimum balance of £100 being maintained. Further withdrawals can be made subject to 30 days loss of interest on the amount withdrawn.
Age of applicant: Aged 18 or over
How to open account: Branch, online or post
Length of account term: Matures 1/3/2027
Maximum balance: £6,000 plus interest
Deposits on non-working days: Treated as having been received the same day.
Special conditions: You may only hold one Leeds Building Society Regular Saver product of any issue at a time. Withdrawals/closure can be made by faster payment over the phone.

~~~~~~NLA 1/4/25 ~~~~~~Chorley BS Regional 2 Year Flexible Saver (28.02.2027) ~~~ Launched 3/3/25
Interest rate: 5.15% gross p.a. variable
Monthly payment: £25-£400 per calendar month
Miss any payments: Yes, miss as many as you like
Penalty-free withdrawals: 2 withdrawals per year excluding early closure. If more than 2 withdrawals are made within a 12 month period the account shall be closed.
Age of applicant: Age 18 years old or older
How to open account: Branch, post or online
Length of account term: Matures on 28/2/27
Maximum balance: N/A
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: Initial deposit must be received by the 31.03.2025. Only one Regular Saver and one Seasonal Saver can be held in any 12 month rolling period. Must live in one of the following postcode areas (CA, FY, PR, LA, WN, BL, L, WA, BB, CH, M, SK, CW, OL).




A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.

Bridlington1

Upcoming interest rate changes:

Hanley Economic BS Online Regular Saver (NLA) reduces from 5% to 4.7% from 1/5/25.


A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.

Bridlington1

Removed from main regular savers lists:

~~~~~~NLA 9/4/25 ~~~~~~Loughborough BS One Year Fixed Rate Monthly Saver (Issue 2)
Interest rate: 5.05% gross p.a. fixed
Monthly payment: £1-£500 per calendar month *** . 
Miss any payments: No stated penalty for missing any payments
Penalty-free withdrawals: No withdrawals or early account closure allowed except in the event of death of the account holder 
Age of applicant: Age 16 years old or older
How to open account: Branch or post
Length of account term: 12 months from the date of opening
Maximum balance: £6,000
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: *** This must be as a single payment, multiple deposits within the same month are not permitted even if the total amount deposited is less than £500.


A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.

Bridlington1

Latest additions to main regular savers lists:

Loughborough BS 1 Year Super Saver Account (Local) ~~~ Launched 14/4/25***
Interest rate: 6% AER. variable
Monthly payment: £1000-£2000 per calendar month ***
Miss any payments: No. If the required 12 monthly deposits are not made, the account will be transferred to an Instant Access Saver 1.
Penalty-free withdrawals: 1 withdrawal per account year (1st April-31st March) plus closure
Age of applicant: Aged 16 or older
Length of account term: 12 months from opening
Maximum balance: £24,000
How to open account: branch/post
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: Only available to new and existing customers residing in the postcodes LE, DE, NG. *** Was first spotted around midnight of 15/4/25 but judging by the way it appears on moneyfacts it appears to have been launched before then

Loughborough BS 2 Year Super Saver Account (Local) ~~~ Launched 14/4/25***
Interest rate: 5% AER variable 
Monthly payment: £500-£1000 per calendar month ***
Miss any payments: No. If the required 24 monthly deposits are not made, the account will be transferred to an Instant Access Saver 1.
Penalty-free withdrawals: 1 withdrawal per account year (1st April-31st March) plus closure
Age of applicant: Aged 16 or older
Length of account term: 24 months from opening
Maximum balance: £24,000
How to open account: branch/post
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: Only available to new and existing customers residing in the postcodes LE, DE, NG. *** Was first spotted around midnight of 15/4/25 but judging by the way it appears on moneyfacts it appears to have been launched before then



A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.

Bridlington1

Latest additions to main regular savers lists:

Market Harborough Fixed Term Regular Saver (30.06.2026) ~~~ Launched 16/4/25
Interest rate: 5.8% gross p.a. fixed
Monthly payment: £10-£250 per calendar month
Miss any payments: Yes, you can miss one payment
Penalty-free withdrawals: No withdrawals permitted however if more than one monthly payment is missed during a calendar year the account will be transferred to the easy access account and interest rate at that time.
Age of applicant: Any age; for under 18s, the account must be opened by an adult in the capacity of Trustee.
How to open account: Branch only
Length of account term: Matures 30/6/2026
Maximum balance: £3,750
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: Customers may only have two Fixed Term Regular Saver accounts open at a time, either solely or jointly, with a combined maximum deposit of £250 per month not exceeding the maximum balance of £3,750.00. Further deposits into this product may be prohibited at any time. When they do this, they will update the relevant section within the ‘Current interest rates for withdrawn products’ page of mhbs.co.uk. They will not personally notify you when they do this. 

Removed from main regular savers lists:

~~~~~~NLA 16/4/25 ~~~~~~Market Harborough Fixed Term Regular Saver (31.03.2026)
Interest rate: 6% gross p.a. fixed
Monthly payment: £10-£250 per calendar month
Miss any payments: Yes, you can miss one payment
Penalty-free withdrawals: No withdrawals permitted however if more than one monthly payment is missed during a calendar year the account will be transferred to the easy access account and interest rate at that time.
Age of applicant: Any age; for under 18s, the account must be opened by an adult in the capacity of Trustee.
How to open account: Branch only, but existing customers may have the option to apply online.
Length of account term: Matures 31/3/2026
Maximum balance: £3,750
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: Customers may only have two Fixed Term Regular Saver accounts open at a time, either solely or jointly, with a combined maximum deposit of £250 per month not exceeding the maximum balance of £3,750.00. Further deposits into this product may be prohibited at any time. When they do this, they will update the relevant section within the ‘Current interest rates for withdrawn products’ page of mhbs.co.uk. They will not personally notify you when they do this. 

Accounts with changed Ts&Cs on main regular savers lists:

West Brom BS Fixed Rate Regular Saver (Issue 7) has tightened its opening criteria to branch only (previously it allowed online applications if you are an existing customer or live in one of their branch postcode areas (B, DY, WV, WS and SY).


A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.