The Archived History Of Regular Savers Thread *** NO CHAT***

Bridlington1

Latest addition to main regular savers lists:

Yorkshire Building Society Christmas 2025 eSaver/saver
Interest rate: 5% gross p.a. variable
Monthly payment: £0-£150 per calendar month
Miss any payments: Miss as many payments as you wish
Penalty-free withdrawals: Yes, 1 withdrawal days during the account term.
Age of applicant: Aged 16 or over
How to open account: Online if opening the eSaver, branch/post if opening the other version.
Length of account term: Matures 31/10/25
Maximum balance: £1,500
Deposits on non-working days: Treated as having been received the same day.
Special conditions: N/A

A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.

Bridlington1

Removed from main regular savers lists:

~~~~~~NLA 16/1/25 ~~~~~~ Melton BS Regular Saver (Issue 6)
Interest rate: 6% gross p.a. variable (this interest rate first noted September 2024)
Monthly payment: £0-£200 per calendar month
Miss any payments: Yes, miss as many as you wish
Penalty-free withdrawals: As many as you like
Age of applicant: Age not stated
How to open account: Branch or post
Length of account term:  Matures 30th September 2026
Maximum balance: The maximum amount that can be held in the account is £6,000 (assuming the maximum subscription is added each month, with interest added to the account)
Deposits on non-working days: Treated as having been received the same day.
Special conditions: Withdrawals can be made to your nominated account by phone.

A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.

Bridlington1

For those who have the account the interest rate on the NLA Progressive Building Society Online Regular Rainy Day Saver shall reduce from 7% to 6.75% on 3/2/25. Thanks @figgyc.

A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.

Bridlington1

Removed from main regular savers lists:

~~~~~~NLA 21/1/25 ~~~~~~ Skipton BS Member Regular Saver (Issue 3)
Interest rate: 7% gross p.a. fixed
Monthly payment: £0-£250 per calendar month
Miss any payments: Yes, miss as many as you like
Penalty-free withdrawals: No withdrawals except for account closure
Age of applicant: Aged 16 and over
How to open account: Branch, online, post or telephone
Length of account term: 12 months from date of first deposit
Maximum balance: £3,000
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: You need to hold a continuous membership with Skipton Building Society (a Savings Share account or a Mortgage) starting on or before 11th January 2024 with a minimum balance of £1. Any unused monthly allowances can be rolled over to future months, up to a maximum of £3,000 over the 12-month term. Joint accounts are not allowed. You can only hold one Member Regular Saver account (either a Member Regular Saver or a Branch Member Regular Saver) in your name at any one time.

Latest addition to main regular savers lists:

Skipton BS Member Regular Saver (Issue 4)
Interest rate: 6.75% gross p.a. variable (tracks 2% above the BOE base rate for 12 months)
Monthly payment: £0-£250 per calendar month
Miss any payments: Yes, miss as many as you like
Penalty-free withdrawals: No withdrawals except for account closure
Age of applicant: Aged 16 and over
How to open account: Branch, online, post or telephone
Length of account term: 12 months from date of first deposit
Maximum balance: £3,000
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: You need to hold a continuous membership with Skipton Building Society (a Savings Share account or a Mortgage) starting on or before 20th January 2025 with a minimum balance of £1. Any unused monthly allowances can be rolled over to future months, up to a maximum of £3,000 over the 12-month term. Joint accounts are not allowed. You can only hold one Member Regular Saver account (either a Member Regular Saver or a Branch Member Regular Saver) in your name at any one time. If the Bank of England Base Rate changes, the new interest rate on your account will apply without notice, no more than 14 days after the change is effective.

Thanks @spreadsheeterapple

A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.

Bridlington1

Removed from main regular savers lists:

~~~~~~NLA 23/1/25 ~~~~~~ Principality BS First Home Steps Savings Account (Issue 4)

Interest rate: 4.85% gross p.a. variable from 5th December 2024
Monthly payment: £0-£1,500 per calendar month
Miss any payments: Miss as many payments as you wish
Penalty-free withdrawals: Yes, 3 per calendar year
Age of applicant: Aged 18 or over
How to open account: Branch or agency only
Length of account term: 5 years from opening
Maximum balance: £25,000 plus interest
Deposits on non-working days: Treated as having been received the same day.
Special conditions: You can only open this account if you do not own or have not previously owned a property. If you complete on a Principality Building Society residential mortgage on your first home in England or Wales and your First Home Steps Account has been open between 1 and 5 years, with at least the minimum balance, you may be eligible for a Celebratory Bonus of £500 (see your First Home Steps Account account terms). The Celebratory Bonus will be paid into your First Home Steps Account on completion of the mortgage.

~~~~~~NLA 23/1/25 ~~~~~~ Principality BS First Home Steps Online Savings Account (Issue 3)

Interest rate: 4.85% gross p.a. variable from 5th December 2024
Monthly payment: £0-£1,500 per calendar month
Miss any payments: Miss as many payments as you wish
Penalty-free withdrawals: Yes, 3 per calendar year
Age of applicant: Aged 18 or over
How to open account: Online
Length of account term: 5 years from opening
Maximum balance: £25,000 plus interest
Deposits on non-working days: Treated as having been received the same day.
Special conditions: You can only open this account if you do not own or have not previously owned a property. If you complete on a Principality Building Society residential mortgage on your first home in England or Wales and your First Home Steps Account has been open between 1 and 5 years, with at least the minimum balance, you may be eligible for a Celebratory Bonus of £500 (see your First Home Steps Account account terms). The Celebratory Bonus will be paid into your First Home Steps Account on completion of the mortgage.

Latest additions to main regular savers lists:

Principality BS First Home Steps Savings Account (Issue 5)

Interest rate: 4.85% gross p.a. variable
Monthly payment: £0-£1,000 per calendar month
Miss any payments: Miss as many payments as you wish
Penalty-free withdrawals: Yes, 3 per calendar year including closure
Age of applicant: Aged 18 or over
How to open account: Branch/agency or online
Length of account term: 5 years from opening
Maximum balance: £50,000 plus interest
Deposits on non-working days: Treated as having been received the same day.
Special conditions: You can only open this account if you do not own or have not previously owned a property. If you complete on a Principality Building Society residential mortgage on your first home in England or Wales and your First Home Steps Account has been open between 1 and 5 years, with at least the minimum balance, you may be eligible for a Celebratory Bonus of £500 (see your First Home Steps Account account terms). The Celebratory Bonus will be paid into your First Home Steps Account on completion of the mortgage.


A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.

Bridlington1

Removed from main regular savers lists:



~~~~~~NLA 29/1/25 ~~~~~~Coventry BS Loyalty Seasonal Saver Thanks @MisterMotivated
Interest rate: 6% gross p.a. variable
Monthly payment: £0-£250 per account month
Miss any payments: Miss as many as you like
Penalty-free withdrawals: Withdrawals/closure is permitted subject to a 30 day interest penalty on the funds withdrawn until 31/10/25, from 1/11/25 withdrawals/closure shall become penalty free. The penalty for closing the account is waived if Coventry BS have announced a cut to the interest rate of this account in the last 30 days. 
Age of applicant: Age 16 or over
How to open account: Branch, phone, post, online
Length of account term: 12 months from account opening
Maximum balance: N/A
Deposits on non-working days: Treated as having been received the same day.
Special conditions: Only for people who have held a savings or mortgage account with Coventry BS, ITL or Godiva continuously since 1 January 2024 or earlier.


A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.

Bridlington1

A summary of changes to the first page of The Top Regular Savers Discussion Thread between 28th December 2024 and 30th January 2025:

A link to this post is included on the first page of The Archived History Of Regular Savers Thread *** NO CHAT*** thread.

I have now cleared out the recently NLA regular savers list on the first page of The Top Regular Savers Discussion Thread.

The following accounts have been removed between 28/12/24 and 30/1/25:

~~~~~NLA  31/12/24~~~~~~Leeds BS Regular Saver (Issue 59)

Interest rate: 4.95% gross p.a. variable (this interest rate first noted 29th November 2024)
Monthly payment: £0-£250 per calendar month
Miss any payments: Yes, miss as many as you wish
Penalty-free withdrawals: One withdrawal per calendar year (including account closure) without notice or loss of interest, subject to the minimum balance of £100 being maintained
Age of applicant: Aged 18 or over
How to open account: Branch, online or post
Length of account term: Matures 1/12/2026
Maximum balance: £6,000 plus interest
Deposits on non-working days: Treated as having been received the same day.
Special conditions: You may only hold one Leeds Building Society Regular Saver product of any issue at a time. Withdrawals/closure can be made by faster payment over the phone.

~~~~~~NLA 2/1/25 ~~~~~~Progressive BS Online Regular Rainy Day Saver Account (Issue 2)
Interest rate: 4.75% gross p.a. variable
Monthly payment: £0-£300 per calendar month
Miss any payments: Yes as many as you like
Penalty-free withdrawals: Yes, 1 withdrawal per day.
Age of applicant: Aged 18 or over
How to open account: Online
Length of account term: 12 months from opening
Maximum balance: £3,600
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: N/A

~~~~~NLA  2/1/25~~~~~~Chorley BS Regular Saver (30.11.2025)
Interest rate: 5.15% gross p.a. variable
Monthly payment: £25-£300 per calendar month
Miss any payments: Yes, miss as many as you like
Penalty-free withdrawals: None, but the account can be closed early without penalty
Age of applicant: Age 18 years old or older
How to open account: Branch, post or online***
Length of account term: Matures on 30/11/25
Maximum balance: N/A
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: Initial deposit must be received by 31/12/24. Only one Regular Saver and one Seasonal Saver can be held in any 12 month rolling period.*** As of 28/12/24 online applications appear to have been suspended, Chorley BS regularly launch a new regular saver each month so I presume the account is going to be withdrawn and replaced shortly.

~~~~~NLA 14/1/25~~~~~~Loughborough BS 5 Year Retirement Monthly Saver
Interest rate: 5.5% gross p.a. variable (this interest rate first noted on 7th September 2024)
Monthly payment: £55-£550 ***
Miss any payments: If you miss a monthly payment, the account will be closed and transferred to a Regular Saver issue 1
Penalty-free withdrawals: Withdrawals are limited to two per account year. The account year runs from the account opening date.

Age of applicant: Aged 55 or over
How to open account: Branch or post
Length of account term: 5 years from the date of opening
Maximum balance: £33,000
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: *** This must be as a single payment, multiple deposits within the same month are not permitted even if the total amount deposited is less than £550.

~~~~~~NLA 16/1/25 ~~~~~~Melton BS Regular Saver (Issue 6)
Interest rate: 6% gross p.a. variable (this interest rate first noted September 2024)
Monthly payment: £0-£200 per calendar month
Miss any payments: Yes, miss as many as you wish
Penalty-free withdrawals: As many as you like
Age of applicant: Age not stated
How to open account: Branch or post
Length of account term:  Matures 30th September 2026
Maximum balance: The maximum amount that can be held in the account is £6,000 (assuming the maximum subscription is added each month, with interest added to the account)
Deposits on non-working days: Treated as having been received the same day.
Special conditions: Withdrawals can be made to your nominated account by phone.

~~~~~~NLA 21/1/25 ~~~~~~ Skipton BS Member Regular Saver (Issue 3)
Interest rate: 7% gross p.a. fixed
Monthly payment: £0-£250 per calendar month
Miss any payments: Yes, miss as many as you like
Penalty-free withdrawals: No withdrawals except for account closure
Age of applicant: Aged 16 and over
How to open account: Branch, online, post or telephone
Length of account term: 12 months from date of first deposit
Maximum balance: £3,000
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: You need to hold a continuous membership with Skipton Building Society (a Savings Share account or a Mortgage) starting on or before 11th January 2024 with a minimum balance of £1. Any unused monthly allowances can be rolled over to future months, up to a maximum of £3,000 over the 12-month term. Joint accounts are not allowed. You can only hold one Member Regular Saver account (either a Member Regular Saver or a Branch Member Regular Saver) in your name at any one time.

~~~~~~NLA 23/1/25 ~~~~~~ Principality BS First Home Steps Savings Account (Issue 4)

Interest rate: 4.85% gross p.a. variable from 5th December 2024
Monthly payment: £0-£1,500 per calendar month
Miss any payments: Miss as many payments as you wish
Penalty-free withdrawals: Yes, 3 per calendar year
Age of applicant: Aged 18 or over
How to open account: Branch or agency only
Length of account term: 5 years from opening
Maximum balance: £25,000 plus interest
Deposits on non-working days: Treated as having been received the same day.
Special conditions: You can only open this account if you do not own or have not previously owned a property. If you complete on a Principality Building Society residential mortgage on your first home in England or Wales and your First Home Steps Account has been open between 1 and 5 years, with at least the minimum balance, you may be eligible for a Celebratory Bonus of £500 (see your First Home Steps Account account terms). The Celebratory Bonus will be paid into your First Home Steps Account on completion of the mortgage. Shall be converted to issue 5 on 6th March 2025.

~~~~~~NLA 23/1/25 ~~~~~~ Principality BS First Home Steps Online Savings Account (Issue 3)

Interest rate: 4.85% gross p.a. variable from 5th December 2024
Monthly payment: £0-£1,500 per calendar month
Miss any payments: Miss as many payments as you wish
Penalty-free withdrawals: Yes, 3 per calendar year
Age of applicant: Aged 18 or over
How to open account: Online
Length of account term: 5 years from opening
Maximum balance: £25,000 plus interest
Deposits on non-working days: Treated as having been received the same day.
Special conditions: You can only open this account if you do not own or have not previously owned a property. If you complete on a Principality Building Society residential mortgage on your first home in England or Wales and your First Home Steps Account has been open between 1 and 5 years, with at least the minimum balance, you may be eligible for a Celebratory Bonus of £500 (see your First Home Steps Account account terms). The Celebratory Bonus will be paid into your First Home Steps Account on completion of the mortgage. Shall be converted to issue 5 on 6th March 2025.

~~~~~~NLA 29/1/25 ~~~~~~Coventry BS Loyalty Seasonal Saver
Interest rate: 6% gross p.a. variable
Monthly payment: £0-£250 per account month
Miss any payments: Miss as many as you like
Penalty-free withdrawals: Withdrawals/closure is permitted subject to a 30 day interest penalty on the funds withdrawn until 31/10/25, from 1/11/25 withdrawals/closure shall become penalty free. The penalty for closing the account is waived if Coventry BS have announced a cut to the interest rate of this account in the last 30 days. 
Age of applicant: Age 16 or over
How to open account: Branch, phone, post, online
Length of account term: 12 months from account opening
Maximum balance: N/A
Deposits on non-working days: Treated as having been received the same day.
Special conditions: Only for people who have held a savings or mortgage account with Coventry BS, ITL or Godiva continuously since 1 January 2024 or earlier

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

The following accounts have been added between 28/12/24 and 30/1/25 (see first page of The Top Regular Savers Discussion Thread for details):

Progressive BS Online Regular Rainy Day Saver Account (Issue 3) at 6% ~~~~ Launched 2/1/25

Furness BS Christmas Regular Saver Issue 2 at 5.25% ~~~ Launched 14/1/25

Chorley BS Regular Saver (31.12.2025)  at 5.15% ~~~ Launched 2/1/25

Yorkshire Building Society Christmas 2025 eSaver/saver  at 5% ~~~ Launched 15/1/25

Leeds BS Regular Saver (Issue 60) at 4.95% ~~~ Launched 31/12/24

Principality BS First Home Steps Savings Account (Issue 5) at 4.85% ~~~ Launched 23/1/25

Skipton BS Member Regular Saver (Issue 4) at 6.75% ~~~ Launched 21/1/25

______________________________________________________________________________________________

A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.

Bridlington1

Removed from main regular savers lists:

~~~~~~NLA 31/1/25 ~~~~~~Principality BS Christmas 2025 Regular Saver Bond
Interest rate: 7% gross p.a. fixed
Monthly payment: £0-£125 per calendar month
Miss any payments: Yes, as many as you like
Penalty-free withdrawals: No withdrawals allowed except for early closure which is allowed without penalty
Age of applicant: Age 16 or older
How to open account: Branch or online
Length of account term: 12 months from the date of opening
Maximum balance: £1,500
Deposits on non-working days: Treated as having been received the same day.
Special conditions: N/A

~~~~~~NLA 31/1/25 ~~~~~~Leeds BS Regular Saver (Issue 60) ~~~ Launched 31/12/24

Interest rate: 4.95% gross p.a. variable (this interest rate first noted 29th November 2024)
Monthly payment: £0-£250 per calendar month
Miss any payments: Yes, miss as many as you wish
Penalty-free withdrawals: One withdrawal per calendar year (including account closure) without notice or loss of interest, subject to the minimum balance of £100 being maintained
Age of applicant: Aged 18 or over
How to open account: Branch, online or post
Length of account term: Matures 4/1/2027
Maximum balance: £6,000 plus interest
Deposits on non-working days: Treated as having been received the same day.
Special conditions: You may only hold one Leeds Building Society Regular Saver product of any issue at a time. Withdrawals/closure can be made by faster payment over the phone.

Latest additions to main regular savers lists:

Leeds BS Regular Saver (Issue 61) ~~~ Launched 31/1/25

Interest rate: 4.8% gross p.a. variable
Monthly payment: £0-£250 per calendar month
Miss any payments: Yes, miss as many as you wish
Penalty-free withdrawals: One withdrawal per calendar year (including account closure) is permitted subject to the minimum balance of £100 being maintained. Further withdrawals can be made subject to 30 days loss of interest on the amount withdrawn.
Age of applicant: Aged 18 or over
How to open account: Branch, online or post
Length of account term: Matures 1/2/2027
Maximum balance: £6,000 plus interest
Deposits on non-working days: Treated as having been received the same day.
Special conditions: You may only hold one Leeds Building Society Regular Saver product of any issue at a time. Withdrawals/closure can be made by faster payment over the phone.


A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.

Bridlington1

Latest additions to main regular savers lists:

Loughborough Holiday Monthly Saver: Maturity Date 31st May 2026~~~ Launched 3/2/25   Thanks @WillPS

Interest rate: 5.6% gross p.a. variable
Monthly payment: £1-£250 per calendar month ***
Miss any payments: No. If you miss a monthly payment, the account will be closed and transferred to a Regular Saver issue 1 (currently at 2.5%).
Penalty-free withdrawals: One withdrawal per account year (1st June to 31st May) excluding closure
Age of applicant: Aged 16 or over
How to open account: Branch or post
Length of account term: Matures 31/5/2026
Maximum balance: £4,000 plus interest
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: *** This must be as a single payment, multiple deposits within the same month are not permitted even if the total amount deposited is less than £250.


A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.

Bridlington1

Latest additions to main regular savers lists:

Chorley BS Regional 2 Year Flexible Saver (31.01.2027) ~~~ Launched 4/2/25
Interest rate: 5.15% gross p.a. variable
Monthly payment: £25-£300 per calendar month
Miss any payments: Yes, miss as many as you like
Penalty-free withdrawals: 2 withdrawals per year excluding early closure. If more than 2 withdrawals are made within a 12 month period the account shall be closed.
Age of applicant: Age 18 years old or older
How to open account: Branch, post or online
Length of account term: Matures on 31/1/27
Maximum balance: N/A
Deposits on non-working days: Treated as having been received the next working day.
Special conditions: Initial deposit must be received by the 28.02.2025. Only one Regular Saver and one Seasonal Saver can be held in any 12 month rolling period. Must live in one of the following postcode areas (CA, FY, PR, LA, WN, BL, L, WA, BB, CH, M, SK, CW, OL)

A reminder that this is the no chat thread, if you wish to discuss anything relating to regular savers please use The Top Regular Savers Discussion Thread.